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2020 is our first full year of being debt free and the first year in a very, very long time we were planning to do something fun for an epic summer vacation. We didn’t really take vacations during the 3 years we were on Baby Step 2, or even before that, really. ⁣ ⁣ We hadn’t finalized plans, but we were thinking Disney or rafting and national park exploring near Jackson Hole. ⁣ ⁣ With all that’s going on, it doesn’t really look like that’s going to happen. And honestly, I’m ok with it. If missing out on our first big family vacation is the worst thing that happens to me in 2020, I’ll take it. ⁣ ⁣ The plus side is that now I’m spending more time than ever with my family, since my husband and I are both working from home and school is canceled. Before, I barely got to see my son a few hours each day. So, again, there’s always something to be grateful for. ⁣ ⁣ Are you still able to find things to be grateful for during this crazy season? Are you dreaming of traveling anywhere when it’s safe to travel again?


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This is my current question. I have 3 months of expenses saved already. My options are A) pause debt snowball and save ALL extra money or B) Pay off my credit card and THEN pause my snowball (since none of my other debt has interest on it) to save. 🧠 Let me know your thoughts, friends!! 🌻 I honestly think I’m leaning towards B. I have $2,600 to go and I’m sick and tired of losing money on interest 😖


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We are ONE week into our ✉️ cash envelope adventure, and here are some of my wins, and some of my learning moments! Honestly, when you’re learning budgeting it’s important to stay true to your mission but not waste energy beating yourself up over some moments of weakness. #wegotthis #debtfreefam •👂🏼 Lets hear your wins and learning moments!!!


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I posted in my stories yesterday about our #debtfree date moving up by about 2 months and how excited we were about that. However.... I was STUNNED by the amount of negativity I received in DM’s about two words “consumer debt”. People sending messages about over spending and how if we don’t learn from this we will only repeat it again after becoming debt free and blah blah blah. Good lord. SO JUDGEY! The Debt Free Community is usually SO positive. But that was just uncalled for. You don’t know anyone’s reasons why they are in debt or what got them there, so who are you to judge? Support each other. No matter what the path. That’s what makes the IG communities so amazing. #debtfreecommunity #dfc #daveramsey #debtfreegoals #frugalliving #goals #debtisdumb #minimalism #sidehustles #sinkingfunds #babystep2 #totalmoneymakeover #financialpeace #financialfreedom


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Self Care Sunday 🧖🏽‍♀️ - You gotta nourish to flourish!🌿& I hope you’re getting all the cozy, restful, warm-n-fuzzy vibes you need today. Take care! 💖


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Drop a 🔥 if you agree! People always complain how they don't have time or too tired to do the things they said they wanted to do... Well, now is the perfect time to do it.👊💥⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #multipleincome #inspirationsuccess #moneyhacks #savetoinvest #entrepreneurshipmindset #incometips #totalmoneymakeover #onlinebusinessideas #passiveincomeinvesting #howtobudget #financegoals #financialempowerment financialgrowth #savingsgoals #personalfinanceforwomen #financialexpert #entrepreneurmindset #financialpeace #buildyourempire #businessideas #businesspassion #retireearly #chasingfreedom #financialeducation #freedombusiness #budgetingtips


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I've been organizing online virtual meetings between 80 staff members and overall it's been going really well. We do one "All Hands on Deck" merting with everyone where we receive new information pertaining to tax, Covid 19 and any other relevant information we might need. Then we break up into 8 mini groups for "Cappuccino Catch Up" or "Quarantini" Hour where we all just take some time to touch base with colleagues. The first week I did a Team Bingo where each square was based off life experiences. For example, had braces, lived abroad, went to an outdoor rock concert etc. First one to get Bingo got a $25 gift card to Uber Eats which everyone appreciated. For this week I wanted everyone to focus on the future rather than the past or present so I asked everyone to list the top 3 things on their Bucket List! It was really neat hearing what everyone wants to accomplish!!! As always, #1 on my list is India. Intrepid travel has an amazing family tour that includes a Safari Park but the kids aren't old enough yet. Can't wait for when they are!!! What are some things on your Bucket List?


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Drop a 🔥 if you agree! People always complain how they don't have time or too tired to do the things they said they wanted to do... Well, now is the perfect time to do it.👊💥⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #inspirationsuccess #onlinebusinessideas #multipleincome #financialexpert #moneyadvice #entrepreneurshipmindset #personalfinanceforwomen #savetoinvest #howtobudget #totalmoneymakeover #financialempowerment financialgrowth #moneyhacks #passiveincomeinvesting #incometips #financegoals #savingsgoals #moneysavingtips #entrepreneurmindset #businesspassion #buildwealth #budgetingtips #buildyourempire #incomestreams #financialeducation #onlineentrepreneur #financialpeace #retireearly #moneymanagement


