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It’s true! My husband is the real hero on this one though - I did literally nothing. . When Chick-fil-a opens a new store, they do a First 100 camp out. Essentially, you camp in the restaurant parking lot overnight and the next morning you get rewarded with free Chick-fil-a for a year! . So, my husband and his friend decided to do it recently. And here’s the thing, they give you so much free stuff. Here’s what my husband got in addition to the free year of food: . 1. Free tshirt 2. Two meals during the camp out 3. A cup 4. An insanely nice tumbler with reusable straw (he had to sing Shania Twain to receive this 😂) . The value of the food comes out to ~$319.28 so that’s pretty cool! The other great part is that I can also use the card for free food. . Have you ever done a ChickFilA camp out? One guy my husband talked to has done 12! 😳 . #dfc #debt #debtfree #chickfila #cfafirst100 #money #january #goals #free #freefood #personalfinance #debtfreecommunity #debtfreejourney #daveramsey #buildwealth #retireearly


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Happy #tbt #throwbackthursday Also thank you to ALL 1□2□0□0□0 of you!!🎉🎊🔥😎🙌🏿👏🏿💪🏾 #Repost @forbetterorworth • • • • • 👦🏿My parents talked to me a good bit about money growing up. They used the clichè sayings, but when it came to applicable advice and guidance there wasn't much of that. 🎓I was fortunate that they helped me cover 4 out of my 5 years of college. My school was in-state and I had a lottery funded scholarship so that absolutely helped. I took out a loan for my 5th year of school for like $12K and foolishly it took me almost 5 years to pay JUST that loan off because I wasn't diligent. 📈I always contributed to my work place retirement plans, but I wasn't as aggressive as I should have been. 💳Credit cards were always in the mix. I remember bragging with friends about what card we were going to get next for points, airline miles, status etc. It was so damn stupid! 🎓🎓Then I decided I wanted to go back to school for my MBA. I got accepted into one of the best Evening MBA programs in the country, it was 8 semesters long and...$11,000 a semester!!!!!! I didn't have anything saved and was relying on loans and partial tuition reimbursement thru work. I completed two and a half semesters and in the middle of my third semester I said to my wife, "I don't think the debt is worth it and there has to be another way." So, I literally just dropped out. Then I ended up paying like $26K for a degree that I never even got and I carried that debt around for way too long as well. 💯There were so many mistakes that I made as a twenty something mainly because I didn't know any better and everyone around me was doing the same thing. My wife put me on to Financial Peace University a few years ago and from there we developed a financial plan that I think has served us well. Also, since we've began to focus on debt repayment and wealth building our career opportunities have grown as well. It's definitely been a journey!!🙌🏿 #financialpeace #financialwellness #networth #debtfreecommunity #debtfreejourney #wealthy #wealth #generationalwealth #debtfreelife #debtfreeliving #goals #money #personalfinance #daveramseybabysteps #daveramsey


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When you have money in the budget and you want Tex-Mex for dinner.


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👋🏽 #DFC Today, I’m giving my landlord my 30 day notice to vacate my apartment by Feb 23rd. This is a bittersweet moment for me 😔. I’ve lived at that place for two years and never had any issues.. Well, that’s until the day my apartment complex got sold. Mind you, the previous owners never notified us, no for sale sign out front, nothing 🙅🏽‍♀️. I came home one day and found a letter that was slid under my door stating the property had been sold EFFECTIVE IMMEDIATELY.. totally blindsided.. anyway, new owners want to renovate, cool BUT they also want you to move into one of the New upgraded/renovated unit and pay a much higher rent or vacate.. I’m cool ✌🏽.. $2300 for a 1BR utilities NOT included.. it’s bad enough I pay $1855 plus water/garbage/sewer and PGE.. That’s hella money and I REFUSE to pay that amount for a 1BR. So, I will be moving back in with my folks, save up enough money in hopes to move in to a 2 BR apartment by May- I hope I last that long staying with my folks lol. I love my parents and all but I’m too grown to be living with them with 2 kids. I was not ready for this to happen. I planned to sign another one year lease then move next year into something nicer and bigger but it looks like the universe has another plan for me and I’m ok with that. I have no shame moving back in with my parents. I’m lucky to have a place to go to accommodate my and my kids comfortably and my folks are hella cool so it’s not like I’ll have a curfew, rules or no friends over - hell I think my friends enjoy their company more than mine lol. Anyway this is a minor setback for a HUGE come back ❤️ #DFC #mydebtfreejourney #debtfreecommunity #debtfreejourney #hellabudgetstatus #debt #rentersnightmare #rent #hellabudging #debtfree #debtfreegoals2020 #debtisdumb


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Bought myself a pick me up drink yesterday. I didn’t want to feel bloated or heavy after a meal, so this was it. I had this for breakfast and it held me up till around one o’clock that I had lunch. . . . Sometimes, it’s worth buying that $10 drink because the satisfaction, the enjoyment of tasting the amazing combination of chocolate and banana was priceless. I really enjoyed it and I was grateful to be able to. . . . . So, whether your fix is Starbucks, smoothie king or Dunkin’ Donuts. Go buy that drink and enjoy it once in a while. . . . This community sometimes forgets to live and enjoy life’s pleasures.


