#debtfreelife

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FREE MONEY!!! CLICK THE LINK IN BIO TO GET IT DELIVERED TO YOUR EMAIL TODAY!! . . This book is all about money and how you can get your slice of the pie and build financial freedom. IT’S FREE! . . . I get DMs daily asking where the money’s at - literally🤣. There is free Money in these streetz people. Use it to build your rental riches. . . Those stimulus checks are nothing compared to what these businesses will get. I’ll be posting FREE MONEY all week so check out my STORIES! . SUBSCRIBE to get the FREE EBOOK 8 WAYS TO FINANCE REAL ESTATE DEALS 📚📚📚 at link in Bio or on our website. . . #womenwhohustlehard #financialfreedomstartshere FOLLOW AND TAG US 💙@milliondollarjoy . . . . . . . . . . . . . . . . . . #rentalstoriches#personalfinanceforwomen#getmoneynow#homebusinessowner#studentloanpayoff#reicommunity#daveramseyplan#househacking#fhaloan#generationalwealth#firecommunity#smallbizowners#chicagorealestate#realestateinvesting101#sidehustler#beyourownbossbabe#passiveincomestream#entrepreneuher#debtfreelife#buildingblackwealth#prosperitymindset#debtsucks#choosefi#mailboxmoney#cardibmoney#securethebagsis#realestatebusiness


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truth. 🤣🤣🤣


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Before I talk about April let me recap on March. March can go to hell quite frankly. Due to the Covid 19 the following things happened. 1. Starter EF= DEPLETED It’s so much happening. I barely saved but I am excited to begin April. I will be going Majority cashless until this pandemic is over. I now have new goals. My biggest one is to have my three-six month emergency fund established by the end of the year. I also plan to fund my EF starting in April. Next month will have so many new beginnings and I am very excited! Lets not give up just yet! #debtfree #debtfree2020 #debtfreecommunity #snowballmethod #daveramsey #envelopechallenge #5dollarchallenge #thebudgetmom #thebudgetsistas #savings #financialfreedom #financialfreedom2020 #changechallenge #52weekchallenge #budget #budgeting #cashenvelopes #debtfreejourney #debtfreegoals #savemoney #savings #saving2020 #money #moneychallenge #livingdebtfree #savemoney2020 #financiallyfree #financialfun #easylife #debtfreelife


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This is a huge focus right now over here, so want to try to keep y’all in the loop. Since the stimulus bill dropped, I’ve wanted to figure out how to take advantage of it. I obviously can’t pay off the whole principal balance in six months, but I can take care of the pesky outstanding interest that is preventing any of my current IBRP minimum payment from touching my big fat principal. So, new goal is to divert money from current debt snowball loan (debt # 4/cc # 3), until outstanding interest is fulfilled. So far, in less than a week, we’re more than halfway done. Swipe to see the amounts that have been paid. Instead of one lump sum payment, I specifically targeted each of my 8 loan’s outstanding interest balances. My daily interest accrual has already decreased from $17 to $7, to now $6/day. 🙌 Remember, 0% interest until September does NOT apply to any unpaid or outstanding interest you have sitting outside of your principal balance. Slide 2 breaks mine out so you can see the different buckets. Stay safe, y’all! . #debtfreejourney #debtfreedom #debtfreecommunity #babystep2 #bs2 #daveramseyplan #personalfinance #financialfreedom #financialpeace #payingoffdebt #gettingoutofdebt #debtsnowball #budgeting #gazelleintense #livelikenooneelse #totalmoneymakeover #studentloans #ihatestudentloans #studentloandebt #debtfreeliving #sixfiguredebt #dfc #daveramseybabysteps #debtisdumb #debtfreelife #cashisking #zerobasedbudget #creditcarddebt #financialgoals


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Hi! I’m a 29 year old living in New York City who graduated from a masters in school counseling in 2015 with student loan debt of $43,000 and credit card debt of about $8,000.⁣ ⁣ When I first found the #debtfreecommunity and Dave Ramsey I was so inspired to dump debt but quickly lost motivation and momentum.⁣ ⁣ This year I restarted my journey to debt free again and the crisis going on lit a fire. I never want to be afraid of not saving enough because of debt.⁣ ⁣ What’s your motivation for dumping debt? Let’s talk in the comments⤵️⁣ ⁣


