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To enter: 1.Follow me @SleepyGurlFinances 2.Tag a friend in the comments (every tag is a different entry, so tag as many people as you want) 3.Share in your stories for an extra entry Giveaway ends Tuesday, March 31st at 9 PM PST. Winner must have Venmo, Cashapp, or PayPal to receive the giveaway. . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginnerInvestor #WomenAndMoney #WarrenBuffett #SuzeOrman #MarginOfSafety #DaveRamsey #Stacks #BuildingAssets #FIRE #SelfLove #SelfCare #MutualFunds #TheSleepyGurlWay #CashGiveaway #CashPrize #Covid19 #CoronaVirus


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Are you thinking about investing your money, but not sure where to start? @thewhitecoatinvestor has some great information to help you get started. You can read this blog post at the link in our bio! . . #mddisabilityquotes #disabilityinsurance #finance #investing #beginnerinvestor #physician #doctor #medicalprofessional


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Recessions are stressful and can take a toll on individuals mental health😣 But like Warren Buffett says: Be greedy when others are fearful! Take advantage of the low stock prices! In a year from now, once the markets begin to recover, you’ll be happy you did! The markets are resilient! They will bounce up. But in the meantime, this posts shows how you can make money during these uncertain times, and how to be better prepared for the next recession! #stockmarket #recession #beready #beginnerinvestor #stocks #money #investing #investingtips #howtomakemoney #wallstreet #bullish #bearish #wealth #wealthbuilding


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“An index mutual fund is said to provide broad market exposure, low operating expenses and low portfolio turnover. These funds follow their benchmark index no matter the state of the markets. Index funds are generally considered ideal core portfolio holdings for retirement accounts, such as individual retirement accounts (IRAs) and 401(k) accounts. Legendary investor Warren Buffett has recommended index funds as a haven for savings for the sunset years of life. Rather than picking out individual stocks for investment, he has said, it makes more sense for the average investor to buy all of the S&P 500 companies at the low cost an index fund offers.” Source: https://www.investopedia.com/terms/i/indexfund.asp I enjoy evaluating individual stocks, but if you’re not that interested in doing stock analysis, you can always contribute to an index fund each month instead. . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #SuzeOrman #MarginOfSafety #DaveRamsey #Stacks #JohnBogle #Assets #BuildingAssets #FIRE #SelfLove #SelfCare #MutualFunds #TheSleepyGurlWay


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Before you invest in anything, you should have an Emergency Fund. In fact, just creating this fund puts you ahead of the 71% of Americans who can’t handle a surprise expense. You should never treat your investments as this Emergency Fund, as there are certain times when you will need quick access to this money, such as the examples in the post. Do you guys have an Emergency Fund?🤔👇 Follow @thesmarterinvestor for daily financial tips📈 Follow @thesmarterinvestor for daily financial tips📈 - - - Follow @wolfclubsuccess for daily motivation and tips Follow @wolfclubsuccess Follow @wolfclubsuccess - - - #emergencyfund #beginnerinvestor #investinghacks #savemoney


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Don’t self-destruct. Don’t beat yourself up if you’re napping more than you planned. Go with the flow. Be gentle with yourself. Set small goals if you want to. This will be just a small chapter in your vibrant life. . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #SuzeOrman #MarginOfSafety #DaveRamsey #Stacks #JohnBogle #Assets #BuildingAssets #FIRE #SelfLove #SelfCare #MutualFunds #thesleepygurlway


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Every investor wants to know 1 thing: How do I make money?💰 Here’s a quick post on how you can make your money work for you. Let me know in the comments if you’d like a more detailed post focusing on dividends! #dividendstocks #dividends #stockmarket #stocks #investing #beginnerinvestor #money #markets


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“The Stock Market Come-Up” is an eBook for beginner/new investors who want to learn more about investing in the stock market but don’t know where to begin. I chose to release this book now to provide the knowledge necessary for new traders to profit in the midst of current market conditions as a result of the pandemic. With global markets being down, now is a great time for investors with limited money/capital to profit! Investing is all about taking advantage of opportunities that present themselves and now is an ideal time to capitalize off our current circumstances. The link is up! 📈📈📈 #quarantineandchill #stocks #stockmarketinvesting #stockmarket #investingforbeginners #investingtips #investing #beginnerinvestor #pandemic #ebooks #ebooksale #writerscommunity #moneymoves #financetips #atlanta #detroit #newyorkcity #chicagotattooartist #chicago #houston #dallastexas