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I credit Financial Peace University or #FPU with helping me get my free spirit spouse completely on board with our debt-free journey. We had some great instructors and they were a great example of the program and a really nice couple. All the FPU instructors teach it for free, all over the country. It's part of your FPU membership when you sign up. I tried to find a local class but had to wait 4 months to go. I started the program on my own. I watched the first 3 lessons and started getting all our financial stuff together and documented. It turns out as of last April that we had over $91 in debt, not including our home. Crazy! I was totally flabbergasted. And I had been the one paying the bills. I really had my head in the sand. This program changed me. #FPU . . . . . #gazelleintense #gazelling #debtsnowball #fulltimepartime #sidehustler #sidehustlequeen #debtfreejourney #sleeplater #debtisdumb #cashisking #2kidsincollege #catering #motivated #gratitude #waitress #rover #dogsitter #catsitter #airbnb #pushthrough


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June 2019, we paid off another chunk of our student loan debt. We continue to update our budget monthly together. We are on the same page. We lined up our goals and mapped out how to get there. It will take time, but they are within reach. Our first objective is to become debt free. Follow us to see how we are doing it. We are real people living real lives we are doing what we are teaching. 1 Peter 1:23 #debtfree #debtfreecommunity #debtfreejourney #debtfreedoctor #studentloans #fire #financialfreedom #financialindependence #financialadvisor #financialindependenceretireearly #retirement #investing #budgetingtips #budgeting #easybudget #daveramsey #millionaires #wealthbuilding #wealthmanagement #prosperity #giving #networth #babysteps


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Last evening, while waiting for my daughters, I finished the book, Your Life.....Well Spent by Russ Crosson. This is the 2nd of 6 finance books I plan to read this year. . The main focus of this book is to encourage parents to make financial and vocational choices from a biblical perspective. His belief is that godly choices today will help to ensure a lasting Christian legacy for generations to come. . The book is well written and organized, easy to read and understand with many stories used to bring his points home. Although I liked the book, I would have found it beneficial had I read it when my kids were much younger. If you have a young family, just starting out on your parenting journey and are searching for financial guidance from a strong Christian stance, Mr. Crosson’s book should be on your to-read list. . . . . . #frugalliving #suddenlyfrugal #christianliving #christianparenting #personalfinancebooks #biblicalfinances #russcrosson #moneyandthebible #christianlegacy #moneyandthebible #godsmoney #debtfreejourney #christianbooks #christianfinances #christianfinancebooks #livingonless #livingchristian


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Defrosted two cookies in the fridge for a few hours and then baked them. And...they tasted perfect. Yay. Also ordered two jumpers (1 from Next and 1 from Debenhams) and one dress (1 from Debenhams). Not free but had a £10 Next voucher and a £15 Debenhams voucher, also used Topcashback for Debenhams to get 96p 😂. Went out to Nandos for lunch with my fellow students. Planned and even got 20% off with our NHS discount. #budget #budgeting #budgetplanning #debtfree #debtfreeuk #ukdebtfreecommunity #debtfreecommunity #frugal #frugalliving #frugalmum #debtfreejourney


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⁣ Pack a lunch 🍴 ⁣ ⁣ • air-fried chickpeas seasoned with paprika, garlic salt & lemon pepper⁣ • corn, from the freezer⁣ • white rice⁣ • black beans (crockpot)⁣ • cilantro⁣ & salsa I’ll add later. ⁣ ⁣ I do a large batch of black beans in the crockpot. Freeze half, use the rest throughout meals. A side for enchiladas, “refried” for tostadas. I had some for breakfast today with a fried egg. ⁣ ⁣ For dinner tonight I threw them into “Chicken Roll Ups” which basically consists of leftover stuff, in a tortilla with cheese that I broil for a nice crunchy exterior. Easily assembled. Husband friendly.⁣ ——⁣ #money #quotes #goals #photooftheday #instagood #picoftheday #love #lifeisgood #instadaily #fitness #momlife #motherhood #parenthood #mood #dedication #inspiration #home #debtfreelife #budgetlife #minimalism #debtfree #debtfreejourney #cheapmeals #cheapeats #frugalfood #food #lunch


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It's official! I am now in the 6 month grace period before the prepayment. I have a Stafford unsubsidized loan, which means I get the interestest regardless. I also have credit card debt that I need to squash! My goal, hopefully, to pay everything off within 3 years or less. . . #debtfreecommunity #debtfreejourney #studentloan #instadaily #instagood #debtfree


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Listed a few items on Poshmark, two dresses and a sweater (swipe) that I received in a mystery box from @lareine.at.home Thank you! You’re the best🤗💛 #bebop #parisou #lillypulitzer


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Happy Australia Day! 🇦🇺 We’ll be closed on 27/01🇦🇺 ⚠️ If you'd like any bills paid on Australia day please submit them on Friday (today) to make sure they get processed and accepted in time. We won't be processing any bills submitted on the 27th until the following day ⚠️ #deferit


