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Hello 👋!! My name is Holly and I’m the one behind our budget journey. I thought I would share so facts about me, this journey and even things not directly related to money 💰, but I think it comes full circle . The ups and downs in life does affect our finances. 1. We live in Orange County CA, I work for a freight company and my hubby is a engineer and works for the city. We have two teenage boys 14 and 15. 2. We were on baby step 2 until last year when we wrapped that up and currently on babystep 6. We currently owe $440,000 on the house with a goal of 10 years or less. 3. I have always worked full time until April of last year when I became part time. The decision was the best decision we could have made for our family as my oldest started suffering from depression and substance abuse. ( see I told you I’m a open book) 4. We have not been on vacation in 6 years and we will be going to Hawaii this summer. We set a goal to pay for Hawaii without touching normal funds. It will be paid through points, side hustle and cashing out a few weeks of vacation. 5. We do NOT use cash, we use credit cards for everything this year and has worked great . We stay in budget and have not paid interest all year.... and we get points for our flight to Hawaii!! 6. A a fun fact in 2016 I was nominated and won the Orange County leukemia and lymphoma society women of the year. It’s a 10 week campaign to see who raises the most funds for blood cancer ... I raised with my team $76,000 in ten weeks and placed that in pediatric cancer research!! So there you have it.. thank you for following along!! #debtfreecommunity #debtfreejourney #debtfree #daveramseybabysteps #daveramsey #babystep6


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Repost @motioncity.church THIS SATURDAY from 11am to 5pm, come hang with us for a huge, multi-family GARAGE SALE! Our first FPU class has joined forces to try and hit their emergency fund goals. Be on the lookout for vintage fashion, brand-name purses, Jordans, small electronics, kids clothing, and more. • What’s Motion City without fresh coffee, and doughnuts? See you soon! #FPU #financialpeaceuniversity #daveramsey #weareforLA #losangeles #artsdistrictla #dtlaartsdistrict #laartsdistrict #finances #financialfreedom #debtfree #debtfreecommunity #debtfreejourney #debtfreegoals


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THIS SATURDAY from 11am to 5pm, come hang with us for a huge, multi-family GARAGE SALE! Our first FPU class has joined forces to try and hit their emergency fund goals. Be on the lookout for vintage fashion, brand-name purses, Jordans, small electronics, kids clothing, and more. • What’s Motion City without fresh coffee, and doughnuts? See you soon! #FPU #financialpeaceuniversity #daveramsey #weareforLA #losangeles #artsdistrictla #dtlaartsdistrict #laartsdistrict #finances #financialfreedom #debtfree #debtfreecommunity #debtfreejourney #debtfreegoals


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Went and checked out our block of dirt now we officially own it over the weekend 🥳 we probably should've taken some gloves and pulled out the weeds that have strated to grow 😂 . Forms for our build loan application have been sent through to our broker so hoping to get some movement on that soon so that we can start the next phase 🏡


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Some days are harder than others but trust me it will be worth it in the end. Don’t settle for average, fight for the best for you and your family! You didn’t come this far to only come this far.


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"You can make a fortune and live the life of luxury you always wanted with very little capital if only you know what to do and who to meet. With my accurate trade signals you get the chance to earn up to $30,000 on monthly basis.. You don't even need to leave your home in order to start making profit. All you have to do is create your account and fund while I manage your account and start making trades thus helping you earn more profit I can show you how I got everything if only you're willing to learn just DM me for startup tips and account management. Making money just got easier.... . . . #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind


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Hit a milestone today, in paying off another debt 🍾 Next week I will be able to increase the payments on my next smallest debt and continue Step 3 of Barefoot 'Domino Your Debts'. Debt can be overwhelming. I know this first hand. It's always in the back of your mind, keeps you up at night and can leave you feeling deflated. Having a strategy (that works) in place is a great feeling 👍 I started this by arranging them, smallest to largest and working out what the minimum repayments were... Looking at what I had in my FE (Fire Extinguisher) account each week, I made sure to hit minimum repayments on all of them, putting the balance (higher than min repayment) towards my smallest. As each one has been cleared I've shifted that money to my next smallest and so on. The feeling of momentum and knocking them down is amazing. One step closer to being debt free 😊 #money #debtfree #debtfreejourney #banking #feelinggood #dominoyourdebts #debt #control #discipline #strategy #fireextinguisher #goals #barefootedkiwi #barefootinvestor #barefoot #newzealand