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“The Stock Market Come-Up” is an eBook for beginner/new investors who want to learn more about investing in the stock market but don’t know where to begin. I chose to release this book now to provide the knowledge necessary for new traders to profit in the midst of current market conditions as a result of the pandemic. With global markets being down, now is a great time for investors with limited money/capital to profit! Investing is all about taking advantage of opportunities that present themselves and now is an ideal time to capitalize off our current circumstances. The link is up! 📈📈📈 #quarantineandchill #stocks #stockmarketinvesting #stockmarket #investingforbeginners #investingtips #investing #beginnerinvestor #pandemic #ebooks #ebooksale #writerscommunity #moneymoves #financetips #atlanta #detroit #newyorkcity #chicagotattooartist #chicago #houston #dallastexas


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Investing during a down market / bear market / recession can be rather difficult. Always remember, you will thank yourself in the future if you invest and hold during times like these. Then best way to avoid these difficulties is by having a plan and sticking to it no matter what. For example a good strategy that a lot of people use is dollar cost averaging. Check out my post on what that is if you’re unsure. My personal strategy is to invest a certain percentage of my cash every time the market falls a certain percentage. For example, if the market drops 10%, invest 10%, then if it drops 20%, invest another 20%, then if it drops 30%, invest another 30%, and when it drops 40%, invest another 40%. That is just an example of how you could go about this. There are many different strategies but choose the one you think fits your style the best. #investing #stocks #stockmarket #stockmarketinvesting #longterminvesting #recession2020 #beginner #newtoinvesting #beginnerinvestor #younginvestor #stockmarkettrading #trading #invest #stockmarketinvestor#learnstockmarket #learntoinvest #investment #dividend #investing101 #stockmarkettips #wallstreet #passiveincome #learninvesting #techbubble #financialcrisis #covid #timethebottom #timingthebottom


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Companies like to be consistent with how much they pay out in dividends each quarter because they know their shareholders like the consistent payments. Dividends are a portion of the company’s net earnings that they pay their shareholders each quarter. It gets deposited into your account as cash or you can have it automatically reinvested to buy more shares of the company’s stocks. But sometimes companies do reduce the dividends for a variety of reasons. If you want to be able to depend on consistent dividend paychecks, one thing you can do is find out how long a company has maintained or increased the dividend amount they’ve paid out. I’ve been using dividend.com to look up this info. I like to see if the company maintained/increased the dividend amount thru the last recession. This gives me some reassurance that the company knows how to handle the ups and downs of the market without risking my dividend cash flow. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #SocialDistancing #ILookLikeAnInvestor #FundAnalysis #StayHome


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(The Single Mom Chronicles of Investing) Sometimes we only go as far as the money we see! What does that means, you may ask. We can only go as far as our savings allows us to go. Saving, in most, cases involves putting money into a bank, money market account, or society account that yields a relatively very small rate of interest. Saving plans more than likely will not earn you a substantial return on your money over the long term. On the other hand, investing affords you with the opportunity to preserve and create wealth. If you are willing to take the risk, investing open up room to earn a potentially higher return over the long term. However, it is essential to keep in mind that the value of your investments and the income you acquire from them, may rise or fall and you can possible get back less than you invested. It’s all about your risk level. However, be innovative with your money and lead your family well. #investinyourself #economics #blackmoney ##mompreneur #teacherpreneur #singlemom #singledad #singleparents #girlmoney #hermoney #wealthcreation #beginnerinvestor #investingforbeginners ##savingmoney #saving #investingmoney #personalfinanceforwomen


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As you can see, the power of compounding interest might not be such as big deal in the first couple of years but it certainly makes a big difference if you look at the 10-30 years horizon. Which is why, it's always a good idea to start investing as early as possible and to reinvest the returns. (unless you are cashing out the interest gains to reinvest elsewhere with higher returns, it doesn't really make sense to cash it out just to buy another pair of shoes when it can be left to grow) It works best with fixed income assets (investments with fixed yearly returns) This is a prime example of how you can make your money work for you! Also note that compounding interest can work against you in certain instances especially in credit card debts. Banks tend to impose compounding interest on outstanding credit card debts. So you are not only paying overdue interest on you outstanding the next cycle, but also on the interest accrued. So that harnessing the power of compound interest because the future or retired you will thank you for it! #compoundinterest #compoundinginterest #simpleinterest #reinvestingcompound #longterminvestment #longterminvestor #thepowerofcompoundinginterest #compoundvssimple #smartinvestor #prudentinvestor #millenialinvestor #beginnerinvestor #howtoinvest #noviceinvestors #investingtips


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As an exercise, think of the last store/brand you shopped and google what their debt to equity ratio is (put it in comments!)