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It's a pretty nutty time right now! How can I serve you? There's lots of value I know I can offer. - My wife and I paid off 41k and build up a 21k emergency fund (a 62k turn around) in only 25 months 4 years ago. - I've got years of experience with making and tracking budgets, figuring out what works and what doesn't, - I've coached a more than 40 people with their budgets and through confusions and frustrations in their finances. - And I maintain a membership and course helping people through their specific issues. How can I help you? #debtfreejourney #debtfreecommunity #debtfreelife #debtfreeCanada #debtfreecanadian #debtfreecommunitymanitoba #debtfreecommunitycanada #daveramsey #debtfree #debtfreecanuck #canadian #canada #debtfreedom #slayingdebt #debtfreemillenials #money #millenialmoney #millenialfinance #creditcards #budget #budgeting #nomoredebt #bible #christian #bibletruth #Jesus #debt #loans #loan #credit


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The governor of Texas shutdown schools until May 4th. We have two kids in daycare that require a $1,807 payment each month to hold our spot. We paid for April, but I pulled them for May. We don't know what could happen. If one of us gets laid off at the end of April then we will have that money in our pocket for May. . Are you altering your budget for April and the rest of the year? . Need a budget? You can find the one I use in my Etsy shop (go to the link in bio 👆) so that you can start your budget journey today. 😊 . . @yourfrugalfriendblog


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So I only posted once in the whole of March and that was to thankyou all for sticking by my side on this crazy journey. At the beginning of March I had such clear goals and although I only managed one, the fact that the whole has been turned upside down and everything is in disarray and I'm still trying means I'm still in control of something. 1) my side hustle ended up being £51.71, which is still bloody good. But with lockdown having been in place for 2 weeks, I haven't wanted or been able to sell anything, and I've just not felt up to surveys, and due to lack of shopping, my reciept apps are looking sad 🙈 2) We have and we haven't saved £50 for holiday, it's there in the jar but our holiday was meant to be a month from now, and although Butlins won't let us know til the 16th April, I don't think we are going to be able to go and seeing as I won't know when we can rebook for, I'm probably going to spend the money on something else. 3) 16 no spend days was managed due to the lockdown and not wanting to go out unless it was essential. I have been online shopping from Amazon though which is probably why the number is only 16 🙈 4) £50 for dentist, my partner had a phone call today to say his dentist appointment is cancelled and he will be having a phone appointment instead, and the likelihood of him having a deep clean in May are looking slim aswell, so again this may join the savings of our holiday and be spent on something else. It's been one hell of a crazy month, for not only us but everyone else aswell. I hope you are all staying safe & well and you continue to do so 🤞 Love to you all 💕


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Okay yesterday’s disclaimer: I washed the two loads of washing, but I never hung them out so I had to re wash them today.


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My free Classic Smash Burger from Smash Burger was expiring today. . We have one nearby so I walked over after work to pick up my freebie. . Be sure to check your rewards and emails for any expiring offers you might need to take advantage of before the month ends. . Most restuarants are open and offer online ordering or grab and go. . Additionally, most retailers are open online and offer free shipping to customers. . Don't let things that can save you money, even if tiny, pass by. Every little bit counts. . . . #moneysaving #frugality #frugalshopper #frugalfinds #dumpsterdivingfinds #dumpsterdivers #couponingnewbie #couponinglife #couponingdeals #debtfreelife #debtfreelifestyle #savingmoneytips #savingmoneyisfun #debtfreeliving #savingmoneytips #debtfreecommunity #financialindependence #financiallyindependent #budgetplanning #moneysavingtips #rvliving #vanlife #financialindipendenceretireearly #moneysaving #moneysavingtips #couponingmom #couponingtips #frugallife


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Comfort zone? What is that? With all of the unknowns happening due to the Coronavirus, we’re all out of our comfort zone. • This can either help us or break us. We can let anxiety creep in and worry about what’s out of our control or we can start building for our future now. We don’t have to know what the future holds to plan for it. Now is as good of time as ever to save money (we’re quarantined anyway), build a 3-6 month emergency fund, and pay off debt (hello no interest on student loans). Our comfort zone no longer exists so let’s make the most of it! • • • • • #comfortzone #outofourcomfortzone #stepoutofyourcomfortzone #chaotictimes #futureisunknown #planningforthefuture #planninglife #lifeplanning #debtfreecommunity #frugalliving #payingoffdebt #debtfreelifestyle #debtfreelife #lifeonabudget #stressfreeliving #takeadvantageoflife #planforsuccess #planforthefuture #financialplanning #emergencyfund #millionairemindset #motivated #motivationnation #thinkandgrowrich #successfulmindset #successinthemaking #grindmode #lifeadvice #financialfreedom #financialindependence