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Another addition added to my gold mining investments, Highland Gold Mining. Pays 6.4% dividend yield too 😁 #highlandgold #mining ⚒⛏


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Just simply surviving over here. 🤷🏽‍♀️


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New purchase yesterday in the price dip, Unilever. Strong dividend stock to help grow my passive income 💷 #unilever


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We are helping 40 more people Restore their CREDIT TODAY• • HELP DOES NOT MEAN FREE• • NO MORE PROCRASTINATING! DM US NOW OR TEXT “Credit repair” TO THE NUMBER 786732-439-3768 WE HAVE SOMETHING FOR YOU


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One step closer to be debt free!! I’m so close to having this first card payed off. The goal is to have this capital one card payed in full and closed by the middle of February. Then on to the next card! #cashenvelopes #budget #tbm #frugal #debtfree #debtfreecommunity #daveramsey #debtfreejourney #debtfreegoals #goals #dreams #cash #money #frugalliving #budgetplanner #debtpayoff #creditcard #creditcarddebt


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Increased my holdings in Amazon, Ford and BP while stock market dipped yesterday, also help dollar cost average my price lower 😁📉💰 #amazon #britishpetroleum #ford


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We have 2 units, one is new and the other is original to the house... 28 years old. We knew the time would come soon but we were putting it off as much as possible lol. We are calling hvac places and getting many quotes! Wish us luck 🙏🏻 #daveramsey #daveramseybabysteps #babysteps #babystep2 #studentloans #cash #cashflow #cashenvelopes #budget #budgeting #mealprep #mealplan #frugal #frugalliving #financialfreedom #totalmoneymakeover #debtfreecommunity #debtfreejourney #debtfree #debtsnowball #debtfreeliving #debt #debtfreegoals #debtfreedom


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We don’t do it for the money... we do it for the freedom. When was the last time you took a moment out of your day to pat yourself on the back? Be proud of the empire you are building. YOUR DAY IS COMING. • • • • • • • • • #financialfreedom #entrepreneur #money #business #finance #debtfree #investment #success #investing #financialliteracy #financialindependence #debtfreecommunity #wealth #realestate #personalfinance #debtfreejourney #motivation #forex #creditrepair #budgeting #millionairemindset #passiveincome #goals #credit #entrepreneurship #financialeducation #invest #creditrestoration #financialplanning #ratrace


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So I invested bit more money in yesterday, in my Trading212 portfolio, bought a few stocks, take advantage of the drops and lower average price 😉 I’m currently £66 up (9%) so happy to survive my first big red day, coming back strong with a green day today 📉📈😎


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In his book - I will teach you to be rich, Ramit mentioned that we should focus our efforts on saving on large purchases like a house or car instead of focusing on cutting back on small expenses like $3 lattes. ⁣ ⁣ While I completely agree with this statement , I also think that a lot can also be achieved from saving on little expenses as well.⁣ ⁣ When you save on a huge purchase you are excited but when you cut back on your excesses you actually feel a pinch. That pinch is your mindset changing, You stop placing so much value on material items that you cannot account for after a few hours, it is DISCIPLINE. It’s a habit that over time will end up saving you a lot of money and unnecessary accumulation of stuff!⁣ ⁣ Saving on a $3 expense might not seem like much but if you find 10 different small expenses you can cut back on, then it starts to add up and btw, these small expenses are the reason a lot of people are always broke and never seem to be able to have enough month at the end of a pay check.⁣ ⁣ While it’s important to save on all your big ticket items, I also think it’s equally as important to save on small items as well because the latter leads to a more fulfilling lifestyle where you no longer have to depend on “stuff” to bring joy.⁣ ⁣ I used lattes here as a general reference to any daily purchase you make that might be causing you to be broke, it doesn’t necessarily have to be a latte. #iwillteachyoutoberich