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Word of the Week Wednesday: “VOLATILITY” We are currently in an extremely volatile stock market which is why it’s “normal” to see 5-10% up or down days regularly. You can find the beta value of a stock on yahoo finance, or in most investing apps. #investing #stocks #stockmarket #stockmarketinvesting #longterminvesting #recession2020 #beginner #newtoinvesting #beginnerinvestor #younginvestor #stockmarkettrading #trading #invest #stockmarketinvestor#learnstockmarket #learntoinvest #investment #dividend #investing101 #wordoftheweekwednesday #beta #betavalue #volatility #vix #volatile #mcdonalds #mcd #amd #advancedmicrodevices


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Here are some financial tips that EVERYONE can use! Times like these can be very stressful and deflating. But remember, there is always a light at the end of the tunnel! Take this as an opportunity to financially transform yourself! You can either think of these times as misfortune or fortune, it’s your choice! #investing #stocks #stockmarket #stockmarketinvesting #longterminvesting #recession2020 #beginner #newtoinvesting #beginnerinvestor #younginvestor #stockmarkettrading #trading #invest #stockmarketinvestor #stockmarkettips #wallstreet #passiveincome #learninvesting #learnstockmarket #learntoinvest #investment #dividend #investing101 #recession #skills #incomesource #multipleincomesources #incomestreams #finance #financetips


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“The Single Mom Chronicles of Investing” In order to fully understand why flattening the curve has had such a global effect, we must understand the bare basics of economics. So once again for my beginner investors, know that economics affect every aspect of our lives. And in order to understand investing we must understand that economics is the study of governments, individuals, and even nations choices on how they allocate their resources to satisfy their needs and wants. Economics is broken into two categories: 1) Microeconomics whose focal point is on the behavior of individual consumers and producers, how people make financial decisions, trade, coordinate and cooperate with one another. 2) Macroeconomics examines overall economies on a international, regional, and national scale. Thus ranging from unemployment rates, inflation, interests rates, and the GDP ( Gross Domestic Product: booms, depressions, expansions, and recessions). Thus why ‘flattening the curve’ has affected our stock market/economy globally. So, invest wisely and learn how to move strategically during this pandemic. Be innovative with your money and lead your family well. #investing #investinyourself #singlemom #financialliteracy #basicofeconomics #personalfinances #moneymaven #buildingwealth #money #getyourcoins #singleparent #beginnerinvestor #innovative #innovativefinance


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My goal is to educate people on analyzing a stock with a focus on common financial ratios that you can find online pretty easily. After you are armed with the knowledge of what these ratios mean, you then can use your brilliant intuition and qualitative skills to do a further assessment on if a stock is a good investment or not. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Assets #BuildingAssets #FIRE #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #SocialDistancing #ILookLikeAnInvestor #FundAnalysis #StayHome


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Anybody else's soul cry whenever you check your #InvestmentAccount nowadays lol?!?! 😬😳🥺😢 - The #coronavirus is not playing with the stock market but that doesn't mean we can't make good out of a currenlty bad situation. What do I mean? Check it out: - If you are investing for the long-term, you can take advantage of current market conditions and buy strong companies at a *seriously* discounted price which could provide great returns later down the line. - BUT be patient ‼️ Although stocks are down severly from their recent record highs, they're more likely to continue to drop in the short-term as businesses and governments continue to assess the effects of #COVID19 which could give better buying opportunities than what we see right now. - So, if your portfolio looks pretty gross right now, stay calm, exercise patience, and evaluate how you can take advantage of what's going on now for the long-term. Whatever you choose to do, y'all stay safe and be careful! - #InvestingCanBeSimple #InvestmentSuccess #YouNeedToBeInvesting #BecomeAnInvestor #StockMarketTrader #InvestmentInsights #StockMarketInvestor #WallStreetInvestor #InvestmentTipsForYou #InvestingInYourself #InvestingInTheFuture #InvestingTips #InvestingForUs #FinancialFreedom #PersonalFinances #InvestmentTips #FinanceTips #MoneyTips #FinanceManager #PersonalWealth #FinancialManagement #ForTheInvestors #BeginnerInvestor #StockTrading #StockMarkets #ForTheCulture #CulturedWealth


