#frugal

#frugal photo

So I have made up my own little money tracker. If anyone wants to use it I shall add it to my highlights 😁 I'm gonna get into the habit of making these. . . . . . . . . . . . . . . . #frugal #frugalliving #debtfreecommunity #budget #debtfreejourney #debtfree #budgeting #savingmoney #personalfinance #savings #money #frugallife #financialindependence #freebie #debtisdumb #deals #goals #cheap #yellowsticker #debtfreeliving #savemoney #sidehustle #thrifty #moneysaving


0commentNormal

#frugal photo

Hubby received an unexpected gift from his union for covid related expenses. (We haven’t had any, thankfully) So it’s going straight to debt 👌🏻Another mini milestone.


2commentNormal

#frugal photo

BACK IN STOCK!! DIRECT LINK IN MY BIO @GLITCHQPON UNDER AMAZON DEALS TO GRAB!! 🏃‍♀️🏃‍♀️🏃‍♀️💨💨💨 . . . . . . . . . 👯‍♀️Tag A Friend 💌 . 💞 Don’t forget to follow @glitchqpon for more 🔥 clearance & deals 💸 some links may be affiliated 🛍 . . . . #couponing #couponcommunity #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #clearance #savings #frugal #glitchmafia #glitchcommunity #coronavirus


0commentNormal

#frugal photo

BACK IN STOCK!! DIRECT LINK IN MY BIO @GLITCHQPON UNDER AMAZON DEALS 🏃‍♀️💨🏃‍♀️🏃‍♀️🏃‍♀️💨💨💨 . . . . . . . . 👯‍♀️Tag A Friend 💌 . 💞 Don’t forget to follow @glitchqpon for more 🔥 clearance & deals 💸 some links may be affiliated 🛍 . . . . #couponing #couponcommunity #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #clearance #savings #frugal #glitchmafia #glitchcommunity #coronavirus


0commentNormal

#frugal photo

Have leftover flour tortillas that had gone slightly stale? Don't throw them away, make cinnamon chips, also known as bunuelos. Brush melted butter on the tortilla, sprinkle a teaspoon of sugar and some cinnamon on both sides. Cut into bite size pieces and bake for 5-10 minutes in a 350 degree oven until crispy. Watch them so they don't burn. They make a great snack or dessert you can serve with ice cream. . . . . . . . . . . . . . . . . #apartmentprepper #apartmentpreppers #prepare #prep #prepper #athome #diy #bunuelos #cinnamon #tortilla #tortillachips #save #reuse #frugal


0commentNormal

#frugal photo

I’ve downloaded a free app called Multiple Timers and I’ve set times for self care activities throughout my day. Each activity is frugal and will hopefully add structure to my days and relieve my obsession with following the pandemic journey moment by moment. Maybe this could be helpful for others, too? #frugal #frugallife #frugalliving #selfcare #wellness #free


0commentNormal

#frugal photo

$13 KITCHEN APPLIANCES 😱 HURRY TO GET YOURS!! DIRECT LINK IN MY BIO @GLITCHQPON 🏃‍♀️💨 . . . . . . . Tfs @ivebeenlivingwrong . . . 👯‍♀️Tag A Friend 💌 . 💞 Don’t forget to follow @glitchqpon for more 🔥 clearance & deals 💸 some links may be affiliated 🛍 . . . . #couponing #couponcommunity #extremecouponing #couponingcommunity #coupons #neverpayfullprice #rundeal #couponing101 #rundeals #cheapisforme #clearancehunter #clearance #savings #frugal #glitchmafia #glitchcommunity #coronavirus


0commentNormal

#frugal photo

Just filed our tax return. We will get $6690 this year, and my 2 wks UI payments are coming! Thanks, God! 🙂 #debtfreecommunity#totalmoneymakeover#unemployment#frugal#budgetplanner#debtfreeispossible#debtsnowball#financialpeaceuniversity


0commentNormal

#frugal photo

$10 for all shipped. Free shipping. Just comment with email for invoice


1commentNormal

#frugal photo

Frugal hack of the day: I often find myself needing to make two sandwiches 🥪and only have two real slices of bread and the heels🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️... soooo I just cut the end bit off and flip it to the inside. Kids never know any different, little waste of bread and I don’t have to get a new loaf yet. I LOVE this artesano @saraleebread because it’s sliced thicker so easier to perform this trick and my kids love it. I got it as a freebie sometime back and now we love it! I usually buy in a two pack from Costco or Sams and throw one in the freezer. . . . What do you do in the kitchen to save a bit here and there??? . . #frugal #frugalliving #frugallife #frugalmom #clearancecommunity #neverpayfullprice #supersavingmommy #couponcommunity #couponing #coupon #couponmommy #deals #dealsandsteals #bargainhunter #bargainshopper #clearancefinds #clearancehunter #clearance #smartshopper #dealfinder #savemoney #teamsavemoney #savings


1commentNormal

#frugal photo

Extra discount is ending soon! No promo needed it will automatically apply at checkout. LINK IN MY BIO @dealsaddicts . . . . . Rp


1commentNormal

#frugal photo

$252 later and I have a new setup. If you missed my stories yesterday, I dropped my Mac and shattered the screen. *breakdown ensues* My Mac is my livelihood... so as you can imagine, it was not a good day. Joe thought of hooking it up to a different monitor with a Bluetooth keyboard. GENIUS. This quick fix was less than $300 and keeps me working when i need to the most. We got a new monitor, Bluetooth keyboard, HDMI apple adapter and a monitor stand. The estimate for fixing the screen is over $800 and no one is actually handling computers right now, so I’ll take this set up. Thank god for emergency funds and smart partners.