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New video up! Link to my channel is in my bio. No spend challenges are a popular topic in the personal finance community! But are they worth it? Watch to hear my opinion about it after almost completing my month-long no spend challenge for January 2020! ————————————————————— #financialindependenceretireearly #firemovement #firecommunity #fimovement #firejourney #ficommunity #financialindependence #financialfreedom #debtfreecommunity #dfc #debtfreejourney #debtfreedifferently #personalfinance #financialliteracy #FIRE #retireearly #earlyretirement #gettingoutofdebt #savemoney #buildwealth #financialyoutuber #womenoffi #nospendchallenge #nospendjanuary #nospendmonth #nospendjanuary2020 #nospend


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Here’s one side hustle I haven’t talked about yet. I’ve been using Young Living for years but I’ve never actually sold it before. I mean I love their products I’m just not someone who is into MLMs - I’m such an individualist. But since I’ve been on this debt free journey I’ve been thinking of ways to increase our income and my best friend is inviting me to be part of her rapidly growing team so I’ve said, why not? Let’s see where it can take us. I promise this account will stay debt-free focused but I just thought I’d share here as well since it’s legitimately a side hustle! I do swear by some of YLs essential oil blends to ease my anxiety, help us sleep better, and cope with Seasonal Affective Disorder such (Stress Away, Peace and Calming, Abundance or Joy). I also love the chem-free household cleaners! Let me know if you are interested in more info;) or interested in becoming a distributor! My member number is 11785337 if you want to sign up under me and join our fast growing team #chemfreechallenge #chemfreehome #younglivingsidehustle #sidehustle #debtfreecommunity #debtfreejourney #debtfreedom #healthandhome #chemfree #budgeting


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Please help me congratulate @serene13 + @shelbsink for winning the $25 Gift Card Giveaway!🥳🥳🥳⁠ ⁠ THANK YOU to everyone that entered! You all shared so many amazing tips that added a tremendous amount of value to the #vegancouponcommunity 💚⁠ ⁠ Did you know that I announced the winners in my stories yesterday? 👀⁠ ⁠ Did you know that I gave away 40+ @daiyafoods coupons in my stories last week? 👀⁠ ⁠ If the answers to these questions are NO....you’re missing out on some of the good stuff!😩⁠ ⁠ In my stories I share: What I eat, DEALS, random giveaways & tons of other couponing resources to help you maximize your grocery budget!⁠ ⁠ Any questions? I’m always available to chat through DM....It’s FREE to pick my brain! 🙂⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ #plantbasedonabudget #veganonabudget #budgetvegan #vegancoupons #vegancouponer #vegancoupons #frugalshopper #organiccouponer #debtfreelifestyle #debtfreejourney #healthycouponer #detroitcouponer #michigancouponer #detroitvegans #frugalblogger #detroitvegan #frugalvegan #frugallifestyle #isavevegangiveaway #isavevegan


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Stay stress free 😉😎 #debtfreecommunity #debtfreejourney #debt #debtfree #stressfree


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#throwbackthursday truer than ever! I've been pretty strategic when it's come to wedding planning and making sure that money wouldn't be flying out all at once! . Luckily, we're planners (it's the virgo in us 😝 ) so when we had $2k worth of wedding expenses this month, we we're prepared! . 📹 videographer payment 👰🏼 wedding dress . Seeing my wedding dress hanging in my closet is surreal and things are getting SUPER REAL! 😍


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My eBook guide Budgeting While Broke is open for preorders at the price of $9.99 vs $27, but it won’t last long.⁣⁣ ⁣⁣ How many of you want to learn how to budget when you don’t have much money to work with? ⁣⁣ ⁣⁣ If so, CLICK THE LINK IN MY BIO @budgetqueen_blog TO PREORDER YOURS TODAY! TAP THE 6th BUTTON. ⁣⁣⁣⁣ ⁣⁣⁣⁣⁣ You’ll learn:⁣⁣⁣⁣⁣ ⁣⁣⁣⁣ * The Real Reasons Why You’re Broke⁣⁣⁣⁣ * Why Budget When You Barely Have Enough To Get By?⁣⁣⁣⁣ * Am I Living Beyond My Means⁣⁣⁣⁣ * The Right Budget For Your Situation⁣⁣⁣⁣ * What To Pay First When You Just Can’t Pay It All⁣⁣⁣⁣ * How To Increase Your Income and Make Your Dollars Straight⁣⁣⁣⁣ ⁣⁣⁣⁣ ⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣ ⁣#blackhistorymonth #godisdope #passiveincomestream #thinkandgrowrich #christianentrepreneur #beyourownboss #blackexcellence #debtfreecommunity #debtfreejourney #financecoach #budgetqueenblog #bosschicks #moneytips #budgeting #allentownpa #savingmoney #iglehighvalley #rentalproperty #financialgoals #budgettips #budgetplanner #creditcards #financetips #payoffdebt #lehighvalleypa #savingstips #blackwealth #credittips #investmentproperty


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One thing I’ve started doing a LOT more on this debt free journey is cooking at home. I’m not a great cook, by any means, but I’m trying to cook more and trying to eat new foods! . Today I’m off, so I’m whipping up a batch of vegetarian jambalaya in my slow cooker! I love slow cooker recipes because it makes it so easy to throw a recipe together. Shoutout to @thebudgetmom for the crock pot inspiration! 😍 . What are your favourite slow cooker recipes?! I’m looking for inspiration! 🍲


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The poor cannot blame wealth inequality on the rich because the poor choose to purchase liabilities, while the rich choose to invest their their assets. This is a simple matter of taking accountability. However, can the poor blame the education system for not teaching financial literacy to children in low-income and urban areas? There, you may have a solid argument, and we believe, that needs to change!