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February budget is ready! I usually create the framework 2 months out and then update every 2 weeks. I'm pretty accurate with my budget and don't often overspend. This is my budget outline for February. . Sinking funds this month are car parts and root canal. Goal is to have $1500 for car parts by June and $1000 for root canal by March. . House expenses include mortgage, utilities, food, wifi. . We separate our "personal" expenses in the budget. We each pay them with combined income. These include gas, business expenses, insurance. . 35% of income will go on student loans. This is slightly lower than January because we had more income. . Have you finished your February budget? . Please like and follow!


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Make this year the year when you say enough is enough! Look over what you are spending. Make a list of all your expenses. You have to start some where so start with expenses. It’s really eye opening when you write down how much you spent on what. When you realize the money spent, you will wonder why you haven’t started sooner! - #frugalliving #frugalmom #frugalmeals #debtfreecommunity #debtfreejourney #debtfree #debtfreeliving #debtfreeliving #debtfreescream #filofaxpersonal #filofaxpocket #filofaxmalden #cashenvelopes #cashenvelopesystem #cashenvelopestuffing #cashenvelope #etsyshop #etsysellersofinstagram #etsyseller #etsy #etsystore #debtisdumb #daveramseybabysteps #daveramsey


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In a #timeshare that you don’t like?


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One of the things I loved about being away with family was cooking up big, delicious meals for everyone. My soon to be SIL is coeliac, so we (obviously!) catered for her as well, which to be honest, I think is reasonably easy when you’re cooking from scratch. On this night we had fish tacos. I pan fried seasoned fresh snapper, which wasn’t cheap but was well worth it. We served it with a coleslaw - now my most asked for salad at bbq parties! A recipe is in my highlights. I also made a baby tomato, fresh corn and spinach relish, and a seasoned mayo (smoked paprika, garlic powder and lemon juice). We had it with flour tortillas and corn (GF) soft tortillas, fresh avo and lemon wedges. Such a hit, and everyone enjoyed serving what they liked and how much they wanted.


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The JONESES are debt-free!!! So awesome. Now, these are the Joneses people should try to keep up with. Way to go, you guys! 2019 has been a HUGE year for the Jones household. Someone became a CPA 👉🏾 😊, we had our second child, and we PAID OFF OUR DEBT! At the beginning of this year, we prayed and declared that this would be one of the best financial years of our lives. So to everyone and everything we said “NO” to for the last couple of years, this is why! Credit card debt 💳: GONE Medical bills 🏥: GONE Car loans 🚗: GONE Student loans 📚: GONE $64,000 total: GONE 🙌🏾 Not only our lives, but the lives of our boys will forever be changed because of this. Proverbs 13:22 says “A good man leaves an inheritance to his children’s children...”. Man God is faithful! S/O to for the support via radio, YouTube, and podcast when we just wanted to quit and spend some money. NO MORE PAYMENTS! #debtfree #debtfreecommunity #debtisdumb #totalmoneymakeover #daveramsey #gazelleintense #debtfreescream #babysteps #debtsnowball #momoney #whatsinyourwallet #nolongerslaves #debtfreedom #cashisking #wherethecashat #budgeting #budget #debtfreejourney #CPA #millennialmoney #goals #buildwealth #money #wealth #keepingupwiththejoneses #millennials #financialindependence #financialfreedom #millennialfinance


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"You can make a fortune and live the life of luxury you always wanted with very little capital if only you know what to do and who to meet. With my accurate trade signals you get the chance to earn up to $30,000 on monthly basis.. You don't even need to leave your home in order to start making profit. All you have to do is create your account and fund while I manage your account and start making trades thus helping you earn more profit I can show you how I got everything if only you're willing to learn just DM me for startup tips and account management. Making money just got easier.... . . . #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind


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"Hello, Are you interested in making money from trading (Stocks, currencies,bitcoin trading, gold)? It is a simple beginners way of making good money, no experience needed. Message me now if you want to sign up and start trading... Minimum investment of $1000 see your self achieving financial freedom...Dm me for more enquiries. Make that turn in your life and start earning.... . . . #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind"


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Financial Rescue with Rod Mercado is announcing a new Debt Consolidation program for a TV commercial.