9commentNormal

#frugal photo

🍳 Full English Bake! Check out my story highlights for the recipe. I couldn't decide whether to call this a full English lasagne or a bake but went with bake, it is layered like a lasagne though. A nice change from a fry up. Delicious! 🤤 #fullenglish #fryup #britishfood #british #food #foodblogger #blogger #tasty #budgetmeals #budgetfood #tasty #frugal #frugalblogger


1commentNormal

#frugal photo

Was asked by my lovely friend @fit_evergreen what I was eating. I’m having this Revive Superfoods “Blue Magic” 👀 the next slide to see what’s in it. My sis and I tried them out and I am OBSESSED! #revivesuperfoods #healthylunch #womp


1commentNormal

#frugal photo

My DIY seating area for our Terrace. I only purchased last summer the fabric & two pillows, all the rest was out together from what I found. The table is new addition and I need to cut & glue the wood. I have so many ideas 👏👏 . . . #frugal #frugalliving #diy #terrace #livinginspain #balcony #home #yellow #cactus #outdoors #spring


1commentNormal

#frugal photo

Would you consider buying a house right now? I'm not sure how the process will go. #debtfreecommunity #debtfree #budget #frugal #budgetlife #dfc #budgeting #nospend #nobuy #mortgagefreecommunity


2commentNormal

#frugal photo

I don't know about you, but spending all this time at home seems to naturally pop all these things that I want in my head....for me lately it has been furniture like a new entertainment center, dresser, and some things for my porch. At first, I figured these thoughts were just coming out of boredom, but when I really checked my heart, they were really coming from a place of discontentment. . I realized that I don't need new furniture, but I do need to change how I see my current furniture. No, the furniture I have is not Pinterest-worthy, but it is ENOUGH. When I stop comparing my belongings and choose to see them as enough for me and my family, the more I appreciate them, the less I want, and boom, the less I spend. . I truly believe that the first and most important step in saving money is changing your perspective of what you DO have. Write a list of things you are thankful for BEFORE you satisfy that urge to buy something that isn't really a need. .. What is something you have that you do have and need to see as enough? . . . . . . . #debtfreecommunity #debtfree #debtfreejourney #debtfreedom #debtfreegoals #moneysavingmom #moneysaver #moneymoves #moneysavingtips #frugal #frugalliving #frugalmom #frugalmom #mindfulness #minimalism #minimalist #minimalisthome #inspiration #instagood #instadaily #inspirationalquotes #simpleliving #sahm #sahmlife #thankful


1commentNormal

#frugal photo

🔥Good price if you need. Save with subscription you can cancel subscription at any time. . . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . Many more deals are posted in my FB group daily that are not posted here. Link in my bio to the group. . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter


0commentNormal

#frugal photo

This is everything we got from our local school today. This is feeding a 1 year old and a 2 (almost 3) year old. It’s breakfast and lunch for 5 days. The only thing is one bag had 2 lunches missing. So that sucks. But I’m still grateful for this. • #debtfreecommunity #schoollunch #brownbaglunch #freefood #kidslunch #frugal #grateful


0commentNormal

#frugal photo

5 different tripods 80% off ! LINK IN BIO @dealsaddicts free shipping. Promo will automatically apply at checkout. Promo may expire at any time. https://amzn.to/3bWqcFd


9commentNormal

#frugal photo

Tell me your #frugal hints and tips 🥗 🥗🥗 I save all my veggie clippings (peel, ends, etc) in a bag in the freezer. When the bag’s full I roast them for a bit before boiling them for vegetable broth. Perfect soup base! . . . #Vegetables #Broth #Soup #SoupBase #FrugalLife #NotWasteful #Spring #Cooking #ButternutSquashSoup #ImCheap #SavingMoney #Hint #Tip #NothingButTime #Healthy #Lifestyle #EatYourVeggies