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True wisdom 🦉 Food for thought: Will the financial choices you make today help or hurt your kids and grandkids (or charitable beneficiaries)? 🤔


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Starting off strong 💪🏼. Here’s the breakdown: $1917.84 went to student loans, $1425.55 went to paying off my credit card, and $316 went to my braces. #dfc #debtfreejourney #debtfreecommunity #budgeting #babysteps #babystep2 #daveramsey #thebudgetmom #studentloans


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Ouch!!!! But at least they looked over the car well and fixed anything they found wrong. Hopefully no more car bulls for a long while!!! #debtfreecommunity #debtfreejourney #debtfree #debt #debtfreegoals #daveramseybabysteps #daveramsey #babysteps👣 #babystep6


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Looking for something new to spice up your relationship? 🔥🔥🔥⁠ ⁠ Start using Yelp! Especially when planning date nights in between all the wedding planning and festivities! ⁠ ⁠ We love yelp because it gets us out of our comfort zone and because we feel like we can trust these reviews more than other sites. We want the real review, not the "nice person" review. ⁠ ⁠ Raphy and I started writing reviews at the beginning of 2019 and after months of new experiences (especially food ones🥞🍲🍱), we obtained that elite status during the summer!⁠ ⁠ Start reviewing businesses so you can achieve that #elitestatus with @yelp 🎉🎉🎉⁠ ⁠ ✌🏼Sara ⁠ ⁠ #engaged #engagedcouple #engagedlife #engageandinspired #engagedaf #marriageproposal #newlyengaged #weddingprep #weddingplanning #newexperiences #yelpeliteevent #yelpstl #DIYwedding #DIYweddingideas #DIYweddings #marriageprep #budgetwedding #relationshipcoach #christianmarriage #catholicmarriage #marriage #marriagebootcamp #journeytomarriage #debtfreewedding #debtfreecommunity #debtfreejourney #debtfreegoals #marriagegoals #marriedlife


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Hi! 👋🏽 My name is Judy and I'm the woman behind Hear Me Finance. (That cutie in the photo with me is my hottie husband, Brandon)⁠ ⁠ I LOVEEEEEE talking about money. I am a Money Coach, I help women get their money under control and make more money so they can reach financial freedom. ⁠ ⁠ Here are some random facts about me:⁠ ⁠ 1. I am a board game nerd (I particularly love strategy games⁠)⁠ ⁠ 2. I played basketball for a large portion of my childhood and once in High School scored a three-point shot to win a game. ⁠ ⁠ 3. I used to kill every plant that I touched but now thanks to a friend who taught me a ton I have a small and flourishing rooftop garden that I love.⁠ ⁠ 4. I used to steal an extra meal aside from my free meal per shift from the fast food place I worked at during college. If I didn't do that I would not have been able to afford to eat a second meal that day. ⁠ ⁠ 5. I am part Central American, part Middle Eastern and part Italian. ⁠ ⁠ Tell me something I don't know about you in the comments 👇🏽⁠ ⁠ P.S. Have you snagged my freebie where I share how to master your money habits yet? 🔗 in bio.⁠ ⁠ 📸: is from Brandon and my honeymoon a year and a half ago. We were able to take a debt-free trip to Paris, Amsterdam, and Berlin and it was magical. ⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ ⁠ #budgetingtips#budgeting101#budgetingisfun#budgetingtools#budgetinghelp#budgetingbasics#budgetinglife#budgetinggoals#budgetingskills#budgetingforbeginners#budgetingplan#budgetinglifestyle#budgetingworks#budgetingcommunity#debtfreecommunity#financialfeminist#budgettraveler#budgetshopping#styleonabudget#frugallife#frugalliving#financialfreedom#financialliteracy#financialdomination#financialempowerment#financialintelligence#financialwellness#financialgrowth#debtfreejourney


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Write the vision and make it plain and you will have the life of your dreams. The principle is simple yet not everyone will do it. Are you going to be part of the select few? Type "yes" in the comments if you have made your vision board or wrote down your goals for 2020? ⠀ .⠀ .⠀ .⠀ #DebtFreeCommunity#BuildWealth#FinancialFreedom#SideHustle#FrugalLife#BudgetLife#Debtfreejourney#Budget#ThinkandGrowRich#Entrepreneurship


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I really like the look of our new budget. The layout is better, it’s clearer to see how much each bill is and it clearly shows what’s left after each spending category. But........now I’m getting really nervous that I’ve not calculated everything right and I’ve blown the budget somewhere 🤦🏼‍♀️ Once I know tomorrow how much we’ve been paid I will update the budget and share it with everyone. 🤞🏻 it all goes to plan!! #dfc #debtfreecommunity #debtfreejourney #debt #debtfree #debtfreegoals #budgeting #budget #todolist #sidehustle #sidehustling


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So... Very new to this game, but delighted at saving a little. I hope to still be in a credit balance on payday (Tuesday) I'm hoping the Christmas overtime will make a wee dent in the credit card debt.... And I hope this week to get replies from the student loan company so i can tackle that after the unsecured loan, then the mortgage .. Good to have long term goals #debtfreejourney #debtfreecommunity #frugal #fiscallychallenged #saver #skintymcginty #poorhoosetooorhoose