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While the rest of the world panics, I'm over here blessed beyond belief. I was really humbled today when I saw a meme that bashed employers for how they are responding to the crisis. I realized Ryan and I dont want for anything and even after a $3500 reduction in pay just this month alone, we still managed to have just enough for living expenses because my clients kept me on for freelancing gigs!!! I love the #gigeconomy! And by the grace of God, we put $1300 towards Honda debt tonight. We have $4440 left on it now! Then 11.3k on his student loans. With the stimulus checks coming in at $3900, you can bet they're going straight to #debt. While delay snowballs may not be possible in the future, I know that if this month is good and we have our emergency savings, any extra MUST go to debt or I'll spend it. You can only be quaratine for so long before you start to dream of decorating and want to buy things like a $2k sauna for your backyard (guilty) So, we sent it off and are living on a budget, baby steps and a prayer. If all goes well, we will actually have gotten out of all debt amid a recession this year. Now, there is a story for the grandkids... if Jesus doesn't come back by then ✝️⏰🙆‍♀️🥰 #debtfreecommunity #debtfreedom #babystep2 #debtfreejourney #daveramsey #financialpeaceuniversity #totalmoneymakeover #payingoffdebt #personalfinance #zerobasedbudget #onabudget #livelikenooneelse #gazelleintense #digitaldisciple #debtfreedisciple


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Paperwork. Not my favorite part but someone has to do it. I use to be really good at it. Lately I haven't made time for it. Now I need to file my taxes and well I need to find my receipts. Boring! This should be one of my to-do's right now that I am spending so much time at home. Maybe it will help me stay distracted. Maybe. What have you taken off your to-do list while on quarantine? #aspiringminimalist #minimalism #minimalista #lessismore #mompreneur #businessowner #selfemployed #bossbabe #goaldigger #sidehustle #debtfreeclutterfree #debtfreejourney #debtfreecommunity #daveramsey #debtsnowball #babystep1 #babystep2 #easybudget #zerobasedbudget #debtsucks #financialfreedom #sinkingfunds #cashenvelopes #totalmoneymakeover #iwillbedebtfree #liveonabudget #nospenddays #paperwork #taxseason #todolist


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I did a little bit of fear shopping and splurging when I really don’t need to. I am sure we have all over spent some money this month. While I am all for limiting going out at all, I still have more time to get creative with what I have. This is what creating wealth is all about I think. We have more then 5k of spending money saved, but instead I’m saying I’m going to be responsible. I’m never going to get to #everydaymillionaire status by splurging for no good reason. And I’m not trying to say don’t stock up, I think it’s a good idea in these uncertain times but I still have plenty of food to live on. 🤷🏻‍♀️ #totalmoneymakeover #daveramsey #livelikenooneelse #everydaymillionaires #chrishogan #savingmoney #dfc #debtfree #debtfreecommunity #debtfreejourney


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Clearly we didn’t hit our mark for the month of March...but to be fair, there may have been a slight turn of events :-p we needed to close our clinic for a month, so we are pausing our snowball to save as much money as we can. We don’t have a paycheck when Nick is not in the office but we still need to pay overhead and bills, so debt will need to wait. . I’m hoping we return to a state of normalcy again soon. But for now, pausing the snowball and freezing our spending in the month of April to sock away as much as we can. . How are you doing with all this? . . . . #totalmoneymakeover #debtfreecommunity #debtfreejourney #debtfree #thedebtfreecommunity #debtfreeisthewaytobe #dumpthedebt #debtisdumb #ditchthedebt #debtfreegoals #debtfreeliving #debtsnowball #debtfreedom #debtsucks #debtpayoff #sixfiguredebt #debtmanagement #debtfreelifestyle #debtfreefamily #payingoffdebt #sixfiguredebtlifestyle #getoutofdebt #nomoredebt #daveramseybabysteps #zerobasedbudget


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Drop a 🔥 if you agree! People always complain how they don't have time or too tired to do the things they said they wanted to do... Well, now is the perfect time to do it.👊💥⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #financialexpert #moneyhacks #onlinebusinessideas #multipleincome #savingsgoals #passiveincomeinvesting #moneyadvice #financialempowerment financialgrowth #financegoals #inspirationsuccess #totalmoneymakeover #entrepreneurshipmindset #personalfinanceforwomen #savetoinvest #incometips #howtobudget #moneysavingtips #buildwealth #moneymanagement #businesspassion #incomestreams #buildyourempire #passiveincomestream #onlineentrepreneur #moneygoals #chasingfreedom #financialpeace #financialeducation


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Motivate someone today!