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My PF Dashboard March update 🗓️ __ High level view of our March finances on the MS Excel dashboard I developed. Net worth has decreased as expected but we're not focusing on what we can't control, instead we're focusing on what we can control which is our savings rate! 💸 __ PS. I still owe some of you guys a guideline on how to create a similar dashboard. I started creating instructions on PPT, but not sure if it's the best medium. I'm thinking of a YT video but I'm an introvert and not confident about my communication skills 🙊. If you're interested, let me know what would work best on the comments ⬇️ __ #simplyfijourney #personalfinancedashboard #pfdashboard #roadtoretirement #roadtofire #personalfinancecanada #pfcanada #minimalism #ilooklikeaninvestor #canadianinvestor #debtfreecommunity #dfc #personalfinance #fire #financialindependence #budget #wealthbuilding #wealth #debtfreelife #fijourney #firecommunity #choosefi #financegoals #financialfreedom #simplefinance #msexcel


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It’s that time again 🥳 I love setting goals. Here’s a breakdown of my goals and the why behind them. . $1,500 to emergency fund BECAUSE I failed that goal last month and I’m set on achieving it. . Realistically I will probably make more via my side hustle but this goal isn’t to push me to a burnout. This goal is to give me structure on how to hit that number realistically. It doesn’t mean doing my side hustle every single day. I will inevitably set myself up for failure. . 28 no spends ... considering nothing is really open this shouldn’t be too hard. Besides work and side hustle I’ve been staying in anyways. I’m a homebody by nature. . I want to flip a piece of my furniture so bad!! It’s definitely on the to do list. I have a whole imagine in my head of how it’ll look🤓 . We have discussed in depth what our plan for stimulus checks will be. We’ve thrown ideas out, like a new mattress. When I got my tax return our initial plan was to buy a new mattress but coronavirus was starting to make its way into headlines so I stuck it all into savings... I’m feeling good about making that call. We just need to sit down and come up with a plan. I know many are throwing it straight to savings but I want to do something to help stimulate the economy because we are not in a financial pinch. . . . . #debtfreecommunity #debtfreejourney #debtfreegoals #financialfreedom #debtisdumb #debtsucks #savingmoney #daveramseybabysteps #daveramsey #babystep3 #aprilgoals #debtfreeliving #debtfreedom #debtfreelife


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I’d love to know one of your goals for April. I feel that April is going to be a challenging month, so I’m focusing on my mental health and things that I enjoy while we stay in shelter in place....#coronavirus . Mindset will be a positive mindset. Employing the @savemycents #igetto . . Less drinking and more walking! . I’m going to give away 4 of my 45 minute to 1hr. Money coaching call to help someone in need 💕. . Get past the 500 subs mark in YT.


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Do you know if you open your mind to be educated on money management, it can change your life? ⁣ ⁣ Claim your wealth mindset by stop believing you are broke. Read for inspiration. ⁣ ⁣ Change your money mindset. If you say it, it will be! ⁣ ⁣ Speak financial freedom into your life and watch how prosperous you will be⁣ ⁣ ⁣⁣ You can develop good money habits so you can pass down wealth to your family. I changed my life through budgeting.⁣ ⁣ There is no better time than now to start planning and controling where you money goes.⁣⁣ ⁣⁣ Check out the website for free worksheets to download. ⁣⁣ ⁣⁣ You can download worksheets to journal about your relationship with money, plan your weekly grocery list or tackle your credit card debt.⁣⁣ ⁣⁣ Click the link in the bio to join the mailing list.⁣⁣ ⁣⁣ Follow @theinfamoussharer⁣⁣ ⁣⁣ Like and comment read “Think and Grow Rich” or will read this book. ⁣⁣ ⁣⁣ Tag someone you know and save the post.⁣⁣ ⁣⁣ #thinkandgrowrich


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I figured now was as good of a time as any to review my budget. As I did I noticed a few things. 1. I’ve made a lot more progress in the past 5 years than I give myself credit for and I bet a lot of you are in similar situations. Have I ever had a “perfect” budget month where everything reconciled? NO! But I’ve “found” an extra $1000-1500 a month and that’s with no raises, only modest COLA annually. If you’re reviewing your budget, celebrate the progress you’ve made, don’t look for perfection, you’ll always be disappointed if you do. 2. The little things really do add up. Target and fast fashion used to be my downfall, I don’t miss them one bit. 3. My bare-bones budget is pretty close to my current budget. Minus travel money and some categories I’m a little more relaxed on. Deciding to get intentional with my spending and only spend on necessities and things that brought me joy or bettered my life was the single best thing I could have ever done for my budget. 4. It really is all about priorities and each of us have different priorities, no one is more right that someone else. Our budgets are uniquely personal and they should be! Prioritize what is best for you and your family, not what a stranger online says. Have you looked at your budget/spending lately? What surprised you the most. **You’ll notice my car payment is not on here, in a few weeks it will be paid off. Think I’m missing something like car insurance, etc? That’s accounted for in sinking funds, I pay as many bills as possibly annually.