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February is my last month of maternity leave and while I have really enjoyed being in the no work bubble getting to know our newest little one, having two wages coming in is really a must trying to provide for three little ones. ⭐️ I am in a really privileged position that I am returning to work on a four day week (lets be honest they’ll pay me for four and get five days effort 😂) and as my partner works shift we are going to try to manage childcare ourselves. It has taken a lot of leave days and a huge amount of planning but it looks like for 2020 at least its going to be manageable (🤞). Its not just about the money (obviously that would be a serious expense with three under 5), its also about wanting to be there to drop our kids to and from school, and to spend time with them. Every time I’ve returned to work after maternity I’ve dreaded it. Every morning leaving them with a stranger, a nice and heavily vetted one but a stranger no less. This time there’s no anxiety, I can enjoy the last few weeks instead of interviewing prospective minders and all the trial hours here and there. Handing over your baby and watching the fear in their eyes is heart wrenching. And I know it does subside and they get used to the drop off but it doesn’t make leaving them any easier. - This time I’m excited for them to have some daddy time. Don’t get me wrong I’ll have to be super organised .... I’ve already got bags with their names on them which will be filled the night before with their outfits or God knows what they could be dressed like 😂 Nutritious lunchboxes will be made and left out or they will be forced to live on jam sandwiches! So yes it will take serious teamwork, communication and planning but we’ve got this. 🌟 From a financial point of view the money that we would be paying will be set aside every pay check and go directly into savings. #maternityleave #nochildcareyear #goingbacktowork #savingmoney #bestofbothworlds #teamwork #savings #threeunderfive #debtfree #planning #budget #personalfinance #financialgoals #childcare #moneysaving


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“Be fearful when others are greedy, be greedy when others are fearful” @warrenbuffettquote . . It has been a sea of blood in the past week, so i decided to go shopping. Small buys here and there nothing too crazy BUT When the real recession happens you can bet your ass off I’m using all my money to buy everything, 💯 . Are you seeing any of the profits? . . . #investor #knowledge #invest #movement #money #debtfree #finance #personalfinance #moneymoves #investment #wealth #realestate #elite #financialfreedom #garyveechallenge #stocks #stonks #tbm #influencer #followme #robinhood


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Iniciamos el primer diplomado del 2020 de Doctor a Empresario. Un diplomado especializado en brindarle herramientas y estrategias para que los profesionales de la salud puedan atraer más pacientes por medio de marketing y administrar su clínica por medio de finanzas empresariales logrando tener un negocio RENTABLE. Pendientes hermanos de Guatemala, pronto estaremos impartiendo este diplomado en su tierra. Para más información puedes ver mi sitio web: www.mariofinanciero.com/doctorempresario . . . . #mariofinanciero #finanzas #elsalvador #medicos #emprendedor #dinero #debtfree #guatemala #motivacion #frases #libertadfinanciera #finanzaspersonales #miami #mexico #bogota #lima #sanjose


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Thank you for your testimony video Joshua. DM me on how to make amazing earnings from cryptocurrency/binary trade, with a minimum invest of $500 you're assured of a return of $5,000. It's real and moving people from grass to Grace, from zero to hero.. Inbox me now to get started.. #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind


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I hit my savings goal for January!!! I know $75 may not seem like a lot to most of the DFC but for me it is! Especially given how tight money has been this month. Swipe ➡️ to see how I’m doing so far on my $1000 goal with the @byebyedebtco savings tracker. I had to skip a week because I just couldn’t part with anything between my paychecks. Really looking forward to when business picks up and I get commission again next month! . How are you doing on your savings this month?