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A quick look into my financial journey, starting when I cut my credit cards 🤩✂️💳🙌. Special thanks to #DaveRamsey #TotalMoneyMakeover #TheFloorMeisters


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My wifey got some snacks for her. can’t keep up with the baby boy growing fast she is 6 months pregnant, thank God she got more TP lol, and of course had to buy some frijoles for our monthly groceries which includes chicken, ground beef, ground turkey, oats rice protein powder greens , salmon and yogurts! Gotta keep up the household healthy even more in this pandemic situation. And I believe its gonna get worse before its get better up here in the east coast. Gracias a Dios todavía tenemos ingresos! Stay healthy guys, and whats your advantage in this quarantine? Comment below! #babystepstosuccess #daveramseybabysteps #daveramseybudget #christiancouple #ourprovider #almighty #daveramseyplan #daveramseycommunity #debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #debtisdumb #debtfreedom #sidehustle #totalmoneymakeover #youneedabudget #studentloans #studentloandebt #studentloanssuck #cashflow #financialfreedom #millenials #healthyliving #frugalliving #minimalism #frugalfamily #familyof3 #blessed #disciplineequalsfreedom


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The difference between A Rat trap and A Himan Trap! 😶 . . Comment your opinion 👇 . . Follow us 👇👇👇👇 . . . . . . . . . . . Like ║ Comment ║ Share ✔🙏 . . . . . Hashtags 👇 . ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #savingsgoals #entrepreneurshipmindset #personalfinanceforwomen #financegoals #moneyhacks #multipleincome #passiveincomeinvesting #moneyadvice #onlinebusinessideas #totalmoneymakeover #savetoinvest #incometips #financialempowerment financialgrowth #inspirationsuccess #howtobudget #financialexpert #freedombusiness #businessideas #businesspassion #buildyourempire #onlineentrepreneur #budgetingtips #financialpeace #financialeducation #moneymanagement #chasingfreedom #passiveincomestream


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Purchased the REVISED addition. 😍 If you know me, you know my Dave Ramsey obsession. Can't wait to have this house paid off and become self insured in 5 years. "Live like no one else, so later you can live like no one else". #totalmoneymakeover #gazelleintense #livelikenooneelsesolateryoucanlivelikenooneelse #daveramseybabysteps #daveramsey #debtfree @daveramsey


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Double Tap & Share this with your friends 👇👇 - - 👉 Follow💙 us for daily high quality motivational, Inspirational & business content on Insta . . 👉 Follow us for more 🚀 👉 Follow us for more 🚀 👉 Follow us for more 🚀 . 🖤 Join the Club 🖤 - - - 📷 ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #financialempowerment financialgrowth #inspirationsuccess #financegoals #moneyadvice #passiveincomeinvesting #multipleincome #entrepreneurshipmindset #incometips #totalmoneymakeover #financialexpert #savingsgoals #savetoinvest #moneyhacks #howtobudget #onlinebusinessideas #personalfinanceforwomen #moneygoals #passiveincomestream #businessideas #entrepreneurmindset #moneysavingtips #incomestreams #financialeducation #personalfinances #workfromhome #budgetingtips #buildyourempire


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Andrew needs to step up his game. Tiffany is starting to make him look bad. Yes that number is impressive; however, we are in Storm Mode. While obviously COVID-19 is an ongoing concern, we are also saving for the hit that we will take when our tax return is finished. ---- So where did our money go - Our Emergency Fund is back up at $1000. Also the back basement door has been falling apart for a while, and we have been planning on replacing it - the door replaced last week and we paid cash. And, as previously mentioned - the tax fund. • #daveramseybabysteps #babystep2 #debtfreejourney #makingprogress #gazelleintense #betterthanIdeserve #likelikenooneelse #totalmoneymakeover #financialpeace #debtfreeprogress #workingtogether #fpu #financialpeaceuniversity #chrishogan360 #rachelcruze #focusedandnotfinished #cashisking #beansandrice #principalpaiddown #debtsnowball #debtpaidoff #gazelleintensity #sidehustlespayoff


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One thing I really wanted to purchase after paying off my house was a new purse. I think I deserve it after praying off my refinanced amount of $171,000 that I got in April 2013. I owe it to myself! —————————— #debtfree #debtfreecommunity #debtisdumb #totalmoneymakeover #daveramsey #gazelleintense #debtfreescream #babysteps #debtsnowball #momoney #whatsinyourwallet #nolongerslaves #debtfreedom #cashisking #wherethecashat #budgeting #budget #debtfreejourney #millennialmoney #goals #buildwealth #money #wealth #millennials #financialindependence #financialfreedom #millennialfinance #pressplay #tsrpositiveimages


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Applicable to anything & any situation!! . The more times you see it & the more attempts you have at it, the more you build confidence around it. . . ~~\~~ #buildingconfidence #brunchandpersonalgoals #personalgoals #totalmoneymakeover #brunchandgoals #brisbaneanyday #brisbaneweekend #brisbaneentrepreneurs #brisbanecity #financemanagement #brisbanesmallbusiness #brunchandgoals


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These cuties are now 🌟 available 🌟 in our Free Resource Library!! 1️⃣Click the link in our bio 2️⃣ When you bitch our Patreon page scroll WAY DOWN, bb! 3️⃣ Print our these cute AF cash envelopes 💕