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I feel like January had been a mess from the get go due to family issues but my financial problem was there way before all of that. Recently I feel like I am getting kicked in the face over and over. I am to blame for loads of it and so many people are worse off than me and I know my next post will be positive because it will be a payday post but I am so fed up. To explain.... and sorry to waffle but I feel my head will explode 😂 I went home last September in Ireland and went on a toll road. Forgot to pay got a letter, lost the letter and now I owe way more than I could of paid originally. When my ex left I really struggled not just because of the debt he left me in but for loads of reasons. I used to pay for gas and electric monthly. When he left I had to say I couldn’t pay and it went to every 3 months. That was fine until Christmas. £300 for a single person working full time and being away over Christmas I just don’t understand. From October to January that was my bill. I don’t know how I’ll manage pay it. I missed out on my car insurance saving because I didn’t have enough to pay the initial payment so now I’m paying £25 more a month than I needed. My garage has a leak and all my dog grooming stuff is getting ruined (it was my full time job before my ex and now it’s a side hustle) I will be moving it into my attic when I’m off but it’s so frustrating. My electrics have gone in my garage so no tumble dryer. It’s like skating on thin ice going into work thinking it could easily be my last day daily when I need this job so badly. Being so far away from home. Feeling so haggered and old and I’m not even 30 yet(very soon though) Having cats that p*** all over my house. Having a standing order to an animal charity (so clearly can’t call bank to reverse) go out that I forgot about because it’s yearly and has caused me to be overdrawn and incur charges because my bank doesn’t let me have an overdraft so it’s cost me 4 times what I donated. January can honestly just go away now. I also hope everyone else is having a way better January. 🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻 #debtfree #financialfreedom #debtfreecommunity #debtfreejourney #creditrepair #daveramsey #money


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Credit is an established part of American life. It can be a valuable tool permitting you to purchase a home or a car, finance an education, or take advantage of special sales and offers. Unwise use of credit, however, will lead to financial problems. Knowing your legal rights and remedies is a first step to resolving those problems. Your credit report Your credit report is an essential element for a sound fiscal future. Employers, insurance agencies, and future creditors use the report to obtain information about you. Your credit report is such an important document that the law gives you certain protections against the reporting of incorrect information. How to obtain a copy of your credit report: If you were denied credit, you should obtain a copy of your report to verify that the information is correct. You have the right to know which credit reporting agency prepared the report that was used to deny you credit. Under state law, you have the right to a free copy of your credit report within sixty days of being denied credit. Laws change and there are different laws in different states, so do your homework. You also are entitled to one free copy of your credit report per calendar year, even if you were not denied credit. Consider requesting a copy every year to ensure your report is without errors. Correcting your credit report: If there is incorrect information in your credit report, you may ask the credit reporting agency to investigate. The agency must investigate your claim within 30 business days by asking the creditor in question to review its records, unless the agency believes that the dispute is "frivolous or irrelevant." The credit reporting agency must correct, complete, or delete any information that is erroneous, incomplete, or unverified. Additionally, negative information that is more than seven years old cannot be included in your credit report. There are several exceptions to this rule; the main one is bankruptcy, which may be reported for up to ten years. If you disagree with the results of the credit bureaus investigation, you have the right to prepare a brief statement that explains your version of the dispute.


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This feels INCREDIBLE to post! Our car is paid in full!! We submitted our LAST EVER car payment yesterday. A snowy Chicago day doesn’t have me gloomy for once! Don’t give up, keep on pushing through even if you’re battling hard days, disappointments, or feeling defeated. Becoming debt free takes time and patience. It will be so worth it in the end. Trust in God’s plan for you!


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Your ability to earn an income is the greatest asset you can have, we shouldn’t take that for granted. Protecting your family or your business in the event you are unable to work means less financial worry while you focus on getting better. Follow @nikobrunofinancial for more financial tips . . . . . #money #finance #investing #tips #life #education #personalfinance #wealth #saving #financialplanning #budget #moneytips #financialliteracy #instagood #education #debtfreejourney #success #investement #insurance #lifeinsurance #criticalillnessinsurance #financialadvisor #retirementplanning #financialservices #wealthmanagement #buildingwealth #savingmoney #savings #debtfree #financialsecurity #financialeducation


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Slow and steady wins the race right 🤣😅😅😅 . . I feel like our cc debt is huge but then I see other people paying 6k off their debts per month hahaha oh life! Dreams are free after each pay check that’s for sure haha. Comparison is the thief of JOY and today I am choosing JOY over our $318 (actually $400 because #overdraft) we have paid 🎉🎉🎉🎉 . . Still need to build EF but we getting there! Trying to do 2 things at once 🤪😅 . . #goals #debtfreejourney #debtfreegoals #creditcarddebt #debtisdumb #dumbdumb #bfi #debtfreecommunity


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New decade, new rule: foresight is 20/20. Use Simple’s built-in tools to get 20/20 vision for your 2020 financial goals. What #simplemoneymoves are you making in 2020? Share below! 👇


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We got the quote back for our CRV repairs and honestly, could be a lot worse! That covers alternator/brake pads & rotors. Luckily we can pay cash for this BUT it’s still depressing when that is $480 less to debt this month. Grateful for my husband’s uncle that works for Honda and does all of our repairs for free, zero charge for labor! Definitely a big blessing amidst the annoyance of car repairs. Staying positive because this is a teeny bump in the road!