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Investing in the stock market should not be seen as a “get rich quick” scheme. However, there are circumstances where fully established companies have large stock price jumps in short periods of time. Don’t think investing NEEDS to take decades of time to actually start making money. Stock price jumps like these don’t happen often, but they do happen. I was lucky enough to personally get in on this great movement (didn’t buy at the absolute lowest price of $177 and sell at the absolute highest price of $967 though). You may be thinking, how can this even happen? And why didn’t people see this coming? Well, some stocks (like Tesla at one point), have all negative news surrounding them like: “they’re going to go bankrupt”, “their CEO is crazy”, “they aren’t profitable”, etc. But as soon as some of those negative things become false, and the company begins producing amazing financial numbers, people completely flip all of the negative news to positive. There were a few other reasons as to why this happened with Tesla stock but that was one of the main reasons. So a trick to buying into one of these stocks is to buy when there is a lot of negative news around it, but you are very confident that soon enough, the company will turn those negatives into positives, which will push the stock price up.... (think about what is happening to the cruise line and airline industries right now). #investing #stocks #stockmarket #stockmarketinvesting #longterminvesting #recession2020 #beginner #newtoinvesting #beginnerinvestor #younginvestor #stockmarkettrading #trading #invest #stockmarketinvestor #stockmarkettips #wallstreet #passiveincome #learninvesting #learnstockmarket #learntoinvest #tesla #tsla #elonmusk


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Becoming a millionaire may seem impossible, but investing some of your income into an index fund like the S&P 500 (average annual return of 10%) each month over a long period of time is all you need to do! #investing #stocks #stockmarket #stockmarketinvesting #longterminvesting #recession2020 #beginner #newtoinvesting #beginnerinvestor #younginvestor #stockmarkettrading #trading #learntoinvest #invest #stockmarketinvestor #stockmarkettips #millionaire #millionaireinvesting


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Analyzing individual stocks or mutual funds can seem overwhelming. Start with one metric like the debt to equity ratio or price to earnings ratio to analyze a stock. Then build from there. I’m always adding to my analysis. Just yesterday I decided to add how long a company has been increasing their dividend payments to my analysis. I decided since I like reliable dividend payments that that was something I cared about in my investments. Create a worksheet for yourself to fill out every time you evaluate a stock. I provide a worksheet in my Sleepy Gurl’s Beginner Stock Analysis Guide, if you don’t want to make your own. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #AutomatingSavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #SocialDistancing


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🗣🗣🗣🗣 Listen up everyone. Take advantage of this time at home. I know there’s a voice in your head distracting you from going for it but PLEASE take a keep and just do it. We waste $2-300 easily. Invest now! #beginnerinvestor #investingtips #newyorkinvestor #corona #quarantineandchill #investment


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Want to know how markets will behave even before the opening bell? Then look at futures indexes. Futures are not to be confused with options. A delivery of asset MUST be fulfil with a futures whereas an option, as the name suggests, give you an 'option' to exercise it, if you so wish to. The futures market can be used by types financial players, including investors and speculators, as well as companies that actually need the physical delivery of the goods. For example, airlines regularly do this to secure lower oil price for a future delivery date, if they expect prices to increase. However, it's also not unusual for airlines to hedge prices wrongly resulting in heavy losses. One good example is the oil crash seen recently. Airlines that did not foresee this crash would have signed a contract to buy jet fuel at a much higher price now months ago for delivery now. Since they agreed to the contract, they will need to pay the higher price that was agreed upon, even when oil prices are trading very low right now. #futures #futuresindexes #futurestrading #futurestockmarket #dowfutures #djifutures #sp500futures #futuresmarket #hedging #marketmovement #oilprice #jetfuel #oilpriceslow #airlinesfuel #crudewar #oilpricewar #whyfutures #whatisfutures #howtotradefutures #trading #marketopening #moneymarket #futuresoption #stockmarket #sahremarket #investingterms #deriratives #beginnerinvestor #marketwatch #investingtips


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MacroTrends.net is my fav free website to look up financial ratios about a stock. I use the website to check the price to book, debt to equity, price to earnings, and other ratios. It also has historic info which is helpful because I like to see the last 10 years of a company’s book value change. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #AutomatingSavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #socialdistancing


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Be gentle with yourself right now. Let yourself zone out on cartoons or trashy reality tv. Stay active, even if it’s just a little bit, like doing some push ups or a few squats here and there. And buy healthy stocks. A low price to book value ratio means the company’s stock price is selling near what its net worth is; it has less far to fall. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #AutomatingSavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #SocialDistancing


