I saw @flightsandfiance share a post in her stories and thought I’d take a look. This is from The New York Times Business section... showing the S&P 500 gaining over 180% despite the ups and downs over the last 10 years.
What does this tell me? This too shall pass. So if you have money sitting around, not collecting interest or being used, it’s probably a good time to get into the market. The market may still go down the next few months (virus, elections coming up, etc.), but it’ll go up eventually.
Knowing this is what keeps me calm. Two years ago I knew nothing about the stock market, market cycles, asset allocation, what points or percentages meant, etc. I still don’t know much, but one thing I’m glad I have read and heard multiple times is:
 Buy and hold is the way to go
 You don’t lose anything unless you sell during a dip
If I wouldn’t have learned this earlier, I would be freaking out right about now (I’m down about $3,000 from what I started with earlier this month) and not wanted to invest any more of my monies. BUT since that’s not the case, I am adding another $1,000 to my Roth IRA today, for a total of $2,000 invested this month alone. I’m also selling some bonds/TIPS to up my stock allocation today. Taking advantage of this market correction and getting these index funds at a 10%+ sale right now 💅🏽💁🏽♀️ I’m actually buying at lower what I initially paid 7 months ago when I started 👌🏽