1commentNormal

#frugal photo

‼️Please do not go searching for these items until it is safe to do so. None of these items are worth risking the health of you or your loved ones. This list is intended for your info, so that when the stay-at-home orders are lifted, you are aware of what items are a penny. Please stay at home.❤️ These are items that the Dollar General employees were suppose to have removed from the sales floor, so if you call & ask if they’re there, they will tell you “No!” Please do not call the store about these items. Also, do not ask the employees where they are located - they will not help you. If you do find these, they should ring up for only 1 cent each!😱 If you do find them, scan barcode in the Dollar General app before heading to the register, since there are a few “rogue stores” out there.😆 Be nice to the employees, and if you do find them and they sell them to you, ask the cashier to write their name down on the receipt, so you can put their name in the full positive survey found on the receipt that you’ll be doing after you leave the store, right?😊 Doing the survey will make them happy, they’ll remember you as that nice cool customer who gives them positive reviews when you buy penny items, and they’ll more likely to be nice to you in the future! Good Luck!🍀 Again, please do not go searching for these items until it is safe to do so. Please stay at home.❤️ #dgdeals #dgclearance #dgcouponing #dgpennylist #dollargeneralpennyitems #dollargeneralcouponing #dollargeneraldeals #dollargeneralclearance #cheap #cheapdeals #cheapeats #free #freestuff #frugal #frugalliving #frugallife #savemoney #bargain #budget #teacher #bargains #budgeting #moneysaver #coupons #clearance #food #freefood #cereal #umbrella #capncrunch


0commentNormal

#frugal photo

Full Body Cardio Burn 🔥🥵🔥 This is brutal but I can guarantee you’ll feel amazing after 🧜🏽‍♀️🧞‍♂️ Repeat full circuit 3x 45seconds each exercise (that means 45 secs each side for anything that requires “changing legs” so NO cheating 😁) Go get it!!! Happy Tuesday Quarantiners 🖤🤍


8commentNormal

#frugal photo

Todays foraging finds for my little guinea pigs 💚 . . . . . . #foraging #guineapigsofinstagram #frugalliving #frugal #plants #nature #frugallife #frugalmom #animalmom #pets #garden


0commentNormal

#frugal photo

Todays foraging finds for my little guinea pigs 💚 . . . . . . #foraging #guineapigsofinstagram #frugalliving #frugal #plants #nature #frugallife #frugalmom #animalmom #pets #garden


0commentNormal

#frugal photo

BK Credit tip of the day. When fixing your credit make sure to leave your positive credit accounts open. They help your credit score.⠀ BK CREDIT CONSULTANTS⠀⠀ Bonded and Registered Credit Restoration Services⠀⠀ 1920 McKinney Ave, Dallas, TX 75201⠀⠀ Phone: 469-865-4506⠀⠀ Email: info@BKCreditConsultants.com⠀⠀ http://www.bkcreditconsultant.com⠀⠀ Facebook: @bkcreditconsultants⠀⠀ Instagram: @BKCreditConsultants⠀⠀ #BKCreditConsultants #BKCredit⠀⠀ ⠀ #wealth #finance #budget #money #credit #creditrepair #creditrepairagent #creditrepairtips #investorshub #makemoneytoday #moneysavingtips #creditsweep #billionairemindset #moneymoves #creditrepairservices #wealthbuilding #financialindependence #moneymanagement #frugal #fixmycredit #investingtips #invest #financialfreedom #millionairemindset


0commentNormal

#frugal photo

🔥Children's zarbees natural elderberry syrup. Price dropped. Save with subscription you can cancel subscription at any time. . . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . Many more deals are posted in my FB group daily that are not posted here. Link in my bio to the group. . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter


0commentNormal

#frugal photo

Anyone else trying to ration food and then blaming the ghosts in the house when said food is gone? 😂 . I’ve seen so many posts about people blowing their grocery budgets recently. And you know what? THAT IS OKAY. We are facing exceptional times, and stocking up on several weeks of groceries with some treats thrown in is appropriate. If you’ve been following my stories, you saw that we spent almost a month’s grocery budget in a single day last week. SO BE IT. . If your budget is out of whack, give yourself some grace. Reassess the areas of overspending and make adjustments elsewhere. Try not to fall into bad habits of spending through stress, but be kind to yourself in these difficult times. . And if my fiancé asks, I did not eat the chips. I don’t even like them. . . . #savingandthecity#budget#grocerybudget#budgeting#lifeonabudget#frugal#frugalliving#goldengirls#daveramsey#daveramseybabysteps#babystep3b#savingforahouse#mortgagefreecommunity#llnoe#livelikenooneelse#debtisdumb#debtfreecommunity#debtfreejourney#debtfree#dfc#financialindependence#financialindependenceretireearly#firecommunity#financialpeace#financialfreedom#wealth#wealthbuilding#covidmemes#covid


13commentNormal

#frugal photo

With the current situation in the world, it is not just me that spends more time than usual at home. Here are some things you can do at home that don't involve a screen. Please share your suggestions in the comments! (Excuse any spelling mistakes, I'm Swedish) #debtfreecommunity #debtfreejourney #debtfree #livewithless #financialfreedom #financialhealth #financialpeace #savemoney #debtfreedreams #liveonabudget #livebeneathyourmeans #lessismore #livelikenooneelse #debtfreedom #cash #budgeting #studentloandebt #daveramsey #debtfreeliving #cashenvelopes #frugal #frugalliving #savemoney #cashenvelope #moneyenvelope #cash #cashenvelopesystem #cashisking #paycash #minimalism