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The stock market is crashing and I’m sure you’re asking yourself, “WHAT AM I SUPPOSED TO DO?” 📉 First, stay calm and don’t panic. We’ve all been through a recession and although they’re no fun, we know our economy will bounce back. 📉 But, before you start investing in cheap stocks, read through these to make sure you’re making the right decision. 📈 📉 #goaldigger #goals #financialfreedom #credit #financialwellness #getoutofdebt #creditrepair #diycreditrepair #goaldriven #debtfree #liverich #wealthy #financialhealth #coronavirus #workfromhome #recession #stockmarket #beginnerinvestor #investing101 #stock101 #stockmarket101 #stocks #invest #investments #investing #stockmarketcrash #recession #coronavirus #pandemic #money


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The last recession happened when I was in high school. My only job was babysitting, and I was no where near financially independent.⁣ ⁣ For a lot of us, this is the first time we’re going through something like this when we are financially independent and it is SCARY. ⁣ ⁣ I spent a lot of time thinking about what I should be saying here when it started to look like we were headed for a steep economic downturn. This account definitely did not exist the last time the economy wasn’t doing well, and I really don’t want this to become a negative place because the economy’s not so hot.⁣ ⁣ I decided I don’t know what to say besides this absolutely sucks all around and I’m sorry for all the hardships you may face or are already facing. ⁣ ⁣ On my end, I’m going to do my best to continue to provide valuable tips, and I look forward to the challenge of learning firsthand a whole new side of the personal finance world. ⁣ ⁣ PS PLEASE STAY HOME!!!!!!


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I know I’ve said this before, but I want to reiterate that you should not feel FOMO for being unable to invest in the stock market right now. A lot of the drama surrounding the stock market dip is the relativity of the drop. Going from market highs to one year lows in a week is shocking. But if you go back 1-3 years, lots of stocks have had lower lows. So when it’s your time to invest, trust that there will be stock market deals regardless on how well or stagnant the stock market is. . . . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #AutomatingSavings #Assets #pitbullpuppies #FIRE #MutualFunds #TheSleepyGurlWay #COVID19 #CoronaVirus #Quarantini #socialdistancing


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Is learning to invest hard as figuring out a magic trick? No!! BUY DON'T DIE BROKE to show you the tricks behind investing. Market is low...now's (almost) the⁣ time to invest! DON'T DIE BROKE! 𝗡𝗶𝗻𝗲 𝗲𝗮𝘀𝘆 𝘀𝘁𝗲𝗽𝘀 & $𝟭𝟮.𝟵𝟵 𝗰𝗮𝗻 𝗰𝗵𝗮𝗻𝗴𝗲 𝘆𝗼𝘂𝗿 𝗹𝗶𝗳𝗲!


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🖥 #OnlineLearning #Free #Webinar #RegisterNow 🖥 The benefits of having your first home be an investment property. ✅ REGISTER TODAY: https://joinsapin.com/Web1stHome How can you make your first home your first investment? Join Zak Myeza, 2019 Beginner Investor of the Year! and Dave McGlashan as they chat about how you can make your first home an investment property during this online webinar. Event Details: When: Tuesday, 17 March 2020 Time: 18h00 Where: From the comfort of your own home Don't miss out! REGISTER TODAY: https://joinsapin.com/Web1stHome #InvestInYou #firsttimebuyer #beginnerinvestor #firsthome #firstinvestment #PropertyInvestment #Properties #investment #realestateinvestment #investor #realestate #webinar #advice #investmenttips #propertysourcing #returnoninvestment Sapin Connect, Zak Myeza, Dave McGlashan, Andrew Walker


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🖥 #OnlineLearning #Free #Webinar #RegisterNow 🖥 The benefits of having your first home be an investment property. ✅ REGISTER TODAY: https://joinsapin.com/Web1stHome How can you make your first home your first investment? Join Zak Myeza, 2019 Beginner Investor of the Year! and Dave McGlashan as they chat about how you can make your first home an investment property during this online webinar. Event Details: When: Tuesday, 17 March 2020 Time: 18h00 Where: From the comfort of your own home Don't miss out! REGISTER TODAY: https://joinsapin.com/Web1stHome #InvestInYou #firsttimebuyer #beginnerinvestor #firsthome #firstinvestment #PropertyInvestment #Properties #investment #realestateinvestment #investor #realestate #webinar #advice #investmenttips #propertysourcing #returnoninvestment Sapin Connect, Zak Myeza, Dave McGlashan, Andrew Walker