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Struggling to make ends meet? Short-term multi-pay loans are a perfect way to respond to unexpected emergencies such as car repairs, car expenses, or even auto debt. 🚗 Call us today on (855) 222-0209. Or apply via the link in our bio.


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Just weighed in on canceling my husband to travel with the kids for a wrestling club meet. I’d already purchased his tickets(using air miles)...this was before we were aware of the fact that he would have to get a rental car and hotel room on his own(in previous years this was never the case, but the wrestling team is on a tight budget this year). After writing it all out, it only made sense for him not to go. It was hard stomaching letting go of all those air miles... but to cancel the tickets to get the 15,000 air miles back would of cost $375! Keep in mind you can buy 15,000 extra air miles for about $400...So I felt losing the air miles was worth more then paying $375 to keep them with the $25 difference. We need to get out of debt, we don’t need air miles. Curious to know if others would of done the same thing?


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Money Tip #23❗️Comparison Shop for Auto Insurance❗️Each year, it’s a good idea to make sure you’re getting the best auto insurance you can. Do it once a year! • 🚘 Ask about discounts! Some bundle your home insurance which can give you a discount. • 🚘 Pay their entire annual premium or 6 month premium. • 🚘 Your goal is to save cash with lower premiums for the same coverage. • 🚘 Make sure you have at least the important coverage: LIABILITY coverage (damage your cause to someone’s vehicle or passengers), COLLISION coverage (damage to your car), COMPREHENSIVE coverage (damage not from a collision like weather, break in, etc.) • • • #financialfreedom #savings #motivation #personalfinance #budgeting #moneysavingtips #financialindependence #debtfreecommunity #moneymanagment #debtfree #debtfreejourney #millennials


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My list for things I want to buy or upgrade on the house is lonnnngggg. Rugs, replace carpet, lamps, new doors, new hardware, paint the bathrooms, end tables, etc etc etc. ⠀⠀ But currently our priorities are shifted. The house is done enough. It’s not perfect, but it works for what we need. So no more new stuff until some other stuff gets done. ⠀⠀ We need to pay off the Southwest card, which should hopefully be done in two checks. Then we NEED to pay off David’s car via David’s dad. I can’t stand owing individuals money. I hate it. So as soon as we can pay that off we will.


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I haven’t been on here much AGAIN. ⁣ ⁣ But I have still had so many new followers - so thank you and hi 👋🏽 ⁣ ⁣ I have still been looking after my niece whilst my nephew is in NICU. As well as trying to work everyday to get some money in. ⁣ ⁣ I also went to Prague last weekend so that’s one of 2020 goals done ✅ ⁣ ⁣ And I’m going to Amsterdam next Friday ✈️. These are spontaneous trips that I could finically do without but, hey ho, you only live once. ⁣ ⁣ An old friend came back into my life also and to be honest I’m chuffed - she’s suffering from a breakup so today we had a self care day. New books, new pens, face masks, incense and yoga. ☮️ ⁣ ⁣ I have been side hustling slightly but not much - I cashed out on Shoppix yesterday - £5. And I’ve got £8 saved up on Zipzero so I’m going to keep that going until it’s time to pay my phone bill 👏🏼 ⁣ ⁣ ⁣ #debtfree #debtfreecommunity #financialfreedom #debtfreejourney #money #budgeting #budget #creditrepair #daveramsey #debt #finance #credit #creditscore #studentloans #personalfinance #goals #babystep #badcredit #debtfreedom #creditrestoration #daveramseybabysteps #frugal #debtisdumb #frugalliving #debtfreeliving #mortgage #debtsnowball #realestate #entrepreneur #creditcarddebt


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What are YOU focusing on...the bad side or the good side?🤔 * YOU are in charge of your ATTITUDE and HOW you want your life to turn out🤔 * You must be WILLING and ABLE to learn and COMMIT to study in order to start living a better life🤔 * ➡️Click the link on bio page⬅️to watch a short FREE video from #bobproctor about HOW to become FINANCIALLY free💰🔥😊 * Send me a message or any questions you have👍🏽I personally respond to every message😊#everythingisenergy #thursdayvibes #successfulmindset #lawofattractionguide #inspirationalvideos #goalgetters #mindsetofgreatness #successfullife #thinkandgrowrich


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Another credit card paid off 😎 #debtfree #debtfreejourney #debtfreecommunity #daveramsey


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This cat's got some crazy new inspo coming into play for the next shop update!! There's a sneaky peak of it in my stories!! . . So. I was reflecting yesterday while assembling one million hair pins (but actually 7), about my growth and self love. I'm really feeling more and more confident and comfortable with who I am lately. I'm learning to embrace my quirks and let the weird bits about myself be known instead of hiding it all. The more I set true myself free, the more creative freedom I seem to discover! Its so liberating!!!!!! I encourage you all to think about three AWESOMMMMME weird things about yourselves... Share them below if you want.... I'll start us off!!! . . 1. I don't like to chew in the morning. 2. I like pickles in my macaroni and cheese 3. Wet hair clumps gross me out so when I rinse my hair in the shower I have to lean way back so the clumps don't touch me!