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Create a Budget: Having a budget helps you make sure you will have enough money every month. Now is the perfect time to get your budget together. If you have no idea how to do so, now is the best time to learn. Look at your spending from the previous year and identify ways to reduce spending and cut cost. Get organized: If you have your budget and financial goals already mapped out, why not spend some time getting them organized? Fix those budget leaks, check those tax documents. Get copies of your credit report and go through them. Set SMART financial goals: It is never too late to set goals for your finances. This is a perfect time to do just that. Write down what you would like to achieve or improve your financial life. If you want to learn more on getting your finances organized check out @rolondathewealthconnector for great tips and advice. . . . . . . . . . . . . . . . . #thembmcommunity #debthelp #debtelimination #millennialmoney #financialeducation #financialexpert #debthelp #budgetlife #moneygoals #budgetliving #frugalliving #financialfreedom #moneysavingtips #financialliteracymonth #debtfreegoals #debtfreeliving #debtpayoff #daveramseybabysteps #daveramsey #livingonabudget #debtfreejourney #debtisdumb #debtfreedom #zerobasedbudget #budgetlife #totalmoneymakeover #debtfreecommunity #debtfreejourney #debtfree #budget


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Follow my new page @skinnymuscleneverbrokeagain I will be documenting my financial journey to debt free using the #totalmoneymakeover #debtsnowball by @daveramsey as well as documenting my fitness progression to #gainzville and general fitness! . . . 📷: @cassandra_pagnotta ... #debtfreejourney #skinnymuscle #scrawnytobrawny #totalmoneymakeover #youngboyneverbrokeagain


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I’m struggling to find normalcy in this pandemic. It was such a treat to go to our favorite coffee shop- we were able to pick up our favorite lattes and a produce box supporting our local businesses and farmers.


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💸 Creative side hustles to bring in some extra money from home ⬇️ • • Remember when we were kids? We turned our hobbies into cash and turned to our neighbors to support our endeavors. Fast forward X amount of years and that hobby you loved is probably a bit more fine-tuned, am I right? Is there a skill you EXCEL at!? Consider how it could bless someone in this season and charge a small fee! • • Here are a few creative ways I’ve seen people utilizing their skills from home to take in some dough ✨ • • My friend @krista_jacobsen makes the BEST baked goods. She’s been selling goodies to people celebrating different events and even made Easter cookie decorating kits for the kiddos. Swipe ➡️ to see what she created! • • I’ve seen talented educators creating lesson plans for mamas who never planned to be homeschool mamas, complete with pre-cut out activities for their kiddos and all worksheets required. Curbside pickup required! • • I recently saw someone selling “Mommy and me” spa kits with higher-end, organic products to do facials and pampering at home. I believe this woman is an aesthetician. I’d be all over that if I had a kiddo that would want to do that with me 😂 • • @vibe_florals has been conducting virtual floral arranging classes (her last fried floral wreath lesson had me 😍) she even offered shipping to those not local! • • What skills have you seen people rocking out there!?


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Hi, My name is Keanu Taylor. I created this Instagram to host as a platform for my own journey to #gainzville and #financial-freedom. The goal is to gain as much muscle mass as possible in 1 year (from Jan. 1st 2020 – Dec. 31st, 2020) and be #debt-free in ~3years (07/2023). I will use this platform to document my progress through Health & Fitness, Financial milestones, and key learnings along the way. Like many of us, college wasn't a debt-free journey. Over the years, I struggled between paying for college and contributing to the #gainz. I was fortunate enough to be a Resident Assistant which helped cover room & board and work various #part-time jobs. However, I often sacrificed a meal in order to minimize the amount of debt I'd end up with after college. After years of trial and error, I became consistent with working out and gained a love for fitness beyond gainz. Skills like pistol squats, muscle-ups, and handstands were my new obsession. Simultaneously, Crossfit became my new love. While I enjoyed being able to do muscle-ups and all the cool Olympic lifts, I still had a deep desire for the gainzville. At last, after being sick of tired of being sick and tired, I decided to take matters into my own hands by creating a blog which I can share my progress as well as feedback on my diet, fitness plan, and financial journey. The goal by the end of this journey is to not only gain serious mass and financial freedom but also gain confidence and abilities I never had before. Hopefully, throughout the process, I will be able to provide others with the skills and opportunities to reach their fitness and financial goals as well. ... #InGainzWeTrust #totalmoneymakeover #debtsnowball #college #zerobasedbudget ... @zerobasedbudget @accordingtomycalculation @daveramsey ... 📷: @cassandra_pagnotta


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I’m making this list so I don’t spend $80 on Etsy crafts. Stay strong, my socially-isolated friends ✊🏼


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Double Tap & Share this with your friends 👇👇 - - 👉 Follow💙 us for daily high quality motivational, Inspirational & business content on Insta . . 👉 Follow us for more 🚀 👉 Follow us for more 🚀 👉 Follow us for more 🚀 . 🖤 Join the Club 🖤 - - - 📷 ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #financegoals #moneyhacks #inspirationsuccess #passiveincomeinvesting #financialempowerment financialgrowth #incometips #savetoinvest #moneyadvice #multipleincome #entrepreneurshipmindset #totalmoneymakeover #personalfinanceforwomen #financialexpert #savingsgoals #howtobudget #onlinebusinessideas #onlineentrepreneur #chasingfreedom #buildyourempire #businessideas #passiveincomestream #moneymanagement #retireearly #moneygoals #incomestreams #financialpeace #budgetingtips #workfromhome