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If you’re self-quarantining or social distancing, pick a chore to do each day to keep you busy and if possible get outside for a powerwalk. If you’re taking advantage of the stock market drop, remember to pick companies with low debt to equity ratios. This will improve their chances of surviving a recession. I look for a debt to equity ratio of less than 0.50 (I don’t always follow this, but now wishing I would have). This is a great time to rest, but also try to have some structure in your day, such as going to bed and waking up at regular times and getting some mild exercise/stretching. I was in the military for seven years and was often in this type of “social distancing/isolated” kind of situations. Exercise and structure in our days kept our mental health reasonably steady in very stressful and isolated times. This might also be a good time to try to pick up a new skill. There are lots of free language learning apps and some ivy league schools offer free college courses. Set a goal to work on a new skill for 10 minutes each day. . . . . . . . #COVID19 #CoronaVirus #SocialDistancing #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #EmergencySavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #StockMarket #Expenses #YourMoneyOrYourLife


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Stuck at home and bored? Why not go through your expenses and see which ones you can reduce? Then plan on putting that extra money into savings. Shop around for cheaper car and/or renters insurance. See if you can bundle your insurances to make them cheaper. Cancel any subscriptions you don’t use that much or that don’t bring you joy. Look for a roommate if you’re living alone or have an extra room. Pay off your gahhdamn phone so you can move to one of those cheap phone companies like MetroPCS or Cricket Wireless. Cut up all but one credit card (one might be useful for emergencies until you get your emergency savings built up). Downsize your house or apartment to just what you need. Downsize your car or find a more fuel-efficient car. . . . . . . . #COVID19 #CoronaVirus #SocialDistancing #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #EmergencySavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #StockMarket #Expenses #YourMoneyOrYourLife


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🔥NEW VIDEO • LINK IN BIO🔥A video for the #beginnerinvestor or an #investor who needs a refresh! We’ll go over what dollar cost averaging is and if it’s a good strategy for #investing! Let us know what you think!


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The benefits of social distancing is it will give us some time to rest and research stocks to buy. But one of the draw backs is that due to schools closing, kids from low income families that relied on the school for one or two meals a day will now have to get them from home. This may put an added stress on your local food pantries, since parents may turn to them for help (especially if that parent is having reduced hours due to less business). If you have some extra funds, consider donating money to your local food pantry. Source: https://www.pbs.org/newshour/health/how-to-help-others-in-the-covid-19-crisis . . . . . . . #COVID19 #CoronaVirus #SocialDistancing #FoodScarcity #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #EmergencySavings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #StockMarket


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Having a great catch up with #propertyinvestor and friend @zakmyeza Looking forward to launching a #beginnerinvestor course with #thebussstop heading it up! #watchthisspace


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There are a lot of emotions right now due to COVID-19. Lots of stocks are at their lowest they’ve been for while. But that doesn’t mean you have to throw all your money into the stock market if it’s not part of your plan right now. I know the FOMO (fear of missing out) is real. I had to wait a couple days for some money to transfer and it was honestly agonizing. But FOMO is an emotion, and not always the most helpful emotion for reaching your goals; so don’t let it dictate your moves right now. If you’re focused on paying off your debt or building your emergency savings, don’t feel pressured to change gears and use that money to buy stocks. We should be avoiding crowded places for a little while, so that means you might have a little extra discretionary budget that you were going to spend at coffee shops, restaurants, concerts, etc. Feel comfortable using that discretionary budget to buy a share or two of a stock you’re interested in, but I don’t recommend that you take from your debt payoff budget or emergency savings budget to buy stocks. There are always good stock deals. During the market highs, you just have to search a little harder to find them. . . . . . . . #COVID19 #CoronaVirus #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #BrokerageAccount #StockMarket


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T R I P L E X learn to earn Multifamily opportunity in Echo Park within the HiFi area. Remodeled 3 Units + a 740 SQFT Workshop currently being used as storage and Laundry but with ADU potential. Buyer must verify with city. . . . . #cashnflow #cashnflowofficial #rentalincome #commercialrealestate #cashncoach #buildwealth #propertymanagment #passiveincome #rentals #losangelesinvestmentproperties #lamultifamily #realestateinvesting #realestateinvestor #losangelesinvestor #multifamilyexperts #grantcardone #biggerpockets #beginnerinvestor #newbieinvestor #newinvestor Listing courtesy of Good opportunity homes & INV.