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🚀 In times of crisis, personal finances become extra personal⁣ ⁣ 🚀 Once things hit us, or something happens to us, is when we realize that help is needed and that it’s time to act⁣ ⁣ 🚀 But it doesn’t have to be that way. It’s never too late to keep your personal finances in check⁣ ⁣ 🚀 Don’t be afraid or intimidated to seek advice⁣ ⁣ 🚀 Our sessions are fully confidential and we are fiduciary, meaning we’ll always have your best interest in mind when providing you with recommendations⁣ ⁣ 🚀 Visit the #LinkInBio to learn more about our memberships and how we can start working together ASAP


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We are in a crisis right, aka, an emergency. THIS is when you need to use that money that you have saved. It is to keep you and your family afloat right now. Do NOT choose a payment on a credit card over paying the water bill because you are worried about your FICO score. You can recover from the ding for a late or non-payment but your water being shut off is a bigger deal to recover from. This will pass. We will have an end date. Now is the time to put the oxygen mask on your family and not Kohl’s. #thebudgetingrealtor💰🙋🏻‍♀️ #bakersfield #yourfavoriterealtor😇🙋🏻‍♀️ #debtfreecommunity #debtfreelife #budgeting #budgetbasics #realtor #realestate #babysteps #daveramsey #homes #lifestyle #welcomehome #savemoney #debtfreelifestyle #homesweethome #daveramseycoordinator #financialpeaceuniversity #debtfreelifestyle #debtfreeliving #frugal #family #moreiscaughtthantaught


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Now that know what you may receive from the stimulus bill, here is what you can do with those additional funds.⠀ ⠀ The priority is build your opportunity fund (a MissCFO's version of rainy day fund, remember we only speak in positive terms over our money), but if it's already set, then think about some investment or business opportunities. Make sure you grab throw MissCFO Guide to Money Management to make sure you know how yo set up your money system properly (link in bio). 📸: @makerealcents⠀ ⠀ #MissCFO#TipTuesday . . . . . . #moneymoves #moneytips #personalfinanceforwomen #millenialmoney #girlswhowork #hersuccess #financialwellbeing #financialeducation #workingwomen #moneymanagement #howtoinvest #moneygoals #getmoneygang #goalsaf #moneysystem #financialplan #okurrr #yassssis #howtobedebtfree #debtfreelife #beygood #howtosave #savingmoney #StimulusChecks #startabiz #funnymoments


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MARCH NUMBERS. Better than nothing.😅🎉 #debtfreefuture


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We are proud to have partnered with over 150 organizations to gift college scholarships to thousands of students. Tag an organization you’d love to see Scholly partner with! #scholly


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It’s been tough but still going 🙏🏽❤️ #debt #debtfreelife


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Get started today! Free 30-minute planning session! www.djdebtfree.com #djdebtfree #debtfreelife #beatyourdebt #sfglife #debtfreeliving #financialfreedom #financialplanning


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NO SPEND CHALLENGE March update 🗓️ __ We exceeded our goal and achieved 21/15 no spend days in total 🙌 __ This month has been emotionally and mentally challenging for most of us. But not gonna lie, the quarantine/lock down has helped control our spending ▫️We've barely gone out to eat ▫️We work/study from home so we avoided any impulse buying __ It's most likely going to be the same for April. But we're praying that this pandemic will be over soon 🙏 __ Stay safe and stay home everyone 💕 __ #simplyfijourney #nospend #nospendchallenge #stayhome #frugallife #debtfreecommunity #dfc #personalfinance #fire #firemotivation #firemovement #financialindependence #budget #moneygoals #wealthbuilding #wealth #debtfreelife #debtfreeliving #simplelife #fijourney #firecommunity #choosefi #budgeting #financegoals #financialfreedom #2020goals #frugalliving #daveramsey


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“Financial freedom is freedom from fear” — Robert Kiyosaki What if you could eliminate your debt in 9 years or less, without spending any additional money? Send me a PM and I can share more with you. #debtfreelife, #debtfree, #financialfreedom, #duvalcounty, #jacksonville