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I have a ritual of at the end of every week I sit down and plan my next week. I sit my annual goals in front of me and I incorporate them in the coming week. You’re more likely to stick to your goals if you physically look at them and review them regularly. P.s don’t mind my little drawings under my goals, I’m not very artistic it seems 😂. . . . . #goalsetting #weekinreview #planningnextweek #plannergoals #budget #nospend #ipadpro #applepencil #notes #drawing #debtfreecommunity #ausdebtfree #debtfreejourney #ausdebtfreejourney #fixmyfinances #shesonthemoney #sidehustle


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Long time no post! Bonus came in, which means payments go out 😈 #debtfree #debtfreejourney #daveramsey #financialpeace #debtfreecommunity


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Paid off my first credit card!⁣ ⁣ How did I do it?⁣ 1) I made 5 snowflake (small) payments whenever I came across extra money ranging from $15-$302. If it sits in my account, I spend it! ⁣ ⁣ 2) I made extra money by selling on Poshmark. I might try Facebook Marketplace next ⁣ ⁣ #debtfreejourney #debtfreecommunity #debtsucks #debtfreegoals #debtfreeclutterfree


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By the way, starting in February I am going to be doing a 10 week series for financial planning including income creation if you want to get in on this series, click the link in my bio to join FinanceOnDemand! Each lesson will be held once a week and the replays will be available inside the FinanceOnDemand resource library. Right now you can join for as low as $12 a month! Click the link in my bio to join #thatfinancechick #financialindependence #financialfreedom #financetips #debtfreejourney #debtfreelife #debtfreedom #budgetplanner #budgetingtips #investingtips #investmentstrategies #blackeconomics #buildingblackwealth #investing101 #investing #valueinvesting


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Shopping secondhand is one of my favorite things. I love the hunt for new finds. Lately my toddler has really been into dress up. I found this cute Disney dumbo dress in her size for $3.99. There are a bunch currently on poshmark going for $20+ dollars. I also found a cute anthropology skirt for $2.50. . The best things about shopping second hand is it is good for the environment and for your wallet. . What is your favorite thing to buy second hand? . . . . . #debtfreecommunity #debtfreejourney #debtfree #daveramsey #babystep456 #frugal #mortgagefreecommunity #budgetmom #budgetwife #budget #financialcoach #moneycoach #financiallyfree #peaceomind #debtfreegoals #moneygoals #debtfreeliving #moneymanagement #moneysaver #financialliteracy #intentional #intentionalliving #personalfinance #20somethings #goalsetting #secondhandclothing #secondhand #ecofriendlyliving #sustainableliving #dfc


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The average millionaire has multiple streams of income. Here are some examples: . 1️⃣Income from your main day job. . 2️⃣Income from putting your money into a high interest savings account. 🌟 Put your 3-6 months of expenses emergency fund here. Also, if you’re saving for a large purchase, like a house or a car, put that money here. 🌟The last link in my bio is to an article comparing savings accounts in the United States. . 3️⃣Dividend income: you can get money for owning investments. For example, many index funds pay dividends. . 4️⃣Capital gains: as your investments increase in value over time, your net worth will increase. . 5️⃣Side hustle income: income from a side hustle like selling stuff online. . 👉I would get out of debt before investing. . Boss Girl Millionaire Rules: ▫️Save first; ▫️Invest early and often second; ▫️Spend third; And always live within your means! . 🌟Get my guide to wealth building, first link in my bio. 🌟Stacy


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I am SO. F-ING. STRESSED. I thought January would be great, but it hasn’t been. I feel SUPER tight with money, more than usual. I get paid tomorrow, and I’m in the negative just with my bills. Which means that my sinking funds & my cash envelopes won’t have money in them, which is kind of okay. But WTF am I gonna do with my bills?! I sold a some stuff on Mercari, Poshmark, & Vinted. I cashed out to help with my bills, instead of using that as a snowball. Kinda mad about that, but what other choice do I have? I’m going to start looking for side gigs, thinking about buying a laminator & making cash envelopes? Something simple, because I work full time and go to school full time.


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Reposted from @debtfreeandfitness - We often get asked “How do you guys stick to your financial plans?” and it’s really quite simple. - 📍We know our “WHY” - and keep this at the forefront of how we live our life. 📍We make the RIGHT sacrifices - there are something’s we’re willing to sacrifice for the greater good. 📍We hold each other accountable - accountability is a huge factor when it comes to sticking to your financial plans. 📍Lastly, we create & celebrate when we hit milestones - this is a huge motivation factor because you start to enjoy the process - Often times as humans we tend to complicate the simple stuff. Sticking to your financial goals doesn’t have to be this grand process. In my old managers terms, K.I.S.S (Keep It Simple Stupid) 😂😂😂😂 - What methods do you guys use to stick to your financial plans? . . . . . . . #marriage #couples #marriagegoals #couplegoals #powercouple #fitcouple #financialfreedom #investment #investing #wealth #success #money #financialliteracy #passiveincome #personalfinance #investor #debtfree #debtfreecommunity #generationalwealth #debtfreejourney #networth #firemovement #elevateyourmind #elevateyourmoney