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Did you hear what she said? Can you believe that he’s in that company? Wow look at this post she made, seriously who does she think she is?🤦🏼‍♀️ Here’s the reality, my friend...Every single minute that you spend comparing, wondering, or gossiping are not only minutes you’re wasting in your business where you could be helping, serving, or creating... but also minutes wasted in your LIFE that you could be loving, inspiring, and encouraging. This isn’t some hard core rah rah post about keeping your eye on the prize👏🏻... it’s more a gentle reminder that if you want to truly succeed in whatever you’re focused on, you must have a bit of tunnel vision and watch what’s happening in your own lane. If it doesn’t immediately and directly have an impact on you, let it go!💖 . . . . . . . . . . . . . . . . . . #entrepreneur #homebasedbusiness #domore #stepup #nomore9to5 #goaldigger #socialmedia #socialmediatraining #buildyourempire #keytosuccess #liveintentionally #buildyourtribe #networkmarketingpro #ericworre #socialmediatraining #embracethejourney #socialmarketing #thriver #thrivelevel #thrivepromoter #thriveexperience #onlinebusiness #womenentrepreneurs #heartandhustle #livewithpurpose #debtfree #sidegig #girlbossquotes


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Just cashed out my first $20 from online surveys through @pureprofile ✨ Not sure what to do with this money. What do you do with your small #sidehustle wins? 💸


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"Hello, Are you interested in making money from trading (Stocks, currencies,bitcoin trading, gold)? It is a simple beginners way of making good money, no experience needed. Message me now if you want to sign up and start trading... Minimum investment of $1000 see your self achieving financial freedom...Dm me for more enquiries. Make that turn in your life and start earning.... . . . #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind"


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Who loves #tacotuesday !? 🌮 Thanks for the feedback from my pulled pork post! Tonight we are enjoying some street tacos with the leftovers. 😛 I still have more in the freezer as well! I was worried I paid too much for this pork since I don't buy it often and don't know a good price for it, but I feel much better knowing it's feeding us for multiple meals. . . . . #mortgagefreecommunity #mortgagefreejourney #dfc #debtfreecommunity #debtfree #simpleliving #budget #frugal #frugalliving #daveramsey #daveramseysolutions #gazelleintense #mortgagepayoff #mortgagepayoffjourney #goals #livelikenooneelse #babystep6 #moneysaving #babysteps456 #budgetlife #wehavefoodathome #whatweeat #dinner #frugalcooking #frugalfoodie #frugalfood


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My husband gets paid every week on Thursday and a lot of times his income varies so I budget by the week. A copy of his paycheck gets uploaded to his job’s payroll account every Tuesday evening so Tuesdays are when I finalize our upcoming weekly budget (for Thursday through Wednesday the following week). I know what most of our expenses will be before it uploads but our debt snowball payments vary depending on his paycheck. . This week we’ll be able to put a little over $2k towards our Amex card 🙌🏼 It’s not always this much but he worked really hard last week and had a bunch of overtime. . These are budgeted numbers not actual but it should be pretty close. Also, I round up cents to the dollar. It just makes budgeting easier for me 😌


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💵💵 YES! YES! YES! 💵💵 An Emergency Fund is probably one of the most important things you can have as your on your journey to financial freedom 👍 Check out the most recent post “The Ultimate Guide to Preparing for Unexpected Financial Emergencies” for tips! What is an Emergency Fund?? How can you find the money? Link to website in profile 👆


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Be kind to YOURSELF! I help others get EXCELLENT credit! You have been praying for a home, a car, a NEW financial outcome! IF you need to increase your CREDIT, our services are 🔥 FIRE🔥 . . . #NewLife #NewCar #NewLife #NewMoney #BiggerDreams #BLESSED #Savings #DebtFree #Season #FAITH #Inspiration #Goals #BELIEVE #2020 #BestLife #Fruitful #Increase #HeadNotTheTail #Future #Millionaire #Breakthrough #manifestation #Prosperity #TaxSeason #Destiny #CreditIsPower