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Thank you! Once again someone with a generous heart has reached out and helped us out. I am very grateful and feeling so blessed. I can't wait until I am in a position to help someone out. I have always been a big believer of paying it forward. Blessed once again. #aspiringminimalist #minimalism #minimalista #lessismore #mompreneur #businessowner #selfemployed #bossbabe #goaldigger #sidehustle #debtfreeclutterfree #debtfreejourney #debtfreecommunity #daveramsey #debtsnowball #babystep1 #babystep2 #easybudget #zerobasedbudget #debtsucks #financialfreedom #sinkingfunds #totalmoneymakeover #iwillbedebtfree #liveonabudget #nospenddays #blessed #payitforward #thankyou #verygrateful


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The difference between A Rat trap and A Himan Trap! 😶 . . Comment your opinion 👇 . . Follow us 👇👇👇👇 . . . . . . . . . . . Like ║ Comment ║ Share ✔🙏 . . . . . Hashtags 👇 . ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #onlinebusinessideas #savetoinvest #financialexpert #entrepreneurshipmindset #financegoals #inspirationsuccess #howtobudget #totalmoneymakeover #moneyadvice #savingsgoals #moneyhacks #financialempowerment financialgrowth #passiveincomeinvesting #incometips #multipleincome #personalfinanceforwomen #budgetingtips #moneymanagement #buildyourempire #personalfinances #freedombusiness #passiveincomestream #moneysavingtips #workfromhome #chasingfreedom #financialpeace #moneygoals #businesspassion


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Goal: Financial/Debt Free . Four months! I am four months away from being debt free! (I hope COVID-19 has an official treatment found before then!). . Not gonna lie, with my everything on lockdown, the temptation to shop online is high. But knowing that each non-essential item I order puts another at a higher risk of COVID-19 exposure makes me hesitate. . I know we’ll get through this. I know I’ll reach my debt free goal. Trial builds character and teaches lessons. We can do this!❤️ . #theeverevolvingme83 #goalsetting #gottastartsomewhere #trackingresults #progress #learningalongtheway #debtfree #debtfreejourney #totalmoneymakeover #babystep2 #debtsnowball #debtfreecommunity #payingoffcreditcards #patience #debtfreebyAugust2020 #proudofmyself #hardworkpaysoff


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Double Tap & Share this with your friends 👇👇 - - 👉 Follow💙 us for daily high quality motivational, Inspirational & business content on Insta . . 👉 Follow us for more 🚀 👉 Follow us for more 🚀 👉 Follow us for more 🚀 . 🖤 Join the Club 🖤 - - - 📷 ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #moneyhacks #totalmoneymakeover #inspirationsuccess #passiveincomeinvesting #savetoinvest #personalfinanceforwomen #entrepreneurshipmindset #financegoals #multipleincome #financialempowerment financialgrowth #savingsgoals #financialexpert #moneyadvice #incometips #howtobudget #onlinebusinessideas #moneysavingtips #moneymanagement #freedombusiness #financialeducation #retireearly #buildyourempire #budgetingtips #businesspassion #onlineentrepreneur #moneygoals #entrepreneurmindset #workfromhome


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Somebody might need to hear this. Don’t sign! Subscribe to my Youtube channel link in my bio


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Reading list during quarantine. ⠀ •⠀ It’s Not Supposed To Be This Way - Lysa Terkheurst : I just started this Bible study with a group of ladies and it’s such a good one for finding peace and hope for the future when you feel like your life is not what you expected. ⠀ •⠀ The Jeremiah Study Bible - Dr. David Jeremiah : I’ve been wanting a study Bible for a long time and finally decided on this one and I’m so happy with it. I love Dr. David Jeremiah’s breakdown of what the Bible says, what it means, and what it means for you. ⠀ •⠀ The Total Money Makeover - Dave Ramsey : In a season of unknowns, finances can become overwhelming stressful. Working through this book has helped me to streamline my bills and has set me up to pay off debt so much faster. ⠀ •⠀ Homebody - Joanna Gaines : Need I say more? But for real, this book is LOADED with so many great ideas and offers such a fun escape when I start reading it. The ideas get to flowing and the pen gets to drawing. • What’s on your reading list during #covid19?⠀ •⠀ #blogger #lifestyleblogger #homebody #christian #readinglist #biblestudy #lysaterkeurst #studybible #drdavidjeremiah #totalmoneymakeover #daveramsey #homebody #joannagaines


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Haha just a little bit of humor! If you haven’t subscribed to my YouTube channel the link is my bio 🤘🏻