1commentNormal

#frugal photo

Quarantine grocery haul!!! - - - - Yesterday I posted on my story about going to the grocery store for the first time in 24 days!!! 😱 - - As of lately, I am trying to maximize my trips AND accomplish no food waste. I really like to eat everything that I have before going to the grocery store. This eliminates food waste, makes you eat what’s in your house, and helps you avoid letting food go bad or expire!! - - Despite thinking there would be no good deals, there was actually some great sales at Aldi (first two pics - $132). I filled in the gaps at Walmart (pic 3 - $30.92). Haul include over 12 pounds of chicken breast, almost 7 pounds of ground beef, and hot dogs/brats for the grill. TONS of fresh produce (can’t wait for salads) AND some junk/cheat food too! Stay tuned and follow my stories to see how I am maximizing my groceries, not wasting food, and avoiding restaurants 🤗 🥘 - If you have any tips and ideas of how to save money right now, please share! 👇🏼 - - - - - - #staycheap #eatcheap #budgetmeals #cheapmeals #nofoodwaste #savingmoney #frugal #frugalmeals #frugallifestyle #eatathome #millenialmeals #millenialbudget #foodbudget #millenialmoney #personalfinance #groceries #mealprep #aldi #walmart #aldifinds #aldihaul #gazelleintense #babysteps #daveramsey #broke #brokegirlproblems #studentloanssuck #studentloandebt


10commentNormal

#frugal photo

Hope these pool deals helps my lovely follower who was ISO a kids pool ❤️ LINK IN BIO 🏃🏽‍♀️🏃🏽‍♀️🏃🏽‍♀️🔥🔥🔥🔥 . . Please like this post ❤️ to keep me in your feed 🙏🏽 ✅ Make sure your following @nancy_saves and have post notifications on to never miss a deal ☺️ 🎀LINKS ARE AFFILIATED 🎀 🛍 HAPPY SAVING🛍 . . . . #walmart #walmartdeals #walmartfinds #walmartclearance #frugal #neverpayfullprice #neverpayfullpriceagain #neverpayretail #couponcommunity #couponingcommunity #extremecoupons #clearance #sale #deals #dealsonline


0commentNormal

#frugal photo

Free delivery with $35 minimum! LINK IN BIO 🏃🏽‍♀️🏃🏽‍♀️🏃🏽‍♀️🔥🔥🔥🔥 . . Please like this post ❤️ to keep me in your feed 🙏🏽 ✅ Make sure your following @nancy_saves and have post notifications on to never miss a deal ☺️ 🎀LINKS ARE AFFILIATED 🎀 🛍 HAPPY SAVING🛍 . . . . #walmart #walmartdeals #kidsdeals #onlinedeals #walmartclearance #walmartfinds #frugal #frugalmom #deals #sale #clearance #clearancesale #clearancedeals #summer #glitchdeals #neverpayfullprice


0commentNormal

#frugal photo

My husband did our taxes yesterday. We found out we paid over $9,500 in student loan interest and our house interest was a little over $8,000. Such robbery 😭😭😭 I cant wait until we’re done with these loans.


16commentNormal

#frugal photo

𝙃𝙤𝙨𝙩𝙞𝙣𝙜 𝙖𝙣 𝙖𝙢𝙖𝙯𝙞𝙣𝙜 𝙥𝙖𝙧𝙩𝙮?! 🎊 Subscribe to our monthly newsletter and receive this 13 page party planning guide designed to keep you organized and on budget.⁣ .⁣ 🔗𝘓𝘪𝘯𝘬 𝘪𝘯 𝘮𝘺 𝘉𝘪𝘰⁣ .⁣ #ridgetopdigitalshop #freeprintable #partyplanner #partyplanningguide #partyplanning #kidspartyideas #eventplanning #birthdayparty #budgetparty #budgetplanning #stayorganized #plannerprintable #partyprintable #frugal #partyideas #partyonabudget #snapsmadefun


0commentNormal

#frugal photo

🔥Build up that immune system. If you're sick of the same boring flavor in one box you can get the mix pack. I like the raspberry one. In stock April 24th. Available to order now if you need. . . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . Many more deals are posted in my FB group daily that are not posted here. Link in my bio to the group. . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter


0commentNormal

#frugal photo

Are you looking for quick ways to save money? Well our friends over at @skilledsmart have come up with 5 yes 5 quick ways to save money! These are such simple tips but can make a massive difference to your savings and budget! Check out @skilledsmart and give them a follow! #budgetwithme1 #budgeting #budget #savingsgoals #moneysavingtips #sinkingfunds #savingtowardsahousedeposit #debtfreecommunity #ukdebtfreecommunity #ukdebtfree #ukdebtfreejourney #frugal #frugalliving #frugality #frugalmom #daveramseybabysteps #daveramseyplan #daveramseybudget #zerobasedbudget #zerobasedbudgeting #zerobased