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Happy Payday!!....I am super excited. I finally received a paycheck to cover all of my Bill's this pay period. ....Last year I took a $18,000 annual pay cut at my current job to become a full time employee, since I had been part time for 4 years. I had to start from the bottom. 😫😫😫 Many nights I cried wondering what in the hell have I done?...My credit cards were maxed out, I had more payday loans than I could remember, I was drowning. .....In December I took a better paying position. And today I received my 1st check. I can breath.😮😮 I can now be hopeful again!! Its only going up from here🤗🤗🤗🤗 Now back to Debt slaying #slowandsteady #debtfreejourney #debtfreecommunity #financialfreedom #financialliteracy #budgeting #budgetplanning #daveramsey #babysteps #italladdsup


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The 200 day wait between Dec > Jan payday is over 👍🏼 today I paid off my overdraft, I am so happy and pleased that finally after 8 (!!!) years I am OD FREE. 👍🏼 my #debtfreejourney is slowing down a little bit the next couple of months so my end date is extended but as long as by July 2020 I am debt free that’s all I want 🤷🏽‍♀️ #slowandsteady 👍🏼 #debtfreeuk #debtfreejourney #daveramsey #babystep2 #snowballmethod #frugalliving #savings #cashflow #sinkingfunds #cashenvelopes #savingmoney #winnings #sidehustling #moneyfreedom #moneymatters #debtfreehun


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Does the thought of giving make you anxious?. When the budget is tight and there isn't enough money for the month, how are we supposed to give? This is a question we have been asked often. . . . We know it is a struggle to give away what seems so vital for your needs. But God says trust Him in all things including your finances. He knows all our needs. Giving to God first before allocating fund’s anywhere else is the beginning of a successful budget. 🏠 . . . God does not need our 💵 but he desires our trust and obedience. If you are struggling with your finances try giving. Whether it is 1%, 10% or more prayerfully and consistently bring an offering to the Lord. . . . #braverbolderliving #finance #money #christywright #chrishogan #courageousfaith #debtfreecommunity #joyfulliving #holyspiritpower #intenionalliving #budgeting #babystep7 #dailyencouragement #debtfreedom #debtfreegoals #debtfreejourney #debtfreeliving #everydaymillionaires #retireinspired #encouragement #encourager #encouragingwords #frugal #frugallife #frugalliving #purposefulliving #renewyourmind #chrishogan360 #trustingod


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It’s time for forgiveness and focus! Sending love to anyone who struggles with there own mind sometimes. Reminding myself that it’s does define who I am, it’s just something I’m experiencing and going through. #lalahdelia #newbegginings #felloffthewagon #anxiety #ptsd #depression #relationships #whatnow #strugglingtogetup #spentallmymoneytryingtoheal #debtfreecommunity #debtfreejourney #debtfreegoals 📝📷 @lalahdelia


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@OolaLife Tweet // Success in 7 Steps #Oola 1. Dream 2. Plan 3. Act 4. Fail 5. Course correct 6. Persist 7. Repeat ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #OolaFitness #OolaFinance #OolaFamily #OolaField #OolaFaith #OolaFriends #OolaFun ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #OolaLife #LiveOola #OolaPlanner #OolaPlanFam #OolaArmy #OolaLifeCoach #OolaCourseCorrection


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To avoid over spending, make a budget before that direct deposit hits that account. You’ll thank me later 😉. ............................................................................................................................................................................................ #budgeting #debtfreecommunity #budget #financialfreedom #debtfreejourney #debtfree #personalfinance #financialindependence #debtfreedom #budgetlife #budgetplanner #budgetingtips #debtfreegoals #moneymanagement #savemoney #financialliteracy #financialgoals #financialplanning #cashenvelopes #livingonabudget #moneygoals #financialeducation #moneytips #personalfinances #financetips #debtsucks #budgetplanning #financialpeace #zerobasedbudget #sinkingfunds


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It’s can be a challenge when you first start. But don’t get discourage! Let’s Budget Together. Fun Fact: It takes a minimum of 3 months to budget consistently. ............................................................................................................................................................................................ #budgeting #debtfreecommunity #budget #financialfreedom #debtfreejourney #debtfree #personalfinance #financialindependence #debtfreedom #budgetlife #budgetplanner #budgetingtips #debtfreegoals #moneymanagement #savemoney #financialliteracy #financialgoals #financialplanning #cashenvelopes #livingonabudget #moneygoals #financialeducation #moneytips #personalfinances #financetips #debtsucks #budgetplanning #financialpeace #zerobasedbudget #sinkingfunds


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Budgeting can make a huge impact on your life. Get started today! Let’s budget together! ............................................................................................................................................................................................ #budgeting #debtfreecommunity #budget #financialfreedom #debtfreejourney #debtfree #personalfinance #financialindependence #debtfreedom #budgetlife #budgetplanner #budgetingtips #debtfreegoals #moneymanagement #savemoney #financialliteracy #financialgoals #financialplanning #cashenvelopes #livingonabudget #moneygoals #financialeducation #moneytips #personalfinances #financetips #debtsucks #budgetplanning #financialpeace #zerobasedbudget #sinkingfunds


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