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You've heard of an emergency fund, but do you know what it is or how to make sure you're using it to its full potential? Personal finance advocates will tell you that establishing an emergency fund is an important step on the road to achieving financial security. That's because having an emergency fund is an incredibly useful tool to maintain a level of debt that is manageable and aligned to your goals, even in situations that are out of your control. If you are lucky enough to still be employed, consider increasing your emergency fund to make sure it can cover at least three months of expenses. Because of the uncertainty during this time, having an emergency fund of 6 months to 12 months can be a goal that you're actively working towards. While you might be distracted by the shiny advice or posts that encourage you to buy the dip in the stock market, making sure that you have a full emergency fund should be prioritized JUST AS MUCH OR MORE than investing in this uncertain time. The purpose of an emergency fund is to have ACCESS to cash that isn't tied up in investments. If you invest the cash that you have on hand, and then the stock market continues to drop, you will be putting yourself in a sticky situation if you need to access cash. You might find yourself in a place where you NEED to sell at a loss because you need to access cash, and that isn't a good strategy! Sure, if you have low expenses and a low debt load, you might be in a good position to invest in the dip. BUT if that isn't the case for you, don't give up quick access to cash by investing all of your cash on hand. 🚨Everyone's situation is DIFFERENT. I'm not your financial advisor, and I have NO IDEA what your financial picture looks like. I encourage you to be the AUTHORITY of your finances and consider every piece of information you see through the lens of your own life. Never take someone else's advice without doing your own research and considering what makes sense based on your VALUE SYSTEM. This is a tricky time. Be smart and educate yourself as much as you can before making any decisions. 🚨 Want more personalized advice? DM me about my signature coaching program!


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TOTAL DEBT PAYOFF UPDATE 👀⁠ ⁠ This number makes me super proud but also a little queasy?? 🤷🏼‍♀️⁠ ⁠ Debt payoff is so bittersweet. Sweet because we'll be debt free soon. Bitter because this could have been the down payment on a home 🤢⁠ ⁠ I can't be alone in feeling this way... right?? Right guys?? ... Guys?⁠ ⁠


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Getting Stephen started on the right financial foot early on 💵 While working from home & Stephen being home from daycare, I often have Dave Ramsey playing in the background while Stephen plays with his toys. I’ve noticed lately that when Dave Ramsey is playing, Stephen stops and pays attention @daveramsey #totalmoneymakeover #teachthemyoung #goodfinancialhabits #babyboy #11months


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If you aren't careful about keeping thorough records, you're probably not claiming all your allowable income tax deductions and credits. Set up a system now and use it all year. It's much easier than scrambling to find everything at tax time, only to miss items that might have saved you money.⁠ ⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ ⁠ ⁠ #FinancialTips #personalfinanceforwomen #personalfinanceformen #moneymanagement #debtfreegoals #budgetingtips #debtfreeliving #totalmoneymakeover #financegoals #financialcoaching #debtpayoff #debtfreedom #personalfinance #wealthbuilding #finances #debtfreedom #savingsgoals #budgetingtips #emergencyfund #firemovement #millenialmoney #pensions #howtosavemoney #improveyourcreditrating #financialpeace #debtfreegoals #debtfreejourney #debtpayoff #budgeting #londonmortgages⁠ Top posts


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Most of us were not taught basic money 💰 management skills in school or by our parents 👨👩. It is never too late to learn! Increase your knowledge 📈 to decrease fear 📉 and anxiety. Knowledge is empowering. . What questions do you have about money management? . http://bit.ly/KerriPreLaunchVIPList 🔗


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I’m seeing a lot of post lately about how people should be using their time during this pandemic. ⁣ ⁣ I’m seeing a lot of post that push excessive productivity.⁣ ⁣ I’m seeing a lot of posts about how true entrepreneurs always emerge during the hardest times. ⁣ ⁣ I’m seeing a lot of posts that say if you can’t come out of this with a better body, a clearer mind, and a side hustle that you lack discipline.⁣ ⁣ For some people, this time is challenging enough without the added pressure of feeling like they need to come out of this time transformed into the highest version of themselves. ⁣ ⁣ So here’s a little reminder that if all you did was survive today—that’s ok.⁣ ⁣ Be kind to yourselves, and each other⁣ ⁣ XO, ⁣ Bae⁣


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O que acharam do vídeo? Eu amei demais fazer esse challenge. Amanhã tem mais hein. Comenta e compartilha com geral. Inspiração: @lisabarcelox . . . . . . . . . . . #challenge #luizasonza #brasil #makeup #evoluiuchallenge #bregafunkchallenge #funk #musica #tutorialmakeup #beauty #hudabeauty #challenger #maquiagem #simplesmenteacontece #totalmoneymakeover #totalmentedemais #beatiful #perfect


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We’re taking our debt snowball month by month in light of what’s going on in our worlds. We chose to still make our big March payment and will decide what to do about April at the end of the month. One thing I can say for certain, this crisis has me more eager than ever to pay this stupid loan in full so we can be DONE and have one less thing to stress about.. and as of today, we’ve paid off just about 1/3 of the balance since January. #lifeafterdebt #totalmoneymakeover #financefriday #fiscallyfit


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After reading this book, I was hooked and ready to quit being sloppy with my money. Since then, my finances have done a complete 180. I went from having a negative net worth with $53K in debt to having a 6 figure net worth with no non-real estate debt. I went from not having a money plan to having enough cash flow to invest 15% into retirement, build sinking funds AND send extra money towards my mortgage. Seriously y'all, add it to your list. The audio book is still only $1.99 at daveramsey.com. - link is in my bio! You can also download your local library's app and borrow the book/audiobook on the app for free. #readinglist #quaratinereading #bookstoread #totalmoneymakeover #moneymakeover #changeyourlife #moneymoves #moneyplans #budgetboss #networth #financialcoach #debtfree #addittothelist #nursesofinstagram #nurse #personalfinance #financialliteracy #nursesempowernurses #coach #moneygoals #womenempowerment #booksofig #flattenthecurve #stayhome #socialdistancing