1commentNormal

#frugal photo

Cloth nappies - would you try them? Hint: this is NOT how you use them. This is my eldest being a wally when she was about two. 😂 But if have children in nappies still or are expecting then they are worth considering. They are eco-friendly and can save you serious money in the long run. Got questions? Ask away! #clothnappies #clothbum #ecofriendly #zerowaste #parenting #savingmoney #savemoney #budget #budgeting #budgetingtips #frugal #frugalliving


4commentNormal

#frugal photo

🔥Good price for 17pc personal blender set if you need. . . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . Many more deals are posted in my FB group daily that are not posted here. Link in my bio to the group. . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter


0commentNormal

#frugal photo

Who else is finding isolation a lil bit difficult? 🙋🏼‍♀️ I’ve found myself in a bit of a rut. 🤦🏼‍♀️ No structure. No routine. No makeup. 🧖🏼‍♀️ One thing I’ve found that’s helped is giving myself a routine that allows me to have a #beaniebreak ☕️ Gareth had this little pack delivered and I’ve nabbed it for myself and treated myself to a coffee break every day at the dining table. 🍴 I sit down with my mug and make a list of what I need to do that day. It’s really helped! 🙌🏻 Have you given yourself 5 minutes off today? 🤗 #notsponsored #justlovecoffee #beaniescoffee #beanies #break #5minutebreak #debtfreecommunity #covid19 #isolation #lockdown #debtfreejourney #debtfree #debtfreegoals #frugal #frugalmeals #frugalliving #saveduppaidcash #savingmoney #savingsgoals #savingschallenge #savingmoney #savingmoneytips #ukmoneybloggers #ukdebtfreejourney #ukdebtfree #organised #mrshinch #debtfreemum #hustle #quarantinelife


0commentNormal

#frugal photo

The next element that affects credit score is utilization rate (30%). It means how much debt you have compared to your available credit limits. . The trick here is to use as little % of your credit limit as possible. Therefore, the more overall credit you will have, the more money you'll be able to use without affecting your credit score negatively. Aim to use no more than 30% of the credit available to you. For best results, keep it under 10% (but above 0%).👌 . For example, ▶️If your credit limit is £1,000 and you use £500 of it ... your utilization rate will be 50%👎 ▶️However, if your credit limit is £5,000 and you use £500 of it ... your utilization rate drops down to 10% 👍 . Therefore, the more credit you have available on your credit cards the better as you'll be able to use more of it and stay low on your utilisation rate! That's why it's good not to cancel any credit cards you no longer need as this will drop your available credit and potentially lower your credit score if your utilization rate increases as a result. 💳✂️❌ . Also, do try and have at least a minimal balance on your credit card (but pay it off fully before the due date). Owing a little bit can be better than owing nothing as you want to show lenders that when you borrow money you are financially responsible and financially stable to pay it back.💵 . In the next post, we'll cover length of credit history! 🧾


1commentNormal

#frugal photo

I’m finally making time to catch up on my expense tracking today. I haven’t been spending any money, so it won’t take me long at all! I use the highlighter method. I’m a visual person and it helps me to see the different categories in different colors. Tracking my expenses is one of the biggest things that has helped me on my financial journey. In the beginning, it was an eye opener to see exactly how much money I was spending and what I was spending it on. Tracking my expenses helped me decide which cash envelopes and sinking funds I needed. It also helped me set a budget for each category. Over time, I was able to cut my spending way down so I could pay more on debt and save more! Do you track your expenses? If so, how do you track them? #expenses #budget #budgeting #budgetlife #personalfinance #finance #financialhealth #money #financialindependence #cashenvelopes #frugal #frugallife #babysteps #cashenvelopesystem #budgetbypaycheck #payday #monthlybudget #debtfree #nomoredebt #debtfreecommunity #saveallthemoney #daveramsey #budgetplanner #savemoney #debt #sinkingfunds #savings #goals #goalgetter


2commentNormal

#frugal photo

Getting our bake on this week with a bunch of ingredients from the @99centsonly store 👩🏻‍🍳 You name it, they had it; flour, vanilla, baking soda, even chocolate chips! stay tuned to my IG stories for recipes 😂 and to see which kid is more of a baker than a chef side note: my kids wrote down gifts they want to give each other for their birthdays.. it’s all candy 😒 #bamboozled but at least I found a cute HP card for my daughter #dothe99 #groceryhaul #groceries #momlife #blogger #frugal #budget #debtfreecommunity #couponcommunity


2commentNormal

#frugal photo

My latest @quidco_it #cashback went into my account today! Put £25 towards my loan & rounded up by 91p so I could put £25 in premium bonds (on top of my regular payment). Super happy to be able to do this! #HappyTuesdayAll 💕