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Please ignore this if you are focused on paying off your debt or building your emergency savings. There will be other dips and you’ll have many other opportunities to buy stocks at a discount. Stick to the plan. . . . . . . . . #COVID19 #CoronaVirus #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #BrokerageAccount #StockMarket


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I think the biggest hurdle for any new investor isn’t learning the financial ratios or choosing when to buy, it’s opening a brokerage account. I don’t quite know why opening the account is the hardest step, but I felt that way too. My advice is to just be brave and commit to opening one by a certain date. It doesn’t cost any money to open a brokerage account to invest and most brokerage accounts, at least in the US, don’t vary that much. You can just Google “best discount brokerage companies” for some options. . . . . . . . . #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #BrokerageAccount #StockMarket


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It’s easy to find the P/E ratio. You can Google “[stock name] stock” and the P/E ratio should pop up for you. The P/E ratio takes the market price the stock is selling for and then is divided by how much the company earned per share over the last year. Spending less for more earnings is a good thing! That’s why we like low P/E ratios. . . . . . . . . #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #Assets #BuildingAssets #FIRE #MutualFunds #TheSleepyGurlWay #PayYourselfFirst #PriceToEarningsRatio #StockMarket


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D U P L E X learn to earn Amazing duplex opportunity within USC Campus Patrol Zone. Property has been renovated and has laundry on site. This house sleeps 7+💰💰 Don’t let this one slip away. Message us for showings. . . . . #cashnflow #cashnflowofficial #rentalincome #commercialrealestate #cashncoach #buildwealth #propertymanagment #passiveincome #rentals #losangelesinvestmentproperties #lamultifamily #realestateinvesting #realestateinvestor #losangelesinvestor #multifamilyexperts #grantcardone #biggerpockets #beginnerinvestor #newbieinvestor #newinvestor Listing courtesy of Keller Williams Downtown LA


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Happy international women’s day! About a year ago, I learned that women have vastly less wealth than men. We know that there is a pay gap of around 21% between men and women* but the wealth gap is HUGE. The typical woman has 36% of wealth as the typical man. Single mothers have 8% wealth as single fathers. Never married women have 16% wealth as never married men. There are a lot of factors that contribute to the wealth gap. For example, women are more likely to have low wage jobs and part time jobs, which aren’t just paid less, but don’t have the benefits that can help increase wealth like healthcare, 401k matching, and paid maternity leave. On top of that, women are more likely to both take care of the young and the aging. Closing the gender wealth gap is good for everyone. But what can we do today to help close the wealth gap? 1.If your employer doesn’t offer a 401k plan, open your own retirement account, called an IRA (individual retirement account). That way you can still have access to the tax savings that retirement accounts offer. 2.As much as possible, try to negotiate your salary higher to reduce the pay gap. 3.Learn how to budget your money with an emphasis of paying yourself first so that you’re not always treading water and can build some real wealth. 4.Realize that to close the wealth gap, we’ll also need to get involved in legislative changes as well. At some point, we’ll need to mandate paid maternity leave in the US (the US is one of the only countries without mandatory paid maternity leave). . *I apologize for speaking in a gender binary and leaving out non-binary genders in this post, I hope that our language evolves soon to not refer to gender as a binary. Sources: the book Shortchanged by Mariko Lin Chang; the report “On Shaky Ground” by the Asset Funders Network . . . . . . . #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #GenderWealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #DaveRamsey #MarginOfSafety #Savings #AutomatingSavings #AutomatingFinances #Assets #BuildingAssets #FIRE #Ri


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🖥#FREE #WEBINAR 🖥 The benefits of having your first home be an investment property. ✅ REGISTER TODAY: https://joinsapin.com/Web1stHome How can you make your first home your first investment? Join Zak Myeza, 2019 Beginner Investor of the Year! and Dave McGlashan as they chat about how you can make your first home an investment property. Event Details: When: Tuesday, 17 March 2020 Time: 18h00 Where: From the comfort of your own home Don't miss out! REGISTER TODAY: https://joinsapin.com/Web1stHome #InvestInYou #firsttimebuyer #beginnerinvestor #firsthome #firstinvestment #PropertyInvestment #Properties #investment #realestateinvestment #investor #realestate #webinar #advice #investmenttips #propertysourcing #returnoninvestment Sapin Connect