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The last few weeks have been a #hotmess. I’ve been trapped at home. Businesses are closing. I’m seeing so many people out of work or with reduced hours. Idk if today is Tuesday or Friday 🤪 . . I’ve been going back and forth over whether I should continue to post financial wins when so many people are in the dark. Like always, I navigate the world by what feels right in my spirit...free of societal norms or whatever tf I’m “supposed to do.” I’ll be sharing some, but not everything. . . So, today go outside and greet the sun. Get dressed up for absolutely no reason. Have a ghetto photo shoot like me. Do whatever makes you happy and feel good✨. . . . . #debtfreejourney #dfc #dumpingdebt #moneybossmama #payingoffdebt #moneymindset #moneymotivation #debtfreegoals #debtisdumb #debtfreecommunity #covidkindness #financialfreedom #debtpayoff #debtsucks #debtfreelife #debtfreeaf #aspiretoinspire #womeninfinance #teamtinyshovel #debtsnowball #debtfreedom #inspirationalpost #debtfreeby30


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Staying accountable and sharing my final variable expenses numbers for the month. Happy to say I have accomplished BOTH financial goals I made for March: $10,000 EF & under $1000 variable expenses but.. was not able to get my book goal done. Definitely striving for 3/3 next month! Happy month end #dfc 🖤 #personalfinances #moneygoals2020 #moneygoals #budget #budgeting #budgetlife #savingstips #savingschallenge #savingsgoal #savingsaccount #debtfreeliving #debtfreegoals #debtfreecommunity #finance #savingmoney #moneygoals #spending #thatnostufflife #debtfreejourney #debtfreelife #expenses #saving #finances


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Feeling a little overwhelmed/grateful/excited/nervous about my money situation these days. Instead of trying to write everything out in an insta caption, I wrote a blog post with all the updates on my current money situation instead - including how I was able to make this payment today - Check it out at the link in my bio🌟


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Message me if you’d like to know more about a company who is still going strong. We work from home and have adapted well in the current climate we’re in. The company is solid and we can use more business-minded professionals! . #sfg #symmetry #symmetryfinancialgroup #corporate #overview #ownyourownbusiness #hiring #workfromhome #financial #debtfreelife #mortgageprotection #lifeinsurance #agent #beyourownboss #wehavefunandwegetstuffdone #leadbyexample #bestbusinesses #nationwidejobs #licensedagents #apply #annuities #401krollover


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Spending your money before you've earned it, is like putting your carriage before the horse, wouldn't you agree? #moneysavingtips #moneysaving #budgetingtips


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In case you didn’t know already, my name is Jennifer. Most people call me Jen or Jenny :) I still have no clue how people manage to rack up hundreds of dollars on these cash back apps (if you are one of those people, then please do tell me your secret!)⁣ ⁣ I typically spend between $100-$200 per week on groceries (our budget is $150 for a family of two adults, no children). We are not frugal at all with our food and booze budget; if we tried to be, I know we’d end up just getting takeout by way of protest 😅. Even ALL THE FOOD from a supermarket is still the cost of one meal and drinks out in NYC. So, we eat whatever we want at home with no limits and we simply budget for it. I shop at a variety of places - mostly Trader Joe’s, Wholefoods, Aldi, and local convenience stores. It depends which way the wind is blowing and what we fancy that week. I had an eating disorder in my teenage years/early twenties so it’s not an area of my life I want to allow any room for control or restriction. Eating nice food is a joy and a privilege. ⁣ ⁣ I am still quite happy with the small amounts I get with each shop with Ibotta and Fetch Rewards. $40 isn’t bad! I got $1.50 yesterday at Wholefoods for buying salsa verde! I cash out every time I get to $20 and I put this straight towards my savings account for #thousanddollarproject which is currently sitting at $620.⁣ ⁣ Do you have tips for making the most out of these cash back apps? ⁣


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Addiction to struggle and lack is real 🥴⁣ ⁣ I had to give myself a hard check about how I share my journey and process my stories. My best friend shared with me in one of our tough conversations that: “I can get stuck on talking about the problem more than the solution”⁣ ⁣ All though it was tough to hear I’ve let it marinate in my spirit for the past week and this truth came up.⁣ ⁣ 🛑 Stop fighting so hard to explain what’s gone wrong⁣ 🛑 Stop getting stuck on your hang ups ⁣ 🛑 Your love of your limits is the source of your excuses (😣 wooshh this part hurts)⁣ ⁣ Choose instead to fight for the truth which is 𝐈 𝐀𝐌 𝐀𝐍 𝐎𝐕𝐄𝐑𝐂𝐎𝐌𝐄𝐑 💪🏾 Don’t get stuck on the beginning chapters of your story when there’s so much more to write.⁣ ⁣ If this resonates comment below 𝐈 𝐀𝐌 𝐀𝐍 𝐎𝐕𝐄𝐑𝐂𝐎𝐌𝐄𝐑 💪🏾