1commentNormal

#frugal photo

🍓 Strawberry Planter 🍓 Our milk bottle strawberries were too high up for the windy climate here in Southport. They were breaking constantly 👎 To give them a little more cover my husband did some research and decided this was the way to go. He’s drilled loads of big holes in this so that the runners can be planted too. The tube going down the middle has holes in so we can water the lower levels easily 🚿 The planter itself is just an old plastic wood store that was in the garden when we bought the house, so completely free project and totally adaptable to your needs 👍 #frugalmeals #frugal #budget #frugalfamily #budgetfamily #debtfree #debtfreeuk #debtfreecommunity #debtfreecommunityuk #gardening #planting #gardensuk #newbiegrower


1commentNormal

#frugal photo

Over the moon with my 39p Easter wreath 🐰🌼🥕 #aldi


1commentNormal

#frugal photo

✨I know it is hard to stay home and be still, but this is a perfect time to reset and practice self care! Do things that make you happy, call friends or family to catch up, or put some music on and dance 💃🏾😊 . . ✨Please Stay home, so that we can get past this virus and come back better and recharged, while health workers work vigorously on finding a cure! ✨ . . Do your part and stay home! ✨ . . #covid19 #stayhome #staysane #stayclean #washyourhands #budgetplanner #babysteps #budgetqueens #queensofbudgeting #everythingfit #debtfreecommunity #entrepreneurs #coaches #budgets #fixmyfunds #budgetbetter #millenialtips #studentloansucks #cashisking #dumpdebt #money #dollars #frugal #coronaviruspandemic #endthepandemic


0commentNormal

#frugal photo

🍅De laatste verse groenten zijn nu op. Een kleine salade met zelfgemaakte croutons en walnoten, brood en roerei met room erin. Calorieënarm is het niet maar zo fantastisch simpel en lekker! 🥒 🍅The last fresh vegetables are now gone. A small salad with homemade croutons and walnuts, bread and scrambled eggs with cream in it. It is not low in calories but so fantastically simple and delicious! 🥒 #abendessen #avondeten #dinner #supper #kolacja #diner #heuteaufmeinemteller #eetsmakelijk #gutenappetit #enjoyyourmeal #smacznego #watetenwevandaag #homecooking #scrambledeggs #roerei #rührei #croutons #frugal #frugalmeals #savemoney #budgetfriendly #budgetmeals #quickmeals #salad #walnuts #walnoten #walnüsse #vegetarisch #vegetarian #kidsfood


11commentNormal

#frugal photo

Who’s been doing more online shopping 🛍 since being quarantined? . Or, shall I call it “because there is nothing else to do.. let me go find things I don’t really need shopping”... not talking from personal experience here 🙅🏻‍♀️🤣 . Look, with everything going on... you’re gonna be seeing deals left & right, free shipping here & half off there. . I used to be a real sucker for this “once of a lifetime deal” that happened each month/week too. . What?! You feel convicted?! I’m just being honest 🤣 . So, how’d I kick the habit... 3 tips to STOP impulse shopping for ya! . 1. I used @unrollme to unsubscribed from store, blogger and all the coupon emails!! Once I stopped seeing all the things... ya know, the “I never knew I needed this until I saw it” things.. I realized I never needed it anyways. . 2. I took my CC information off auto fill... & Amazon. Y’all, this was a game changer for me... bc, if I have to get up to find my wallet.. it ain’t gonna happen. Plus, even if I did need it (which 95% of the time I don’t) I’ll likely forget what and why I was getting my wallet in the first place. Sad, but true 🤣 . 3. If I want something, its not in the budget it now, I save for it! It goes on my amazon wish list or in the notes section of my phone. Because my goals & what I want long term withstand my instant gratification these days! . I’d love to know, what’s your best tips for curbing impulse shopping?!


4commentNormal

#frugal photo

Q1 is done and the numbers are in! The “debt payoff” number is mega inflated — I download my bank’s activity for the past two months and tallied up all payments sent to credit cards, which includes my husband’s (reimbursed) work expenses, any purchases we made online and immediately paid off, etc. The savings number is a lot more accurate, as it shows all the cash we actually deposited into our savings accounts over the past few months from our own income. It hasn’t felt like we’ve made much progress but when I step back and look at the big picture — no new debt added, money filling up our savings accounts, and still chipping away at our last 0% interest debt — I feel a lot more confident about what we can achieve in the future too. ❤️ #debtfreecommunity #debtfreejourney #7babysteps #livewithless #financialfreedom #financialpeace #debtfreedom #livelikenooneelse #budgeting #daveramsey #debtfreeliving #frugalliving #personalfinance #debtsnowball #millennialmoney #moneyhabits #debtfree #liveonabudget #savemoney #frugalmama #frugal #actyourwage #llnoe #momonabudget