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Make your own pesto! Use leftover greens, basil, nuts, garlic, and Parmesan or nutritional yeast for a vegan version. I use carrot tops as my greens and huskless pumpkin seeds as my nut. You can toast the nuts for a little extra flavor! I put it on everything from pasta to toast to eggs to potatoes. 😋


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Here’s our down payment contribution for March, but I have two words for you: job change. . Yes, in the midst of a global pandemic, my husband changed jobs, and got his unused vacation time paid out. March was a wild ride for us. I’m glad it’s over, even though it was fun to put that much into our down payment savings! . April will be significantly lower as we adjust our budget to cover more out of pocket medical costs. We’ll still make some progress though.


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Bom dia morecosss... tudo bem com vocês? Espero que sim. HOJE TEM VÍDEO NOVOOOOO... 🥳🤩 As 12:30 vou soltar o vídeo, fiquem ligadinhos aqui. Quero ver todo mundo comentando muito e compartilhando com geral. 😍😉 . . . . . . . . . . . . . . . . . . . . . #makeup #tutorialmakeup #makesimplesebonita #makesimples #hudabeauty #challenge #challenger #challengeaccepted #evoluiuchallenge #bregafunkchallenge #contornofacial #totalmoneymakeover #totalmentedemais #beatiful #ringlight #perfect #modafeminina #makeperfeita


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Meanwhile I've heard people say "I ain't got no money/time/whatever excuse they can think of, so I ain't gonna follow my dreams."🤥 . Tag someone who needs to see this 👇👇⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #savetoinvest #entrepreneurshipmindset #incometips #multipleincome #totalmoneymakeover #onlinebusinessideas #passiveincomeinvesting #savingsgoals #financialempowerment financialgrowth #moneyhacks #moneyadvice #inspirationsuccess #howtobudget #financegoals #personalfinanceforwomen #financialexpert #budgetingtips #moneysavingtips #financialpeace #chasingfreedom #buildwealth #moneygoals #businessideas #workfromhome #incomestreams #passiveincomestream #businesspassion #onlineentrepreneur


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April goals are in! This month I want to do 3 things. ⁣ ⁣ 1️⃣ 15 No Spend Days. Essential spending (like bills, utilities, groceries) doesn’t count. This should be easy to do given I never leave the house anymore, and I’m not tempted to shop online. ⁣ ⁣ 2️⃣ Save $1,500 toward Baby Step 3. ⁣ ⁣ 3️⃣ Survive. In all senses of the word—literally, physically, mentally, emotionally. ⁣ ⁣ Have you set your April goals yet?


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💖SHARING SOME TIPS💖 When we made the decision to get serious about our #debtfreejourney in June 2014, we never would have imagined we would be living in a #pandemic in 2020. Or that I as the primary income (for the first time in our marriage) would be laid off because of it. • As we neared becoming #debtfree in 2018, we made the decision to stay focused & crush #babystep3 for our peace of mind because we wanted to do everything in our power to NEVER go back to where we came from! • • 🌟T I P S🌟 1️⃣ Be #gazelleintense on #babystep3 I know.... You’ve been sacrificing so long that you feel you can take a break, but DON’T! Power through it! 2️⃣Treat your #sinkingfund as INSURANCE! This will be your safeguard for the most unpredictable of times. 🙏🏻 You will thank yourself later. 3️⃣Do NOT touch your EF, except for emergencies. Out of sight, out of mind. 4️⃣Keep it in a money market. Remember, this is your insurance for a rainy day; NOT an investment. 5️⃣Keep it in your local bank for quick & easy access. You don’t want to have to wait a few business days when you TRULY need it b/c an emergency calls for URGENCY. 🚨 6️⃣Go ALL in! @daveramsey advises 3-6 months. We went for the solid 6 months. 7️⃣Give yourself time & grace. You’ve come so very, very far. You CAN do this! 💯 • #debtfreecommunity #debtfreecouple #debtfreeliving #budget #cashisking #debtisdumb #financialpeace #financialsuccess #financialplan #livelikenooneelse #mindset #moneymatters #personalfinances #takeauthority #daveramsey # daveramseyplan #intentionalliving #sheworkshardsavingmoney #financialpeace #totalmoneymakeover #cashflow #livelikenooneelse #daveramseywouldbeproud #frugalliving #babystep1 #babystep2


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Our Debt Payment Tracker has been updated with our March numbers! Our updated total debt is $20,205.18. And man... I really want to transfer $250 to debt to get us under $20k, but we are focused on our savings for COVID-19.