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Something like this would have sent me into a panic years ago. I knew maintenance and repairs were a part of car ownership, but I never knew how much to save to prepare for those moments. I spent a lot of time researching and though the number varies based on make, model, and age of car, the middle of the road advice (heh) was that car maintenance and repairs average out to $75-150 per car per month. We have a 2011 Honda and a 2012 Acura, and we decided on $100/car/month for our family ($200/month total). This covers oil changes, new tires, brakes, spark plugs, batteries, alternator, etc etc etc. We don’t spend out of this category each month, so the balance grows at times. While it may seem tempting to scoop that high balance up and put it toward debt or savings, that’s usually when the battery dies 😂😭. Tomorrow, my biggest concern will be just the time it takes to sit for the repair. It took a while to get to this point so DON’T be discouraged if you’re not there yet - but if this is something that stresses you out, I encourage you to start building this into your plan. It will change the whole way you react to these “unexpected” expenses. If you’d like to learn more about how to do this, I’ll be going over all of this at my budgeting summit before #GOwild! Link in my bio if you’d like to learn more 💕 #Budget #budgets #budgeting #budgetplanning #debtfree #debtfreeliving #debtfreecommunity #debtfreejourney #debtfreeaf #finance #personalfinance #moneymanagement #fire #financialindependence #financialfreedom #jenplansbudgeting


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DO YOU HAVE FINANCIAL REGRETS? ⠀ ⠀ The top financial regrets of a surveyed group of pre-retirees are: ⠀ ⠀ 1️⃣ Not investing early enough. ⠀ 2️⃣ Not paying off debt earlier. ⠀ 3️⃣ Not having an emergency fund. ⠀ ⠀ We asked the Sherman Wealth team ‘what financial advice would you give to your younger self?’ The 2 most popular answers were:⠀ ⠀ ▪️SAVE SAVE SAVE. Save as much as you can, as early as you can. Compound interest is so important. Save & invest!⠀ ⠀ ▪️Don’t accumulate a massive amount of debt in college—don’t spend what you don’t have. ⠀ ⠀ Do you have any financial regrets? What are they? Have you done anything to rectify those regrets? Leave us a comment! ⠀ .⠀ .⠀ .⠀ .⠀ .⠀ .⠀ .⠀ ⠀ #financialhealth #financialplanning #financialregrets #investingtips #Personalwealthadvisor #financialfreedom #financialadvisor #personalwealth #financetips #finances #debtfree #moneymanager #loans #debt #debtfreecommunity #compoundinterest #budgeting #investing #familyfinances #financialliteracy #savings #fiduciary #marketnews #bethesdamd #rockvillemd #potomacmd


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Oooooh look what my brother sent me! Turns out he has financial peace university that he was going to send but it didn’t fit in the box he had, so he filled it with other books! All of these and The Outlander series that I got for Christmas- I am set for a long time!! #reading #readinglist #debtfreecommunity #debtfreejourney #debtfree #daveramseybabysteps #daveramsey #daveramseybudget #daveramseycommunity #babysteps #babystep2


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Being on a debt free journey can sometimes be long and tiring😩. I am using the debt snowball method to tackle my debt, which means I started with listing all my debts (overall balances) smallest to largest📈. I paid the minimum balances on everything and threw ‘extra’ money from my budget at the smallest debt until it is paid in full. Then I used that same strategy to move to the next debt in line. * * Some may wonder – well isn’t it smarter to pay off the loan with the largest interest rate first? 🤷🏾‍♀️Sure, if you think this #debtfreejourney is only about mathematics. For me, I needed those milestones to keep me motivated. Every time I paid off a debt, I colored in my @debtfreecharts and felt excited to keep going. Its not just math, its momentum🧮💪🏾! * * I’m now at the largest debt in my debt snowball ❄️and it will take the longest so in order to keep excited, I’m setting up milestones of success to celebrate! 🤩This week I’ll be under $50k in debt remaining! Woohoo🥳 I haven’t under $50k in debt in over 8 years!!! 🥴Wow~! * * So if you’re on a journey and your path seems soooo long ahead of you, don’t get fatigued on your way to freedom! Just break down your goals to make the journey less overwhelming and more manageable. ✔️Every step in the right direction, no matter how big or small, gets you closer to your end goal✨! So stay tuned – payment pending. 🔄Journey to debt freedom loading… 📶💜☺️✨! * * #talkcashwithash #debtfreegoals #debtfreedom #debtfree #studentloans #financialfreedom #financialpeace #debtsnowball #babystep2 #interest #loans #payoff #credit #money #cashenvelopes #personalfinance #financialindependence #personalfinanceforwomen