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FREE MONEY!!! CLICK THE LINK IN BIO TO GET IT DELIVERED TO YOUR EMAIL TODAY!! . . This book is all about money and how you can get your slice of the pie and build financial freedom. IT’S FREE! . . . I get DMs daily asking where the money’s at - literally🤣. There is free Money in these streetz people. Use it to build your rental riches. . . Those stimulus checks are nothing compared to what these businesses will get. I’ll be posting FREE MONEY all week so check out my STORIES! . SUBSCRIBE to get the FREE EBOOK 8 WAYS TO FINANCE REAL ESTATE DEALS 📚📚📚 at link in Bio or on our website. . . #womenwhohustlehard #financialfreedomstartshere FOLLOW AND TAG US 💙@milliondollarjoy . . . . . . . . . . . . . . . . . . #rentalstoriches#personalfinanceforwomen#getmoneynow#homebusinessowner#studentloanpayoff#reicommunity#daveramseyplan#househacking#fhaloan#generationalwealth#firecommunity#smallbizowners#chicagorealestate#realestateinvesting101#sidehustler#beyourownbossbabe#passiveincomestream#entrepreneuher#debtfreelife#buildingblackwealth#prosperitymindset#debtsucks#choosefi#mailboxmoney#cardibmoney#securethebagsis#realestatebusiness


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This is no April fools joke y’all, so we had to post it the day before just to make sure you're clear 👉 This is the real deal. We believe so strongly that getting financially fit will improve your happiness and your sex life, that we are offering a 30 day money back guarantee. As a friendly reminder, this is a free podcast and you’ve never given us any money. But if you want to give us some money, we will quickly give it back to you if you don’t find this statement to be true. Tag a friend who you want to gift better sex to 😉, and let them know we offer a 30 day money back guarantee. - - - #happiness #sex #bettersex #debtfree #debtfreecommunity #debtfreejourney #savemoney #moneysaver #debtfreedom #debtfreelife #frugal #savingmoney #moneysaver #frugallife #personalfinance #financialfreedom #financialindependence #aprilfools #frugalliving #frugalmom #bemorewithless #minimalism #spendlesssexmore #financialfitness #financiallyfit


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Did the pandemic team up with my budget on this one? 🤨


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Oh so true 🤩


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Stop and smell the flowers 🌺


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We’re in a weird spot right now, still have income thankfully, but our debt pay off plan is paused for what Dave Ramsey calls “storm mode,” which is just saving all of your extra money you would be putting towards debt and putting it safely to the side while paying minimum payments. . . . . It’s super frustrating because I had our debt pay off beautifully planned out 😩. But thankfully we’re okay, we & everyone we know are healthy 🙏🏻 & we have not lost our income. . . . . Couldn’t resist buying a bit of “on sale” mutual funds though, but seriously it was only $50 because I can’t ignore the crazy times we’re in and the very uncertain future we face. . . . BUT it can’t last forever. Stay optimistic y’all! 🙌🏼 . . . . . . . . #daveramseybabysteps #debtfreecommunity #debtfreejourney #debtfreelife #investing #covid19 #corona #mutualfunds


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Emily Lowery of @rethinktheratrace shares the advice she'd give her early-twenties self in Episode 10 of @findyourfreedom_podcast (👈 link in bio).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Advice No. 1: Don't care what other people think about you.⠀⠀⠀⠀⠀⠀⠀⠀⠀ It’s OK to drive the old car or to keep wearing the same clothes, people don’t really care. They remember the feeling they have when they meet you, and the friendship, not the material things. And if they do you may want to re-evaulate that relationship.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Advice No. 2: Just START.⠀⠀⠀⠀⠀⠀⠀⠀⠀ Just start investing, just start saving. You have to start somewhere, so just start. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ WHAT ADVICE WOULD YOU GIVE YOURSELF if you could go back in time? Comment below!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Hear more about Emily's incredible story, and how she retired at age 27, in Episode 10 of the @findyourfreedom_podcast (👈 link in bio)


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Emily Lowery of @rethinktheratrace shares the advice she'd give her early-twenties self in Episode 10 of @findyourfreedom_podcast (👈 link in bio).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Advice No. 1: Don't care what other people think about you.⠀⠀⠀⠀⠀⠀⠀⠀⠀ It’s OK to drive the old car or to keep wearing the same clothes, people don’t really care. They remember the feeling they have when they meet you, and the friendship, not the material things. And if they do you may want to re-evaulate that relationship.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Advice No. 2: Just START.⠀⠀⠀⠀⠀⠀⠀⠀⠀ Just start investing, just start saving. You have to start somewhere, so just start. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ WHAT ADVICE WOULD YOU GIVE YOURSELF if you could go back in time? Comment below!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Hear more about Emily's incredible story, and how she retired at age 27, in Episode 10 of the @findyourfreedom_podcast (👈 link in bio)