2commentNormal

#frugal photo

Como diria Hipócrates: “Que o teu alimento seja o teu remédio e o que o teu remédio seja o teu alimento.” 🥬🍎🥕🥑🥦🍓. . Escolha se alimentar com saúde todos os dias. Aqui vão algumas dicas pra vocês! 🔸Prefira consumir comida de verdade; 🔸Evite os alimentos processados, refinados, trângenicos, agrotóxicos e industrializados; 🔸Fortaleça a agricultura familiar e a economia solidária; 🔸Inclua alimentos funcionais, como probióticos, especiarias, ervas, etc.; 🔸Compre de quem produz; 🔸Gere menos lixo e mais adubo; 🔸Plante seu alimento! . . . . . #diamundialdasaude #kombucha #agroecologia #orgnicos #compostagem #semlactose #semgluten #frutas #frugal #rawfood #alimentosvivos #alimentaço #nutriço #pandemia #amor #unio #respeito #sus #sade #cuidado #força #gratido


0commentNormal

#frugal photo

With my husband out of work for the foreseeable future, our yard has never looked better 🤣 Baby's clothes have been organized, and stored away in the attic, the dogs are being walked constantly, and the dishes/laundry are completely done every day. He makes a really good SAHD.


1commentNormal

#frugal photo

🔥Treats for your doggy 🐶🐕. . . ⬆️Link in my bio @luv2_save or in my story (click round picture in my page, story only posted for 24 hours) ⬆️ . . Many more deals are posted in my FB group daily that are not posted here. Link in my bio to the group. . . #savings #deals #rundeals #neverpayfullprice #newbiecouponer #hotdeals #gifts #stealsanddeals #dealhunter #primedeals #promodeals #amazondeals #explore #explorepage #frugal #frugaldeals #dealsandsteals #dealsonthelow #goodprice #cheapdeals #clearancehunter


0commentNormal

#frugal photo

80% off 🔥 🔥 you can’t beat this price!! a good system to begin with - you get 1 TB hard drive and 4 cameras. Please read the description and see if it’s compatible for you. Link in my bio @dealsaddicts promos and availability may change at any time https://amzn.to/2RkrUIs


2commentNormal

#frugal photo

Social media can be an amazing tool if used correctly. Be mindful of who you follow 🤗


2commentNormal

#frugal photo

Während der Durchschnitt sich das neuste Produkt, was im Trend liegt kauft, investiert der Vermögende in Trends und hat länger etwas von seinem Geld 😉. . Wie siehst du es ? . . . . . #sparen #sparsam #frugal #frugalist #frugalismus #minimalismus #investieren #investment #aktie #brse #reich #reichwerden #geld #vonnichtskommtnichts #gewusstwie #finanziellefreiheit #finanziellebildung #bildung #lernen #unabhngig #budget #rendite #altersvorsorge #dividende #vermgensaufbau #vermgen #sparfuchs #sparplan #finanzplan #selbstverantwortlich


3commentNormal

#frugal photo

What tricks have you learned to decrease your costs? Do your own mani/pedi? Meal plan every two weeks? Ladies, do you use menstrual cups/discs instead of pads/tampons? Please share? #debtfreecommunity #familygoals #ourfiercejourney #daveramseybabysteps #debtfreejourney #zerobasedbudget #financialfreedom #financialindependence #cashisking #intentionalliving #frugal #debtfreefamily #goaldigger #totalmoneymakeover #frugoal #goaldigger #babystep2 #liveyourlifenottheirs #debtsnowball #cashflow #gazelleintense


1commentNormal

#frugal photo

Sit back and relax. You cannot time the stock market (period) ⠀⠀⠀⠀⠀⠀ The news have been duking WILD over the last couple of months. ⠀⠀⠀⠀⠀⠀ ALL TIME HIGHS! 😯 ⠀⠀⠀⠀⠀⠀ HAVEN’T SEEN THESE PRICES SINCE ’08! 😮 ⠀⠀⠀⠀⠀⠀ I SOLD MY ELDEST SON FOR SHARES OF CARNIVAL! 🤮 ⠀⠀⠀⠀⠀⠀ noise.noise.noise. just relax.🧘🏻‍♂️ ⠀⠀⠀⠀⠀⠀ A solid financial plan is key to building wealth. ⠀⠀⠀⠀⠀⠀ Find investments that you like, stick to index funds in the beginning or stocks you plan to hold forever. Periodically invest in these assets over the course of the year and don’t. let. the. news. shift. your. focus!! ⠀⠀⠀⠀⠀⠀ If you have an emergency savings or feel very secure in your job then yes, you should take advantage of the current state of the market. If not then remain conservative and invest at your level of comfort. ⠀⠀⠀⠀⠀⠀ One of my favorite writers in the personal finance space is @ramit. Here is a quote from his blog: ⠀⠀⠀⠀⠀⠀ “Index Fund Advisors did a study where they found that over a 20-year period, investors would have earned a 7.2% return. However — and this is amazing — if they missed the 5 best-performing days, that return would have dropped to 5.02%. If they missed the 20 best days, that dropped to 1.15%.” ⠀⠀⠀⠀⠀⠀ What he’s saying is that you cannot time the stock market. ⠀⠀⠀⠀⠀⠀ Good: The market will go up and down over the course of a year but roughly will produce an average return of 7.2% ($10,000 increases by $720). ⠀⠀⠀⠀⠀⠀ Bad: If you are in and out of the market (trying to time the beast) then you will potentially miss out on some of the best days for owning stocks ($10,000 increases by $115) ⠀⠀⠀⠀⠀⠀ Question: Where is your head at? Are the financial headlines driving you crazy or is your financial strategy still on course? Leave a comment below!