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In a world that has created a culture of consumerism, we have all become subject to the trap of wanting to buy new and buy often. But when we really dig into the reasons why it’s just because we like new things yet we will always get a better experience from things that are bought well. What does buying WELL mean? It means buying something that takes your life forward and that you genuinely enjoy. It means buying things of quality and things that last. It means paying the price that you think it’s worth. This may mean new but the reality is you could save thousands a year buying something that is in new condition but used. Have a look and decide what purchase is best for you. Also remember buying quality doesn’t mean buying expensive. #TOTALMONEYCHALLENGE This week, ask yourself what lens you are looking through your purchase with? Am I buying well? Is it quality? Is it just because it’s new? Is it because you genuinely love it? Can I buy this item from someone in great condition on gumtree or Facebook marketplace?


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🔥🍫 Amazon - Hershey’s Nuggets Assorted Chocolates, Party Bag, 1 Pound Bag only $7.97!! 👉🏼 Direct link in bio @dashydeals . ❤️ Great for Valentine’s Day! ❤️ ➡️ Subscribe & save (5% discount) You may cancel the subscription any time after your order ships. . 📦 Free shipping for prime members or over orders $25+ for non members. . . . . . #couponing #extremecouponing #extremecouponer #couponfamily #couponcommunity #coupons #coupon #couponers #onlinedeals #deals #sales #discounts #savemoney #walmartclearance #targetclearance #walgreensclearance #walmartdeals #targetdeals #clearance #clearancedeals #debtfreecommunity #debtfree #sahm #snacks #candy #chocolate #valentinesday #valentines


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I love rewatching this show. Feeling completely ‘eurgh’ and really getting annoyed I can’t seem to shift it now so just riding it out, enjoying my favourite series of all time 💖


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Meal planning. Another thing that they don’t teach in school. . Meal planning is a great thing to start if your food budget is out of control. Not just the amount you spend but the amount of food that goes to waste. . Meal planning before going to the store does take time but your time spent at the store will be more minimal and intentional. It’s best to keep updated pantry and freezer lists to help you incorporate food that may be going bad soon. . Another great thing about meal planning is being the able to choose meals around current sales at the store you are going to. . It does take a while to really get meal planning down but worth it in the end. . When I first started meal planning I was able to drop our grocery budget by $150! This allowed for higher debt payments. . What’s your best meal planning tip? . . . . . #debtfreecommunity #debtfreejourney #debtfree #daveramsey #babystep456 #frugal #mortgagefreecommunity #budgetmom #budgetwife #budget #financialcoach #moneycoach #financiallyfree #peaceomind #debtfreegoals #moneygoals #debtfreeliving #moneymanagement #moneysaver #financialliteracy #intentional #intentionalliving #personalfinance #20somethings #goalsetting #dfc


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I typically check all my financial accounts everyday and I’ve been watching the stock market drop. Here’s my Vanguard investment account balance showing a drop of $4,000 in value since 12/31/2019. ••• Just a reminder from me to you that you shouldn’t fret over these small losses. The market will rebound and regain. Investing in the stock market requires emotional capital. The race is a marathon rather than a sprint so don’t panic. ••• The stock market is like a roller coaster. The people that get hurt are the ones that jump off at the wrong time. #Stayinthegame ••• #TherichAfrican #PersonalFinance #DebtFree #BakeYourDough #DebtfreeCommunity #Budgeting #Buildwealth #TherichAfrican #RichAfrican #FinancialFreedom #DaveRamsey #MoneyMatters #DebtfreeJourney #moneymanagement #money #financialliteracy #BuildWealth #Goals #PayYourselfFirst #Invest #BabySteps #FinancialPeace #GeorgeClason #TheRichestManInBabylon #PayYourselfFirst #PayYourself #Budget #YNABcommunity #YNAB