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🖥#FREE #WEBINAR 🖥 The benefits of having your first home be an investment property. ✅ REGISTER TODAY: https://joinsapin.com/Web1stHome How can you make your first home your first investment? Join Zak Myeza, 2019 Beginner Investor of the Year! and Dave McGlashan as they chat about how you can make your first home an investment property. Event Details: When: Tuesday, 17 March 2020 Time: 18h00 Where: From the comfort of your own home Don't miss out! REGISTER TODAY: https://joinsapin.com/Web1stHome #InvestInYou #firsttimebuyer #beginnerinvestor #firsthome #firstinvestment #PropertyInvestment #Properties #investment #realestateinvestment #investor #realestate #webinar #advice #investmenttips #propertysourcing #returnoninvestment Sapin Connect


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Even the Wolf of Wall Street started as a pup. If you're still at the beginning of your investing journey, check out our #BestBuys2020 to see who we rate and why. @ajbellyouinvest @fidelityinternational @moneyboxteam @thenutmegteam @pensionbee @vanguardgroup @wealthifycom http://bit.ly/2IhLLDb⠀ ⠀ #investing #ukinvesting #investment #bestisa #bestpension #beginnerinvestor #investinghelp #moneytips #ukmoneybloggers #boringmoney #isa #stocksandshares #stockmarket


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There are actually lots of great stocks to consider investing in right now, but if nothing appeals to you, it’s ok to invest elsewhere like bonds or move your cash to a savings account with as high of an interest rate as you can find. . . . . . . . . #DividendStocks #Dividends #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #MarginOfSafety #Savings #AutomatingSavings #AutomatingFinances #Assets #BuildingAssets #FIRE #SelfLove #SelfCare #MutualFunds #TheSleepyGurlWay #PayYourselfFirst


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QUESTION: Are you starting out and want to become familiar with the insider jargon and secrets? SIGN UP for our foundation membership today at https://sapropertynetwork.com/foundation-membership/ Our foundation membership is packed with high-value property investment content including: ✅R 200 discount on public events ✅Read monthly eBooks ✅Access our members portal and explore forums and articles across a multitude of subjects ✅Connect and network with like-minded investors on the portal ✅Browse SAPIN Connect’s marketplace offering high-value deals ✅Access a replay library of content rich webinars ✅Enjoy massive discounts on Unlimited Lightstone Reports ✅R 300 per Virtual Q&A sessions with industry experts and coaches ✅Free access to The Property Academy Accelerator course (consisting of 5 educational videos, covering vital topics for the beginner investor) ✅Discount on MasterMind Group Coaching offered by The Property Academy START YOUR JOURNEY TODAY! https://sapropertynetwork.com/foundation-membership/ #propertyinvestment #foundation #beginnerinvestor


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QUESTION: Are you starting out and want to become familiar with the insider jargon and secrets? SIGN UP for our foundation membership today at https://sapropertynetwork.com/foundation-membership/ Our foundation membership is packed with high-value property investment content including: ✅R 200 discount on public events ✅Read monthly eBooks ✅Access our members portal and explore forums and articles across a multitude of subjects ✅Connect and network with like-minded investors on the portal ✅Browse SAPIN Connect’s marketplace offering high-value deals ✅Access a replay library of content rich webinars ✅Enjoy massive discounts on Unlimited Lightstone Reports ✅R 300 per Virtual Q&A sessions with industry experts and coaches ✅Free access to The Property Academy Accelerator course (consisting of 5 educational videos, covering vital topics for the beginner investor) ✅Discount on MasterMind Group Coaching offered by The Property Academy START YOUR JOURNEY TODAY! https://sapropertynetwork.com/foundation-membership/ #propertyinvestment #foundation #beginnerinvestor


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Don’t compare your success to anyone else. Stay focused on your rich bishh vision. It looks like I might be in my not quite the most luxuriously housing a little longer than I planned. But I’m not worried. I trust my process and, to paraphrase Robert Kiyosaki, I’m building an empire building foundation. An empire building foundation might take longer than foundations for less formidable buildings, so comparison is not beneficial. Enjoy your weekend! Rest and stack your money 💕💕 . . . . . . . #WomenInvestors #WomanInvestor #Investing101 #CashFlow #WealthBuilding #Wealth #SleepyGurlFinances #WealthGap #GenderWealthGap #PayGap #DebtFreeCommunity #ValueInvesting #BeginningInvestor #BeginnerInvestor #WomenAndMoney #WarrenBuffett #BenGraham #DaveRamsey #MarginOfSafety #Savings #AutomatingSavings #AutomatingFinances #Assets #BuildingAssets #FIRE #RichBish #RichBishhh #StarterEmergencyFund #ilooklikeaninvestor


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