6commentNormal

#frugal photo

Has your eating habits changed for the better or worse in the past few weeks? For me, I’ve had to make a conscious decision to eat fruits & veggies throughout my day instead of junk all day long. Trying to keep my immune system strong.


6commentNormal

#frugal photo

Amazon! Blackout curtain *this is only 1 panel! Still a good deal, cause i seen one for $15 at Ross!! Direct link in my bio!! . . . . . . . . . . . . . . #couponers #couponing #coupon #coupons #orlando #orlandocouponers #couponcommunity #coupon101 #ipaywithcoupons #hustleteam #couponer #flcouponer #centralfl #couponingcommunity #couponworld #saving #savingmoney #frugal #save #orlandofl #extremecouponing #florida


3commentNormal

#frugal photo

Day 6 of my No Spend April. This is my 18th no spend day in a row so far. By "No Spend" I mean Unbudgeted. Money has left my account since payday but it has all been expected and is in my budget. So far, everything that has left my bank account has been either a direct debit bill or a standing order to either my sinking funds or my savings. I have 4 direct debit bills, 9 sinking funds & 2 savings accounts. Total is £302. #nospendchallenge #nospendday #nospendapril  #nospend #nospend2020 #spendday #debtfree #debtfreecommunity #debtfreeliving #debtfreecommunityuk #nodebt #daveramsey #daveramseybabysteps #frugal #frugalliving #frugalista #nospendyear #nospendexperiment #covid19 #londonlockdown #coronavirus #cv19 #covis_19


2commentNormal

#frugal photo

For those of you who have just stumbled across this, welcome to my page where I share my views and provide motivation on various topics around building personal wealth. The page is called wealth skill, as in my opinion this is an essential skill that everyone should invest their time in. Following my previous post, I have been exploring various other pages on personal finance and thinking about how I want to present my content. You'll notice a fresh design of my post. I aim to group my posts contents under a specific subject and then presenting the individual areas in detail as parts. Hope you enjoy this new format. For the upcoming series of posts, I would like to present my take on Practical Steps in Cutting Expenses. I feel this is perhaps the most important subject as we are facing economical uncertainties due to the coronavirus. We have heard many examples of wealthy people's frugal behaviour and this is by far the most common behaviour amongst the wealthy. The mental attitude of discipline and resolve to not waste hard earned cash is what helped create and more importantly keep their wealth. I practice a frugal lifestyle, though not to the extreme, and have seen the benefits it offered me. Having said that, given the uncertainty of the economy, I too am looking to review my own expenses to strip out any uncessary spending that have crept up overtime and look at investing more while share prices are low. Let me know what you are currently doing or have done to cut down on expenses. Or share any tips that have worked well for you. I may feature your content in the upcoming parts of this series. Have a wonderful day y'all. #money #savings #save #frugal #frugalliving #frugallife #invest #wealth #wealthbuilding #wealthmindset #wealthmanagement #budget #budgeting #personalwealth #personalfinance #moneymotivation #follow #followforfollowback #likeforlikes #budgetplanner #financialfreedom #financialsecurity #financialliteracy #covid19 #warrenbuffet #markzuckerberg


0commentNormal

#frugal photo

. 🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️🏃🏾‍♂️ .. ⚡Link in Bio⚡ ✅Please like before you run. PLEASE COMMENT IF YOU SCORED. .. .. #couponcommunity #clearancefinds #giveaways #clearancehunter #bargainshopper #dealsandsteals #extremecouponer #clearancefinds #ipaywithcoupons #clearancedeals #rundeals #glitchdeals #clearanceshopping #savingmoney #frugal #dealseeker #greatdeals #resellercommunity #couponlife #cheapfinds #onlineshopping #neverpayfullprice #glitchcommunity #socialdistancing #toiletpaper


2commentNormal

#frugal photo

My husband has been home for a week now. His job decided to shut down all 5 plants and send people home for two weeks with pay, including salaried employees ( normally in line down situations there the salaried employees do not get paid and don't qualify for unemployment). I'm thankful for the paycheck, and his health as we move through this crisis. We are still in storm mode while we wait to see what will happen with his job.


2commentNormal

#frugal photo

We've had non-stop storms in our area, and because of that we have a leak. The roofer comes out tomorrow to asses and fix. Here's to hoping it won't be too expensive. 🤦🤦


1commentNormal

Next Page