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Frankly Speaking: “And without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him.” (Hebrews 11:6) I love what the Word tells us in this verse. The word does not say because I don’t go to church enough I don’t pray enough I don’t sing enough I don’t give enough or I don’t go to enough Joyce Meyer conferences. It says without faith. My faith is the only thing that really pleases God. All of the other things I mentioned are good, but without faith, it does not please God. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family


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Here is our payoff for March! Fell $100 short of our goal for this month. 🦠 threw a 🔧 into our plans, but it’s okay! We will adjust and keep pressing forward! We are almost to $5k paid off and it feels good! How’s your debt payoff going?


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When you are home more, you may notice that you have more stuff to organize, clean and put away! This was a big eye opener for me when I became a SAHM 2 years ago and the reason I decided to live a more minimalist life. . Has all the ‘stuff’ been driving you crazy? Sell it, take the funds and put in savings (or debt) and have less stuff to manage! So simple 🙌🏻


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✅ If you think you won’t be able to make payments on your student loans, credit cards or other debts, contact your lenders ASAP and ask about hardship relief.⁠ ⁠ ✅ Have federal student loans? Interest is at 0%. This means you can apply for deferment to pause your repayments without increasing the total cost of your loans. ⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ .⁠⁣⁠ #debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #payoffdebt #debtfreegoals #debtfreelife #debtfreelifestyle #financialgoals #moneygoals #buildwealth #savemoney #budget #budgetingtips #budgeting #moneytip #financialeducation #financialplanning #financeexpert #financeblogger #moneytips #financialfreedom #financialindepence #financetips #financialliteracy #financialadvisor #savingmoney #moneymanagement #coronavirus


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My last extra debt payment of the month!


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Look at your feed right now. I mean, really look at it. This is something that was only just brought to my attention and now I’m passing it onto my following. Really look at who’s on your feed. Who’s offering help? What coaches are offering free services? What people are offering chat sessions and honoring prayer requests? These are the people I want on my feed. These are people I’d be honored to have as real life friends and confidantes. But the influencers who continue to push affiliate codes after a half assed acknowledgement of what’s going on? No thanks. With all due respect, I understand that influencers have a living to make just like all of us, but that just seems tasteless to me. In times like these, people are going to remember you more for the help you provided. The leadership you instill in chaos. Not that perfect selfie angle and the “swipe up” for a credenza on Amazon. Rant over. —————————————————— #DebtFreeCommunity #DebtFreeJourney #BabySteps #FinancialFreedom #Frugality #FrugalLiving #Budgeting #BudgetLife #YoungAdult #DebtFreeLife #DebtFreeATL #AtlantaBasedBlogger #LifeWithCattitude #LivingHappy #LivingFrugally #DebtIsDumb #BetterLife


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Look at your feed right now. I mean, really look at it. This is something that was only just brought to my attention and now I’m passing it onto my following. Really look at who’s on your feed. Who’s offering help? What coaches are offering free services? What people are offering chat sessions and honoring prayer requests? These are the people I want on my feed. These are people I’d be honored to have as real life friends and confidantes. But the influencers who continue to push affiliate codes after a half assed acknowledgement of what’s going on? No thanks. With all due respect, I understand that influencers have a living to make just like all of us, but that just seems tasteless to me. In times like these, people are going to remember you more for the help you provided. The leadership you instill in chaos. Not that perfect selfie angle and the “swipe up” for a credenza on Amazon. Rant over. —————————————————— #DebtFreeCommunity #DebtFreeJourney #BabySteps #FinancialFreedom #Frugality #FrugalLiving #Budgeting #BudgetLife #YoungAdult #DebtFreeLife #DebtFreeATL #AtlantaBasedBlogger #LifeWithCattitude #LivingHappy #LivingFrugally #DebtIsDumb #BetterLife


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Becoming debt free takes its toll on you physically and psychologicaly. It's a difficult process that requires making difficult sacrifices. It's the price you have to pay for ultimate freedom. . . #debtfreeliving #debtfreecommunity #debtfreelife


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I know they say don’t work in your bedroom, but watching RHOBH while getting through emails is saving me right now. The last few weeks have honestly been really challenging for me in my personal life. Anything lighthearted is keeping me sane 🤍


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almost like winning the lottery. #livingthedream #millionaire


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Want to make a big life change? Need to break some news to your partner or parents? Want to quit your job in your 20s like Alicia did? Learn more about Alicia's story in Episode 8 of the Find Your Freedom podcast (link in bio 👉 @findyourfreedom_podcast).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Make sure when you’re telling people about this new change that you’re excited about, you get them excited too by sharing your vision and the reasons why you are doing it. If you want support, going deeper than what, and sharing the “why” behind it, will be so important.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Listen to Episode 8 of the Find Your Freedom podcast (link in bio 👉 @findyourfreedom_podcast).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What is your compelling vision? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Comment below!