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Today, Louisville Mayor Greg Fischer joined UPS Vice President Tracy Roberts and representatives from the University of Louisville and Jefferson Community Technical College to ceremonially sign a memorandum of agreement extending our Metropolitan College program until 2027. The ground-breaking partnership provides participants with #employment and a tuition-free #education. “Metropolitan College has had a tremendous impact on the city of #Louisville,” @mayorgregfischer said. “Today’s signing recognizes the value of this longstanding partnership with one of Louisville’s largest #employers and the value of workforce development and post-secondary education.” Metropolitan College began in 1998 as a partnership between the Commonwealth of Kentucky, Louisville Metro Government, Jefferson Community and Technical College, the University of Louisville and #UPS. Metro College provides access to a tuition-free, post-secondary education for #students attending #UofL and #JCTC. The program aims to improve employee recruitment and retention at #UPSWorldport. More than 5,900 #MetroCollege students have earned 10,050 degrees and certifications since 1998. Students from more than 100 #Kentucky counties have participated; 1,757 students are currently enrolled. For more info visit https://metro-college.com/what-is-it. 📦✈️📦 ========================== #louisvilleky #louisvillekentucky #yeslouisville #louisvillelove #mylouisville #igerslouisville #do502 #louisvillelocal #l1c4 #jctc #college #collegelife #debtfree #upsjobs #igerskentucky #upsers


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Become Successful in Forex/binary option trading. Give yourself the tools to succeed! Learn my set ups. Trade my system. Make money. for info quickly in binary options trading with a good account manager and investing in a good broker or you can decide to lose money fast when your account is managed wrongly and investing in a bad broker. account manager ever but my track record of over $8million profit made in the past 6 years speaks for itself and testimonies of people who had their trading handled by me says it all. Start up with a minimum of $600- -and get bonus for newbies only. Interested person should contact me now for info. #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind


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If You’re trying to take control over your financial situation, so that you can buy a car, a house or start a business. - CLICK THE LINK IN MY BIO TO GRAB YOUR 100% FREE CONSULTATION OR Send Us A Message For A Free Consult. Credit repair is not enough to get you the results you need. You need to work with a financial planner! - I provide one on one, specific financial advice for your unique situation. . . . Follow 🏆👉🏾 @yourfinancessimplified #creditrepair #creditrestoration #creditcard #creditscore #credit #debtfree #debt #debtrelief #budget #budgeting #budgets #studentloan #firsthome #homeowner #carloan #billspaid #payday #dominiqueBrown #realestate #homebuyer #firsthome #investing #wealth #freedom #YFS


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"Hello, Are you interested in making money from trading (Stocks, currencies,bitcoin trading, gold)? It is a simple beginners way of making good money, no experience needed. Message me now if you want to sign up and start trading... Minimum investment of $1000 see your self achieving financial freedom...Dm me for more enquiries. Make that turn in your life and start earning.... . . . #mlm #networking #networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship#businessowner#residualincome#businessopportunity#ownboss #extraincome#makemoney#networkmarketer#laptoplifestyle #marketing#internetmarketing #onlinemarketing#income #debtfree #getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury #money #grind"


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A few weeks ago, my oldest credit card account was closed due to inactivity and my credit score dropped 8 points. But, I'm not bothered for a few reasons. ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1️⃣ I don't trust myself to use credit cards responsibly (yet), so I'm sure eventually a few of my other accounts will close as well⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ 2️⃣ I don't plan to add new credit lines any time soon.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ Paying off debt (& closing accounts) will make your credit score drop slightly and temporarily, but the best thing you can do for yourself is to get out of debt. Paying interest won't make you rich, but earning interest will. So, don't let the fear of having your credit score drop keep you from reaching your financial goals.⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⁣⠀⠀⠀⠀⠀⠀⠀⠀⠀ Click the link in my bio to download a copy of my FREE Defeat Your Debt guide to learn the 5-step process I use to pay off our debt. 🔗 @pHERsonalfinance


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Birthday unicorns 🦄 spreading our magic ✨ around the office! Happy birthday to @chadderbox_b & @ladybecks413!!! 🎂


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