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Raise your hand if you're team new mindset. ⁣ ⁣ 🙋‍♀️🙋‍♀️🙋‍♀️🙋‍♀️⁣ ⁣ A few things I would've told my younger (old mindset) self were:⁣ ⁣ • Debt is debt⁣ ⁣ • Pay yourself first (aka save money)⁣ ⁣ • Budgeting is the first step towards financial freedom⁣ ⁣ • Focus on your income, debt-to-income ratio, savings, and net worth if you want to know how you're doing financially. ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ ⁣ #debtfreedom #debtfree #daveramsey #debtfreegoals⁣⁣⁣ #debtfreejourney #debtisdumb #livingonabudget⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ ⁣⁣⁣⁣#debtfreelifestyle #daveramseycommunity #debtfreeaf #debtfreelife #livelikenooneelse #budgettips #financialindependence #daveramseybabysteps #budgetlife #studentloans #debtpayoff #budgeting #gazelleintense #savemoneylivebetter #debtfreedreams #budgethome #debtfreeby30 #debtfreefamily⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ #debtfreelifestyle #daveramseycommunity #debtfreeliving #totalmoneymakeover #financialfreedom⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣


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𝗪𝗵𝗮𝘁: 𝗙𝗮𝘀𝗵𝗶𝗼𝗻 & 𝗙𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗳𝗼𝗿 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝘁𝗲𝗿𝗮𝗰𝘆 𝗠𝗼𝗻𝘁𝗵 Now available at your fingertips is my 𝗙𝗥𝗘𝗘 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗖𝗢𝗨𝗥𝗦𝗘 that is sure to keep you LIT about LIFE INSURANCE! 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻: Why life insurance matters for your finances Where and how to apply for life insurance How to choose the right life insurance coverage 𝗪𝗵𝗮𝘁'𝘀 𝗶𝗻𝗰𝗹𝘂𝗱𝗲𝗱 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗰𝗼𝘂𝗿𝘀𝗲: Bite-sized explainer videos & live coaching call replay Applicable infographics & worksheets or checklists Tap the link in bio to download today and while you’re there ENJOY the new layout and resources within the link of the bio! 𝐡𝐭𝐭𝐩𝐬://𝐫𝐮𝐟𝐟𝐢𝐧𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐢𝐧𝐠𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬.𝐜𝐨𝐦 𝟏-𝟖𝟖𝟖-𝟗𝐑𝐔𝐅𝐅𝐈𝐍 𝐞𝐫𝐮𝐟𝐟𝐢𝐧@𝐫𝐮𝐟𝐟𝐢𝐧𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐢𝐧𝐠𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬.𝐜𝐨𝐦


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When you feel overwhelmed by your finances, it’s common to avoid or ignore the situation. If you feel yourself doing this, then choose one thing to do this weekend to help move yourself forward. Look at your bank balance, write up a weekly spending budget, or call your credit card company to discuss your hardship needs. After you do your one thing, keep going if it feels good, or pick another task for the next day. You’ve got this!


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Do you agree? 🤔 ⁣⁣Double Tap & Share this with your friends 👇👇 - - 👉 Follow💙 us for daily high quality motivational, Inspirational & business content on Insta . . 👉 Follow us for more 🚀 👉 Follow us for more 🚀 👉 Follow us for more 🚀 . 🖤 Join the Club 🖤 - - - 📷 ⁣ ⁣ ⁣⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ __⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ 📷All credits to respctive owners. DM for credit! #entrepreneurshipmindset #totalmoneymakeover #financialempowerment financialgrowth #moneyadvice #savetoinvest #personalfinanceforwomen #onlinebusinessideas #howtobudget #multipleincome #inspirationsuccess #passiveincomeinvesting #savingsgoals #financialexpert #incometips #moneyhacks #financialeducation #budgetingtips #personalfinances #buildyourempire #moneysavingtips #passiveincomestream #moneymanagement #moneygoals #chasingfreedom #freedombusiness


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Are you interested in BITCION in binary options. Invest with a trusted Account Manager and get a better return in 5 days time if you register now ,i will help you mine your account with the minimum of $200 btc to earn $2,500 btc $300 btc to earn $3,500btc $400 BTC to earn $4,500btc $500 assure you get $5,500 btc.​ $600 btc to earn $6,500btc $700 btc to earn $7,500btc $800 btc to earn $8,500btc $900 btc to earn $9,500btc $1000 btc to earn $10,000btc $2000 btc to earn $20,000btc All in 5 days profits and 100% guaranteed.(payout is assured)you can also monitor your live trading account whenever you want... . . .. ASK HOW OR SEND A DIRECT MESSAGE . . .✅✅✅✅💻📊📉📊💻✅💻📊📊📈📈 #debtfree #debtfreecommunity #debtisdumb #totalmoneymakeover #daveramsey #gazelleintense #debtfreescream #babysteps #debtsnowball #momoney #whatsinyourwallet #nolongerslaves #debtfreedom #cashisking #wherethecashat #budgeting #budget #debtfreejourney #CPA #millennialmoney #goals #buildwealth #money #wealth #keepingupwiththejoneses #millennials #financialindependence #financialfreedom #millennialfinance #danlok


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