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It is our pleasure to help you take care of your #budget and #debt. Nothing gives us peace of mind than a happy and satisfied client. Together we can soon achieve#DebtFreeLife. Happy to help you, Mo. . . . #tuesdaytestimonial #customerreview #debtrelief #tuesdaythoughts #testimonial #getoutofdebt #debtfreelife #debtfreecalifornia #california #santaana #igers #countrywide #financialfreedom #financialplanning #debtmanagement


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March numbers are in and thanks to my tax return I managed to throw $1500 to debt. Unfortunately I just got word that my part time job I was supposed to start next week got canceled as theyve lost all their revenue and have already cut back on their regular staff 😥 I was really looking forward to getting back into the field I spent 10 years in school for LOL.. oh well, they're keeping my name for opportunities next year.. this does mean I'll probably have to get a retail Christmas season job to make up for this income loss 🤮 cant do anything about it except keep trying


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. and another painting session: my starter emergency fund which is at 584 now. As I see the point of having 1k before attacking my last debt, I will fill this to 1k at the next opportunity at the end of April, and pile the rest for debt payment. I have not done it before because seeing my overdraft was killing me mentally but now I left it behind and adapt to the babysteps. The personal loan which comes after completing the EF only accepts big chunks of money in between. So I will pile up 2k and make the first extraordinary payment then. I love the colorful charts❤ #debtfreecommunity #debtbegone #debtfreegoals #debtfreelife #findingmoneyinmybudget


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It’s time to budget for April. When I started in January this page was full and it was some expenses on the back. I’m at a place where I have more control over my money to allow me to pay off my consumer debt, spend intentionally, and save. In times like this I am grateful to still be employed, however if I am affected I have a cushion. Im excited to see how much debt I’ve paid off at the end of this first quarter. 🟧 #cashenvelopes #sinkingfunds #cashenvelopewallet #katespadeplanner #budgetplanner #budget #budgeting #debtfreejourney #debtfreecommunity #debtsnowball #debtfreelife #monthlyspread #savingmoney #savingschallenge #zerobasedbudget


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Tap the ❤ if you vibe with this! Dave Ramsey's Baby steps are incredibly simple, inspiring, and not only changes your financial life but can change your life overall. (See "about me" hightlight) When I started paying down debt I thought 152k was going to be a long complex journey until I bumped into #daveramsey radio show. His plan was incredibly simple and his resources were easy to follow. Now that I paid off 152k in debt I love sharing my story! Dave's open questions on his show and his debt free screams remind me and others that #financialindependence is possible for just about anyone! Lastly, my financial life changed after following the plan but also my life changed overall! I now put more focus on my families future and how past decisions affect my family's life. DM ❓ with your questions. Comment 🤔 Down below: What is something you didnt know before paying off debt? . . ............ ✔ Follow Me @thedollarduo ✔ Tag a friend! ✔ Archive this for later! X__Blog ↔️ link in the bio 😄__X


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Be 100% prepared before you quit your job! Don't take the leap without having a plan.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In Episode 11, Becky walks you step-by-step through calculating your money runway, considering the best (and most lucrative) time to give your notice, and planning every single task you need to complete before and after quitting your job. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you are thinking about quitting your job and want to know exactly how to prepare, take a listen to Episode 11 of the @findyourfreedom_podcast ( 👈 link in bio).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #COVID19 NOTE: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Given the production time necessary for podcast episodes, this series (Episodes 8 through 11) on quitting your job was developed and scheduled prior to the #coronavirus #pandemic taking hold in the United States and the current economic downturn. Therefore…⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ DAILY IG/FB STORIES:⠀⠀⠀⠀⠀⠀⠀⠀⠀ To provide content that is relevant to the changing circumstances, and immediately actionable, I will be doing daily IG/FB stories (Monday through Thursday) around timely topics such as working from home, emergency funds, and decreasing spending. If there is something specific you want me to cover, comment or DM me! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ While we are going through a huge upheaval in our daily lives, and plans that we may have had to quit our jobs or retire early may now be temporarily on hold, I still want to share this information as education and inspiration, and maybe even just a welcome distraction from the more negative news we’ve been hearing, because these topics of financial independence and lifestyle design remain important, and actionable, even in challenging times.


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